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True story but I actually already got Wells Fargo back. In 2011 I bought a $350K house for $80K on a short sale and wells Fargo was the mortgage holder on that sale. Wells Fargo is one if the dirtiest banks period they have been sued several times for their credit card billing practices ( receiving then sitting on payment checks until after due date ETC) and for faking customers and all sorts of other things! OF course no one pays by check anymore but this was 30+ years ago. I guess I should get over my grudge at some point but I'm hold on to it for a bit more!
You could also check if you're 'pre-qualified' before actually filling out the application. Doing that doesn't affect your credit score and saves you time.
The annoying thing about this is if your credit is frozen seems to take like 24hrs before it realizes it is unfrozen.
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