Chase has released their 5% calendar category for Q4 2025 (Oct - December):
Old Navy®
Chase Travel℠
Department Stores
PayPal (for month of December only)
https://www.chase.com/personal/cr...-learnmore
Activation can be done Sept 15th onwards. Department stores and Paypal(only in December) looks interesting.
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So I probably won't this year, especially since sales like Black Friday/Cyber Monday won't count anymore.
I am going to max out both my cards with paypal purchases in December.
I will update this post tomorrow once Chase updates their website with more details.
Looks like Chase has given up on this card. They were copying discover last and now it's just really, really weird, niche categories like something the person at Chase thought up of after their whole department was laid off, rejecting all the market research showing what regular people really use.
My prediction:
Q1 2026 categories: Tijuana sewer bottled water, Prostate exams and 99c store (last week of March only except weekends)