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Edited May 16, 2025
at 09:28 AM
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Earn 100,000 bonus points after
$5,000 in purchases in your first
3 months from account opening with the
Chase Sapphire Preferred® Card. Annual fee is $95.
Card Details:
Earn 1000,000 bonus points after you spend $5,000 on purchases in the first 3 months from account opening.
Enjoy benefits such as 5x on travel purchased through Chase TravelSM, 3x on dining, select streaming services and online groceries, 2x on all other travel purchases, 1x on all other purchases, $50 Annual Chase Travel Hotel Credit, plus more.
Earn up to $50 in statement credits each account anniversary year for hotel stays through Chase TravelSM
10% anniversary points boost - each account anniversary you'll earn bonus points equal to 10% of your total purchases made the previous year.
Count on Trip Cancellation/Interruption Insurance, Auto Rental Collision Damage Waiver, Lost Luggage Insurance and more.
Complimentary DashPass which unlocks $0 delivery fees & lower service fees for a min. of one year when you activate by 12/31/27. Plus, a $10 promo each month on non-restaurant orders.
Member FDIC
Rates & Fees
Read our review on the
Chase Sapphire Preferred® Card
Slickdeals may be compensated by Chase
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$1000 cash back less:
- $95 annual fee
- $50-100 opportunity cost for spending $5000 on a card that only gives 1%cb when you could have gotten 2-3%cb.
Still over $800 tax-free profit. Not bad at all.
Considering it. I have one more application before I hit chase 5/24, then wait for a boosted amex gold or platinum bonus.
Any 0% apr period on this?
Will they treat a tax payment at pay1040 as a cash advance? Most credit card vendors treat it as a purchase.
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I think she should be okay given that I got a mailer for the 100K with an expiration date of 5/19.
Monday 4/7/2025
- Downgraded CSP to Freedom
Monday 4/14/2025
- Applied for CSP
- "Thanks for applying, We need to review your application."
- Rec'd email "We'll review your Chase Sapphire Preferred Card application and be in touch soon."
- Called the Application status line (800-432-3117). "App rec'd and will be notified with decision in approx. 2 weeks)
Tuesday 4/15/2025
- Called the Application status line (800-432-3117). "App being reviewed and will be notified with decision in 7 to 10 business days)
- Called Reconsideration Line (888-270-2127) to escalate approval. Asked for Name, SSN, address. "App is being handled by our security verification team and want to speak with you." Transferred. Asked for Name, confirm that I applied for CSP, asked for mobile # to send one time passcode. Gave them passcode. They accessed application, verified email, mother's maiden name, put on hold to finalize application. Congrats you have been approved.
Monday 4/7/2025
- Downgraded CSP to Freedom
Monday 4/14/2025
- Applied for CSP
- "Thanks for applying, We need to review your application."
- Rec'd email "We'll review your Chase Sapphire Preferred Card application and be in touch soon."
- Called the Application status line (800-432-3117). "App rec'd and will be notified with decision in approx. 2 weeks)
Tuesday 4/15/2025
- Called the Application status line (800-432-3117). "App being reviewed and will be notified with decision in 7 to 10 business days)
- Called Reconsideration Line (888-270-2127) to escalate approval. Asked for Name, SSN, address. "App is being handled by our security verification team and want to speak with you." Transferred. Asked for Name, confirm that I applied for CSP, asked for mobile # to send one time passcode. Gave them passcode. They accessed application, verified email, mother's maiden name, put on hold to finalize application. Congrats you have been approved.
Edit - Just got instant approval. Go figure. Meanwhile my wife who was "pre-approved" and signed in through her Chase account, applied on 4/3, had to go through the fraud BS and upload her driver's license and other documents, is still in purgatory. Automated line keeps saying 2 weeks, so I guess that is positive and she'll get it eventually.
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Apparently Chase thinks these criminals have sunk to a new low
Monday 4/7/2025
- Downgraded CSP to Freedom
Monday 4/14/2025
- Applied for CSP
- "Thanks for applying, We need to review your application."
- Rec'd email "We'll review your Chase Sapphire Preferred Card application and be in touch soon."
- Called the Application status line (800-432-3117). "App rec'd and will be notified with decision in approx. 2 weeks)
Tuesday 4/15/2025
- Called the Application status line (800-432-3117). "App being reviewed and will be notified with decision in 7 to 10 business days)
- Called Reconsideration Line (888-270-2127) to escalate approval. Asked for Name, SSN, address. "App is being handled by our security verification team and want to speak with you." Transferred. Asked for Name, confirm that I applied for CSP, asked for mobile # to send one time passcode. Gave them passcode. They accessed application, verified email, mother's maiden name, put on hold to finalize application. Congrats you have been approved.
I had read we only needed to wait 4 days for an online application, but also read 7, so I just made sure to play it safe and wait a week. Definitely don't need to wait 30 days.
Thanks.
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I have CSP and my referral gives CSP and CSR as options.