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Citi Strata Elite 100,000 Points Bonus or 80000 points

+4 Deal Score
10,996 Views
official link has 80 k but inbank or email from banker is having 100k
https://www.citi.com/credit-cards...9_&afc=161


Earn 100,000 bonus points after spending $4,000 in the first 3 months of account opening
this link is from a forum ,i applied
https://online.citi.com/US/ag/car...21&ID=3001 NLA


Unlock nearly $1,500 in value
Up to $300 Annual Hotel Benefit
Each calendar year, enjoy up to $300 off a hotel stay of 2 nights or more when booked through cititravel.com.2

Up to $200 Annual Splurge Credit℠
Every calendar year, earn up to $200 in statement credits on your choice of up to 2 of the following brands: 1stDibs, American Airlines (exclusions apply), Best Buy®, Future Personal Training, and Live Nation (exclusions apply).2

Up to $200 Annual Blacklane® Credit
Every calendar year, earn up to $200 in statement credits when you book with Blacklane, a premium global chauffeur service. Earn up to $100 on Blacklane purchases January through June and up to $100 July through December.2

Priority Pass™ Select membership
Enjoy complimentary access to 1,500+ airport lounges worldwide. Annual membership fee valued at $469.2

American Airlines Admirals Club® Lounge Access Passes
Every calendar year, receive 4 Admirals Club® Citi Strata Elite℠ Passes for access to nearly 50 Admirals Club® lounges (over $300 in value). Inside each of the nearly 50 lounges, you can enjoy a selection of snacks, complimentary cocktails, personal travel assistance and more.2

Additionally, Up to $120 Global Entry® or TSA PreCheck® Application Fee Credit
Receive a statement credit, up to $120 every four years, as reimbursement for your application fee for Global Entry® or TSA PreCheck®.2
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Created 07-29-2025 at 09:09 AM by hellis001
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10,996 Views
These responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

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Joined Dec 2014
L10: Grand Master
> bubble2 8,001 Posts
487 Reputation
someoneslick
10-06-2025 at 11:53 PM.
10-06-2025 at 11:53 PM.
Quote from PrincipalMember :
Applied and approved immediately - card should arrive in 3 days. Credit score was 830 but dropped by 14 points due to the query.
I applied for a different card from capital one and the bastards declined me due to "too many credit cards". But people on here say you shouldn't ever close a credit card account....

So no clue now what to do in order to be able to do some more credit card signup/spend bonuses. Also a lot of my cards give 3-5% off at places I really need to keep them for. I could get rid of maybe 2-3 cards...if it wouldn't hurt me too much to do it.
Reply
Joined Jul 2006
L6: Expert
> bubble2 1,309 Posts
484 Reputation
PrincipalMember
10-07-2025 at 02:57 PM.
10-07-2025 at 02:57 PM.
Quote from someoneslick :
I applied for a different card from capital one and the bastards declined me due to "too many credit cards". But people on here say you shouldn't ever close a credit card account....

So no clue now what to do in order to be able to do some more credit card signup/spend bonuses. Also a lot of my cards give 3-5% off at places I really need to keep them for. I could get rid of maybe 2-3 cards...if it wouldn't hurt me too much to do it.
Most importantly is to retain the oldest credit cards. My score is above 800 and I keep closing cards once they are milked. Will close VentureX and citi strata elite next year. Both are garbage with $300 spend through their overpriced portal. Also will close US bank Altutude Visa after this last renewal since they are also pushing their portal. Personally - the only portal that is really interesting is the Amex plat - their international airline program is really great.
Reply
Joined Dec 2014
L10: Grand Master
> bubble2 8,001 Posts
487 Reputation
someoneslick
10-07-2025 at 05:17 PM.
10-07-2025 at 05:17 PM.
Quote from PrincipalMember :
Most importantly is to retain the oldest credit cards. My score is above 800 and I keep closing cards once they are milked. Will close VentureX and citi strata elite next year. Both are garbage with $300 spend through their overpriced portal. Also will close US bank Altutude Visa after this last renewal since they are also pushing their portal. Personally - the only portal that is really interesting is the Amex plat - their international airline program is really great.
A lot of my cards have such beneficial cash back. I barely have any i can close. And the couple I can close are quite old, but not THE oldest. What's weird is I have one old card with a limit higher than all other cards combined.
Reply
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