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Advertiser Disclosure
$350 Sign up Bonus with BMO if you open a checkings account and deposit $4000 in 90 days
BMO is offering a $350 for those that open a new account with BMO.
BMO Smart Advantage Checking is free if you go for the paperless option.
https://www.bmo.com/en-us/main/personal/checking-accounts/digital-offer/ [bmo.com]
BMO Smart Advantage Checking is free if you go for the paperless option.
https://www.bmo.com/en-us/main/personal/checking-accounts/digital-offer/ [bmo.com]
Created 04-14-2025
at 11:12 PM
by CnC_Citizen
in
Financial Tools & Services
(6)
BMO - Bank Advertiser
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To apply online for a checking account, visit bmo.com/350spring, select "OPEN IN MINUTES" for the checking account of your choice and we'll automatically apply the promo code for you.
To apply at a branch or by phone for a checking account, visit bmo.com/350spring, enter your information, and select "SEND MY PROMO CODE" to receive the promo code you must use when opening your account.
If you received a direct mailer regarding this offer, please use the promo code found in the mailer.
Accounts opened online on the final day of the promotion must have their applications submitted and approved prior to 9:00 p.m. CT. If you open your account by calling 1-800-546-6101, we must receive your opening deposit and all signed account opening documents by May 2, 2025.
To receive the personal checking new account cash bonus of $350:
Open a new BMO Smart Money Checking or BMO Smart Advantage Checking account; and
Have a cumulative total of $4,000 in qualifying direct deposits within 90 days of account opening.
Checking cash bonus offer is limited to one per customer and account (including trustees and signers on joint accounts). Offer is not available for existing BMO personal checking customers (including trustees and signers on joint accounts) or those who have closed a BMO personal checking account within the past 12 months. Cash bonus may be reported to the IRS for tax purposes, and you are responsible for any applicable taxes. Offer can be changed or canceled without notice at any time and cannot be combined with any other offer. If your balance is zero, we may close your account. Your account must be open, in good standing and must have a balance greater than zero when the cash bonus is paid.
Qualifying direct deposits are deposits of regular income – such as your salary, paycheck, pension payment, Social Security payment, or other government benefits payment electronically deposited into the account from an employer or similar third party – using your account number and BMO's routing number that you provide to them. We reserve the right to request documentation that the direct deposits qualify. Non-qualifying examples include: teller deposits, wire transfers, ATM transfers or deposits, BMO Digital Banking transfers or deposits, deposits processed as a debit card credit, transfers from any bank or brokerage account, and Account to Account or Peer to Peer (e.g. Zelle®, Venmo) transfers.
You are only eligible for one checking account cash bonus; you cannot open multiple checking accounts and receive multiple cash bonuses. The promo code is applied to the first checking account that is opened between February 4, 2025 and May 2, 2025. Day 1 is the day you open your account and begins the tracking period. If you open your account on a day other than a Business Day, Day 1 is the next Business Day. Cash bonus is paid into the checking account approximately 100 days after account opening.
Exclusions:
Savings rewards are available for new accounts only. An account switched into Savings Builder from a different product is not eligible for savings rewards.
Savings rewards are limited to one Savings Builder account per customer as the Primary Account Owner. Only your first account opened is eligible for savings rewards.
You are not eligible to receive savings rewards if you have previously opened a Statement Savings account between February 3, 2020 and October 18, 2021, and participated in the Statement Savings account – Savings Rewards offer.
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I was denied becuse they said that they could not verify my ID. Even after I input my full SSN. That's why I took a chance and called. Wow. Grueling.
otherwise, scammers can easily open an account in your name
otherwise, scammers can easily open an account in your name