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Chase Freedom or Sapphire cardholders: Redeem 2250 Reward Points for $25 eBay GC

+23 Deal Score
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For Chase credit cardholders, they currently have a (10%) sale on redeeming reward points for certain gift cards. The eBay one seemed like the only decent one, assuming you don't have better ways of redeeming your Ultimate Rewards points (i.e., like getting an additional 25%/50% bonus when redeeming for travel with Chase Sapphire).

eBay 2250 = $25
https://ultimaterewardspoints.cha...ds/gallery
(filter for Sale to see all. Or just search for the eBay one)

For Chase Freedom, the other ones are:
Arbys, Fandango, H&M, IHOP, Krispy Kreme, Lowes, Zaxbys, One4all Happy Moments, One4all Happy Birthday

For Chase Sapphire, the other ones are:
Fandango, H&M, IHOP, Krispy Kreme, One4all Happy Moments, One4all Happy Birthday
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Chase Freedom or Sapphire cardholders: Redeem 2250 Reward Points for $25 eBay GC
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Joined Dec 2009
Deal seeker
> bubble2 1,978 Posts
704 Reputation
Jesrf
05-01-2025 at 04:30 AM.
05-01-2025 at 04:30 AM.
Quote from nutsaboutgolf :
As a former points brah, I'm fascinated to learn why someone is paying an annual fee for a travel card to earn cash back. If one is taking a pause from traveling for reasons beyond their control, I get it

Due to work wanting me to travel more and the requirement we have to use United if available, I've converted to using the United card for almost anything except for the 5% Chase Freedom Flex categories. With the top-tier airline cards, you typically earn both miles and points towards your airline status. On a recent 18-hour flight to Singapore, nothing was more valuable than getting a free upgrade to a lie-flat...lol

You really should be looking at the Sears SYWR mastercard. By far the best cash back card…
1
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Joined Jan 2008
L5: Journeyman
> bubble2 727 Posts
115 Reputation
Diz
05-01-2025 at 07:05 AM.
05-01-2025 at 07:05 AM.
Quote from laidbackinNC :
I don't know about things outside of my little world here in NC, but the latest example I have is college tuition for next year -- paying online with a credit or debit card incurs a 2.85% added fee. Paying DMV online there's now a 1.85% card processing fee that's new, on top of the $3 service fee they already had. Many local restaurants and food trucks charge a card fee, and I understand the reason. For them, I'm back to using cash now, like I did years ago
Ah, okay. Yeah, I'm used to these kinds of changes happening. I thought you were referring to charges specific to someone using the Fidelity VISA versus any other credit card. Thanks for the response.
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Joined Jan 2008
L5: Journeyman
> bubble2 727 Posts
115 Reputation
Diz
05-01-2025 at 07:13 AM.
05-01-2025 at 07:13 AM.
Quote from Jesrf :
You really should be looking at the Sears SYWR mastercard. By far the best cash back card…
I would definitely be willing to debate this. This card could certainly simplify someone's CC arsenal, but it's not too difficult to integrate 3 or 4 different CCs and have a more profitable outcome. It does depend on one's spending habits, though. For example, gas purchases do very little for my bottom line. 2:1 at "Shop Your Way" merchants provide basically no value to me as well. To each their own, and that's why there are so many options out there.
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Joined Jul 2004
L8: Grand Teacher
> bubble2 3,005 Posts
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DiMAn0684
05-01-2025 at 07:31 AM.
05-01-2025 at 07:31 AM.
I am just here to read the comments about getting better value for transfer redemptions.
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Joined Jan 2008
L5: Journeyman
> bubble2 727 Posts
115 Reputation
Diz
05-01-2025 at 12:09 PM.
05-01-2025 at 12:09 PM.
Quote from DiMAn0684 :
I am just here to read the comments about getting better value for transfer redemptions.
I redeem almost exclusively via travel partners Southwest (~$0.014 per point on average) and Hyatt (~$0.02 per UR on average). I don't consider 10% to 25% discounts on gift cards a good use of UR point redemption by any means. I'll be reassessing this soon, though, after SW rolls out their massively customer unfriendly changes.
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Joined Nov 2016
L1: Learner
> bubble2 98 Posts
19 Reputation
Farrukh09
05-02-2025 at 01:18 AM.
05-02-2025 at 01:18 AM.
Quote from thcheat :
I have had CSR for over 10 years I think. Giving math for current situation : $550- $300 travel credit - 300 doordash credit (25*12) - $20 for global entry ($100/5 years) I'm already ahead. I added doordash credit because it's something I use. I don't use lyft so I'm excluding lyft $120 credit.
On top of getting my fee back, I use priority pass when I travel for both business and personal. I have gold level in my Marriott till end of this year and I'm Executive on National car always. Those status help make travel fun for someone who doesn't travel that often.

However main benefit for holding to CSR is the insurance. I rent the car and I have no worry about insurance. I book hotels/flight and if I need last minute cancelation for health or any valid reasons, I know I'm covered. That peace of mind is worth paying the fee for CSR. CSP has no such high level of benefit. Few years back, travelling internationally, needed to go to hospital. I was not worried. paid there with CSR and came back, submitted paperwork and except deductible, all hospital expenses and medicines were reimbursed. That is the value of CSR.

If I transfer points to hotel/airlines and book using that, I don't get that insurance. So, the $550 fee is my insurance for "almost" anything life throws at me and it's worth it.

Yeah that's a good use for the CSR, a travel card. I wasn't comparing transferring to a partner or using the chase portal. Do whichever floats your boat, but the guy I was replying to is not using the CSR for travel, period. He's using the CSR strictly for cash back only(or buying gift cards like this) which is why I was so confused why he's throwing money away.
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Joined Dec 2009
Deal seeker
> bubble2 1,978 Posts
704 Reputation
Jesrf
05-05-2025 at 04:58 AM.
05-05-2025 at 04:58 AM.
Quote from Diz :
I would definitely be willing to debate this. This card could certainly simplify someone's CC arsenal, but it's not too difficult to integrate 3 or 4 different CCs and have a more profitable outcome. It does depend on one's spending habits, though. For example, gas purchases do very little for my bottom line. 2:1 at "Shop Your Way" merchants provide basically no value to me as well. To each their own, and that's why there are so many options out there.

Do you have the card? I'm getting ten percent cash back every month at grocery stores/gas/restaurants up to $2k spend. As a statement credit. Plus the 3% in "points" - so I'll churn out $2400 in cash this year plus $720 in a gift card. Not sure who's paying better?

My strat is to spend the whole $2k at grocery (mostly on GC's) which is earning me another $200 off a month in fuel points (more actually, but hard to use them all) so for me it's 25% cb - but ymmv.
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Joined Jan 2008
L5: Journeyman
> bubble2 727 Posts
115 Reputation
Diz
05-05-2025 at 10:11 AM.
05-05-2025 at 10:11 AM.
Quote from Jesrf :
Do you have the card? I'm getting ten percent cash back every month at grocery stores/gas/restaurants up to $2k spend. As a statement credit. Plus the 3% in "points" - so I'll churn out $2400 in cash this year plus $720 in a gift card. Not sure who's paying better?

My strat is to spend the whole $2k at grocery (mostly on GC's) which is earning me another $200 off a month in fuel points (more actually, but hard to use them all) so for me it's 25% cb - but ymmv.
I do not have this card. I have 11 various Chase cards, a Discover IT, and a Fidelity Rewards VISA. Chase URs are my biggest go-to and I typically have about 400k points at any given time that I value at $0.015 each. If I am not getting at least a 10% discount on something, I don't spend my time on a deal, because time is money, and for me, 10% is only adequate on GCs that are tougher to find at a discount like eBay or Amazon. More often than not, though, I'm getting 20%+ off via a myriad of avenues which would take too long to explain, but buying gift cards at grocery stores is certainly a big part of that scheme, and my main grocery store is literally right next to my gym, so the time expenditure is almost nothing. You have a different strategy than I do and that is great! There are still many ways to play this game.
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