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forum threadE28M5 posted Today 04:06 AM
forum threadE28M5 posted Today 04:06 AM

PayPal - 20% cash back when you use Pay in 4

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YMMV. Spotted this on mobile and desktop. Expires 12/8/25. Up to $250 cashback (up to $1250 spend).

Since Chase Freedom has 5% cashback starting December 1st, you should be able to stack those two together, then pay the remaining payments early to milk the remainder of that cash back.
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YMMV. Spotted this on mobile and desktop. Expires 12/8/25. Up to $250 cashback (up to $1250 spend).

Since Chase Freedom has 5% cashback starting December 1st, you should be able to stack those two together, then pay the remaining payments early to milk the remainder of that cash back.

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Pro
Today 04:13 AM
269 Posts
Joined Nov 2016
slickjews
Pro
Today 04:13 AM
269 Posts
Perfect! (street fighter voice)
1
Today 04:22 AM
2,493 Posts
Joined Apr 2005
dealjumprToday 04:22 AM
2,493 Posts
Pay in 4 interest-free payments

No impact on credit score and no late fees. Available for purchases of $30 to $1,500.

Today

2 weeks

4 weeks

6 weeks

1. Choose PayPal at checkout to pay later with Pay in 4.

2. Complete your purchase with a 25% down payment.

3. Use autopay for the rest of your payments. It's easy

Pay in 4 is available to consumers upon approval for purchases of $30 to $1,500. Pay in 4 is currently not available to residents of MO. Offer availability depends on the merchant and also may not be available for certain recurring, subscription services. When applying, a soft credit check may be needed, but will not affect your credit score. You must be 18 years old or older to apply. PayPal, Inc.: Loans to CA residents are made or arranged pursuant to a CA Financing Law License. GA Installment Lender Licensee, NMLS #910457. RI Small Loan Lender Licensee. NM residents: Find more disclosures related to Pay in 4.
1
1
Expert
This user is an Expert in Tech & Electronics
Today 04:25 AM
18,780 Posts
Joined Sep 2011
bluekiwi
Expert
This user is an Expert in Tech & Electronics
Today 04:25 AM
18,780 Posts
Nothing for me
Today 04:28 AM
457 Posts
Joined Jul 2009
Eric1285Today 04:28 AM
457 Posts
Up to $1250 spend is per transaction. Reads to me as if it can be used multiple times. This is going to be quite good - like almost as good as the Bing 30% cashback from way back when.
Today 04:29 AM
7,997 Posts
Joined Dec 2006
ketamineToday 04:29 AM
7,997 Posts
Could end early, not sure if waiting for Chase 5% is a good idea, and since you pay bi weekly, only 2 payments in Dec.
Today 04:30 AM
496 Posts
Joined Feb 2013
SptxToday 04:30 AM
496 Posts
Quote from dealjumpr :
Pay in 4 interest-free payments

No impact on credit score and no late fees. Available for purchases of $30 to $1,500.

Today

2 weeks

4 weeks

6 weeks

1. Choose PayPal at checkout to pay later with Pay in 4.

2. Complete your purchase with a 25% down payment.

3. Use autopay for the rest of your payments. It's easy

Pay in 4 is available to consumers upon approval for purchases of $30 to $1,500. Pay in 4 is currently not available to residents of MO. Offer availability depends on the merchant and also may not be available for certain recurring, subscription services. When applying, a soft credit check may be needed, but will not affect your credit score. You must be 18 years old or older to apply. PayPal, Inc.: Loans to CA residents are made or arranged pursuant to a CA Financing Law License. GA Installment Lender Licensee, NMLS #910457. RI Small Loan Lender Licensee. NM residents: Find more disclosures related to Pay in 4.
Thanks for the details!
1
Today 04:31 AM
331 Posts
Joined Nov 2006
rdrToday 04:31 AM
331 Posts
5% on up to $5,000, 20% on up to $1250.

Quote :
How it Works: The Offer allows Eligible Participants to earn PayPal Rewards Points ("Points") equivalent to 5% cash back on one or more Eligible Purchases during the Offer Period up to $5,000 spent. Eligible

Participant must save the Offer through the Invitation once and then successfully complete one (1) or more Eligible Purchases during the Offer Period. For each Eligible Purchase, each Eligible Participant will receive a maximum of 25000 Points, which can be redeemed for $250 cash or other options (the "Reward") per Eligible Purchase. Reward will no longer be earned once the Offer Period has ended. There is a maximum total of 1,500,000,000 Points available under this offer for all Eligible Participants who have saved the offer and made an Eligible Purchase. Rewards will no longer be available once this limit is reached. If the maximum total of Points available is reached before the end of the Offer Period, this offer will end early.

During the Special Offer Period, Eligible Participants will earn Points equivalent to 20% cash back on one or more Eligible Purchases up to $1,250 spent.

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Today 04:32 AM
1,110 Posts
Joined Jul 2013
buy_now_think_laterToday 04:32 AM
1,110 Posts
Works with limited stores?
Today 04:46 AM
1,600 Posts
Joined Sep 2018
EagerActivity1630Today 04:46 AM
1,600 Posts
Can someone give a great example of how to use this offer to the maximum? Like gift card purchase? Ty tu
Pro
Today 04:47 AM
5,485 Posts
Joined Oct 2013
WeiW8847
Pro
Today 04:47 AM
5,485 Posts
Note
"When applying for PayPal Pay Later solutions, a soft credit check may be needed, but will not affect your credit score. You must be 18 years old or older when applying for Pay Later"
Today 04:48 AM
2,026 Posts
Joined Jan 2015
khronosToday 04:48 AM
2,026 Posts
Quote from EagerActivity1630 :
Can someone give a great example of how to use this offer to the maximum? Like gift card purchase? Ty tu
spend $1250
1
Today 04:49 AM
1,081 Posts
Joined Aug 2010
SirVeyerToday 04:49 AM
1,081 Posts
Great timing because I just got a new Chase Freedom account. Do I need to activate the 5% with Chase like with Discover card every quarter?
Today 04:51 AM
343 Posts
Joined Jan 2012
cody215Today 04:51 AM
343 Posts
Quote from EagerActivity1630 :
Can someone give a great example of how to use this offer to the maximum? Like gift card purchase? Ty tu
If you had plans to buy a TV, computer, gift cards etc for Christmas etc
Today 05:11 AM
16 Posts
Joined Nov 2016
showtaniToday 05:11 AM
16 Posts
Looks like the Apple Store website has Paypal as a payment option, and the "Pay in 4" option shows up too. Does that make Apple Store purchases automatically eligible for the cashback?

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Today 05:36 AM
739 Posts
Joined Apr 2011
JablamuToday 05:36 AM
739 Posts
Probably gonna try for some Legos.
1

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