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Chase Sapphire Preferred® Card: Earn 100K Bonus Points After You Spend $5k in the First 3 Months Expired

+98 Deal Score
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Earn 100,000 bonus points after $5,000 in purchases in your first 3 months from account opening with the Chase Sapphire Preferred® Card. Annual fee is $95.

Card Details:


Rates & Fees

Read our review on the Chase Sapphire Preferred® Card

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Original Post

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Edited May 16, 2025 at 09:28 AM by
Earn 100,000 bonus points after $5,000 in purchases in your first 3 months from account opening with the Chase Sapphire Preferred® Card. Annual fee is $95.

Card Details:
Earn 1000,000 bonus points after you spend $5,000 on purchases in the first 3 months from account opening.
Enjoy benefits such as 5x on travel purchased through Chase TravelSM, 3x on dining, select streaming services and online groceries, 2x on all other travel purchases, 1x on all other purchases, $50 Annual Chase Travel Hotel Credit, plus more.
Earn up to $50 in statement credits each account anniversary year for hotel stays through Chase TravelSM
10% anniversary points boost - each account anniversary you'll earn bonus points equal to 10% of your total purchases made the previous year.
Count on Trip Cancellation/Interruption Insurance, Auto Rental Collision Damage Waiver, Lost Luggage Insurance and more.
Complimentary DashPass which unlocks $0 delivery fees & lower service fees for a min. of one year when you activate by 12/31/27. Plus, a $10 promo each month on non-restaurant orders.
Member FDIC

Rates & Fees

Read our review on the Chase Sapphire Preferred® Card

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Deal
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+98
275,198 Views
These responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

753 Comments

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Featured Comments

For those who only want cash, not points:

$1000 cash back less:
- $95 annual fee
- $50-100 opportunity cost for spending $5000 on a card that only gives 1%cb when you could have gotten 2-3%cb.

Still over $800 tax-free profit. Not bad at all.

Considering it. I have one more application before I hit chase 5/24, then wait for a boosted amex gold or platinum bonus.

Any 0% apr period on this?

Will they treat a tax payment at pay1040 as a cash advance? Most credit card vendors treat it as a purchase.
The offer is supposed to be available online starting 04/03.
Not only is it in OP's message, it's also in the subject. Good grief.

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Joined Jul 2008
L7: Teacher
> bubble2 2,110 Posts
1,189 Reputation
screenshot
04-18-2025 at 08:19 AM.
04-18-2025 at 08:19 AM.
I referred my wife and she was instantly approved on 4/12. Any idea how long does it take to get referral points?
Reply
Joined Sep 2009
L10: Grand Master
> bubble2 15,329 Posts
4,338 Reputation
Knightshade
04-18-2025 at 09:29 AM.
04-18-2025 at 09:29 AM.
Quote from screenshot :
I referred my wife and she was instantly approved on 4/12. Any idea how long does it take to get referral points?

It'll often show up under reward activity as pending points fairly quick and then usually post by your next statement- though it could be your second statement if first period ended very close to the referral happening.
Reply
Joined Jan 2007
EEEEZZZZZ
> bubble2 8,169 Posts
1,035 Reputation
dadab
04-18-2025 at 02:33 PM.
04-18-2025 at 02:33 PM.
If I've a return on a purchase after the 5k spend, how does the points impact? especially if Chase thinks my spent went below 5k requirement. Trying not to overspend above 5k on this card. LOL. TIA.
1
Reply
Joined Oct 2008
L6: Expert
> bubble2 1,012 Posts
59 Reputation
cool2590
04-18-2025 at 03:20 PM.
04-18-2025 at 03:20 PM.
Does anyone getting fees waived off at branch? I talked to branch agent and she said there is no way for them to waive off fees at branch level.
Reply
Joined Dec 2006
HI!
> bubble2 343 Posts
311 Reputation
hinewsguy
04-18-2025 at 05:07 PM.
04-18-2025 at 05:07 PM.
just to update, downgraded sapphire to one of the freedom cards monday morning. app/account immediately showed the sapphire changed to the freedom card with the same number. when checking the credit card products no sapphire cards were available, but the freedom cards were even though i just changed to one of the same ones. on wednesday evening the app/account showed sapphire cards available to apply for and freedom card disappeared. felt like at this point it would be safe to apply but held off until just a while ago (friday afternoon). instantly approved during the online application submission. So i guess chalk another one up for waiting 4 days.
Reply
Joined Dec 2006
HI!
> bubble2 343 Posts
311 Reputation
hinewsguy
04-18-2025 at 05:09 PM.
04-18-2025 at 05:09 PM.
Quote from cool2590 :
Does anyone getting fees waived off at branch? I talked to branch agent and she said there is no way for them to waive off fees at branch level.
in past years i have seen customers successfully do this, but not this time around. i think a few have been able to negotiate a waive of the fee by getting a $95 credit back to the account after the fact (but of course this arrangement was negotiated during the sign up process with the agent). no chase banks anywhere near my location so unable to try myself and just settled for the online offer. good luck.
Reply
Joined Mar 2006
L9: Master
> bubble2 4,079 Posts
796 Reputation
cccheel
04-19-2025 at 02:58 PM.
04-19-2025 at 02:58 PM.
I can't remember my last Chase bonus (I think I got this card awhile back). Will chase tell me if I'm ineligible for the bonus during sign up, like AMEX does?
Reply

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Joined Nov 2017
New User
> bubble2 9 Posts
14 Reputation
kranthi1988
04-19-2025 at 07:50 PM.
04-19-2025 at 07:50 PM.
If I pay my house property tax (county) using the sapphire preferred card, will it count towards purchase and the initial bonus requirement?
Reply
Joined Dec 2006
L7: Teacher
> bubble2 2,812 Posts
490 Reputation
NE0tekk
04-21-2025 at 04:25 AM.
04-21-2025 at 04:25 AM.
Quote from SunnyMorning :
Which number did you call?TIA
1-888-204-8630
Not sure if it's the same for everyone but this one got me to the fraud department quick.
Reply
Joined Dec 2006
L7: Teacher
> bubble2 2,812 Posts
490 Reputation
NE0tekk
04-21-2025 at 04:33 AM.
04-21-2025 at 04:33 AM.
Just realized the dashpass will be good till December of 2027! Not sure if I'd feel like paying for 2 additional years for this card though.
Reply
Joined Nov 2019
VIP Member
> bubble2 14,630 Posts
728 Reputation
Lilyly
04-21-2025 at 05:03 AM.
04-21-2025 at 05:03 AM.
Quote from screenshot :
I referred my wife and she was instantly approved on 4/12. Any idea how long does it take to get referral points?
trying to figure out how to reach $5k. how are you guys reaching $10k?
Reply
Joined Jul 2008
L6: Expert
> bubble2 1,829 Posts
285 Reputation
localHero
04-21-2025 at 05:21 AM.
04-21-2025 at 05:21 AM.
Quote from kranthi1988 :
If I pay my house property tax (county) using the sapphire preferred card, will it count towards purchase and the initial bonus requirement?
Yes though you may also be charged some percentage by your tax entity. Here in SC, I'm able to pay state income taxes by card without fees but I think that's rare.
Reply
Joined Jul 2008
L6: Expert
> bubble2 1,829 Posts
285 Reputation
localHero
04-21-2025 at 05:30 AM.
04-21-2025 at 05:30 AM.
Quote from Lilyly :
trying to figure out how to reach $5k. how are you guys reaching $10k?
Look for anything you can pay without fees. Insurance bills, tax bills, utilities, etc. If nothing else, Staples runs a recurring offer for $200 Visa or Mastercard gift cards without fees so you can stock up on them.
1
Reply
Joined Jun 2023
L2: Beginner
> bubble2 70 Posts
10 Reputation
SatchBoogie1
04-21-2025 at 01:09 PM.
04-21-2025 at 01:09 PM.
I have a dumb question. I applied as a guest on 4/14. Are they supposed to email you if you are approved or rejected? My USPS informed delivery shows a letter from Chase. I don't know if it's a rejection letter or if it's an approval with the card inside.
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Joined Nov 2007
L3: Novice
> bubble2 156 Posts
59 Reputation
SicBoy34
04-21-2025 at 02:07 PM.
04-21-2025 at 02:07 PM.
Quote from SatchBoogie1 :
I have a dumb question. I applied as a guest on 4/14. Are they supposed to email you if you are approved or rejected? My USPS informed delivery shows a letter from Chase. I don't know if it's a rejection letter or if it's an approval with the card inside.
I think cards typically come in completely unmarked envelopes. I might be wrong there, I haven't received a new card in quite a while.
Reply
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