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U.S. Bank Smartly® Checking: Earn Up to $450 When You Open a New Account and Complete Qualifying Activities
Earn up to $450 when you open a new U.S. Bank Smartly® Checking account and complete qualifying activities. Subject to certain terms and limitations. Offer valid through January 28, 2026. Member FDIC.
Earn up to $450 with a new Bank Smartly Checking account.
Complete the following within 90 days of account opening:
Get started with an initial deposit of $25 within 30 days. Offer may not be available if you are an existing U.S. Bank customer or live outside the U.S. Bank footprint.
Slickdeals may be compensated by U.S. Bank
Earn up to $450 with a new Bank Smartly Checking account.
Complete the following within 90 days of account opening:
- Enroll in online banking or the U.S. Bank Mobile App
- Make two or more direct deposit(s) totaling:
- $2,000 - $4,999.99 to earn $250
- $5,000 - $7,999.99 to earn $350
- $8,000 or more to earn $450
- Fraud prevention
- Security alerts
- Complimentary access to Greenlight to raise financially smart kids
- Direct deposit switch
- Access to U.S. Bank Smart Rewards® to reap additional benefits
- Mobile check deposit
- U.S. Bank Visa® Debit Card
- No Overdraft Protection Transfer fee, $50 overdrawn Available Balance safety threshold and Overdraft Fee Forgiven program
Get started with an initial deposit of $25 within 30 days. Offer may not be available if you are an existing U.S. Bank customer or live outside the U.S. Bank footprint.
Slickdeals may be compensated by U.S. Bank
Created 08-01-2025
at 10:55 AM
by LD7 | Staff
in
Finance
U.S. Bank - Bank Advertiser
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These responses are not provided or commissioned by the bank advertiser.
Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser.
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Opinions expressed here are the author's alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.
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Think really carefully before giving these clowns a dime, IMO. If you mess up easy stuff this badly, imagine how they are with the hard stuff!
I liked their customer service, they were actually were competent. The account is a bit more no frills standard, but they actually do have knowledgeable people answering the phone.
I called customer service, and they told me they couldn't raise my limit because I hadn't been with them long enough. Seriously? It's my money, and I should be able to move it when I want. The CSR tried, but their rules are set up to trap your money, not help you.
So I closed the account on the spot and pulled everything out. Not worth dealing with a bank that restricts access to your own funds.