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expiredE28M5 posted Nov 18, 2025 4:06 AM

Select PayPal Accounts: One Eligible Purchase, Pay Later with PayPal, Get

20% Cash Back

(Up to $1,250 Spent)at PayPal.com
788K Views
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Deal Details
PayPal offers for Select Accounts: One Eligible Purchase, Get 20% Cash Back on Pay Later with PayPal when you save the offer to your PayPal account and pay later using PayPal for online or in-store purchases.
  • Note: Limited to one Eligible Purchase per customer, up to a total of $1,250 in spend. Eligibility may vary by account.
Thanks to Community Member E28M5 for sharing this deal.

Deal Instructions:
  1. Open the PayPal app on your phone (or go to the PayPal website if you're using a browser)
  2. Navigate to the PayPal Rewards section
  3. Look for the offer that says "20% cash back on pay later purchases with PayPal through 12/8"
  4. Once you find it, there should be a "Save offer" button. Tap or click that to activate the offer.
  5. After saving it, make sure you use PayPal Pay Later at checkout (choose "Pay Later" when you pay) to be eligible.

Editor's Notes

Written by Neo45 | Staff
  • When applying for PayPal Pay Later solutions, a soft credit check may be needed, but will not affect your credit score. You must be 18 years old or older when applying for Pay Later
  • Offer reverts to 5% from December 9 - December 31
  • Please see the original post for additional details & give the WIKI and additional forum comments a read for helpful discussion.
  • Terms:
    • Offer ends on the earlier of December 2, 2025, at 11:59:59 p.m. PT or when the maximum number of PayPal Rewards Points available under this Offer for all Eligible Participants is reached.
    • For the one Eligible Purchase, each Eligible Participant will receive up to a maximum of 25000 Points, which can be redeemed for up to $250 cash or other options (the "Reward"). Rewards will no longer be earned once the Offer Period has ended. There is a maximum total of 2 billion (2,000,000,000) points available under this offer for all Eligible Participants who have saved the offer and made an Eligible Purchase. Rewards will no longer be available once this limit is reached. If the maximum total of Points available is reached before the end of the Offer Period, this offer will end early.

Original Post

Written by E28M5
Community Notes
About the Poster
Deal Details
Community Notes
About the Poster
PayPal offers for Select Accounts: One Eligible Purchase, Get 20% Cash Back on Pay Later with PayPal when you save the offer to your PayPal account and pay later using PayPal for online or in-store purchases.
  • Note: Limited to one Eligible Purchase per customer, up to a total of $1,250 in spend. Eligibility may vary by account.
Thanks to Community Member E28M5 for sharing this deal.

Deal Instructions:
  1. Open the PayPal app on your phone (or go to the PayPal website if you're using a browser)
  2. Navigate to the PayPal Rewards section
  3. Look for the offer that says "20% cash back on pay later purchases with PayPal through 12/8"
  4. Once you find it, there should be a "Save offer" button. Tap or click that to activate the offer.
  5. After saving it, make sure you use PayPal Pay Later at checkout (choose "Pay Later" when you pay) to be eligible.

Editor's Notes

Written by Neo45 | Staff
  • When applying for PayPal Pay Later solutions, a soft credit check may be needed, but will not affect your credit score. You must be 18 years old or older when applying for Pay Later
  • Offer reverts to 5% from December 9 - December 31
  • Please see the original post for additional details & give the WIKI and additional forum comments a read for helpful discussion.
  • Terms:
    • Offer ends on the earlier of December 2, 2025, at 11:59:59 p.m. PT or when the maximum number of PayPal Rewards Points available under this Offer for all Eligible Participants is reached.
    • For the one Eligible Purchase, each Eligible Participant will receive up to a maximum of 25000 Points, which can be redeemed for up to $250 cash or other options (the "Reward"). Rewards will no longer be earned once the Offer Period has ended. There is a maximum total of 2 billion (2,000,000,000) points available under this offer for all Eligible Participants who have saved the offer and made an Eligible Purchase. Rewards will no longer be available once this limit is reached. If the maximum total of Points available is reached before the end of the Offer Period, this offer will end early.

Original Post

Written by E28M5

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5.2K Comments

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Nov 18, 2025 4:54 PM
689 Comments
Joined Nov 2010
passinosNov 18, 2025 4:54 PM
689 Comments
going for a BLUETTI Apex 300 3840W
$1260 with 10% Military off. but $75 taxes 20% paypal plus 1% CB
vs
Shopmyexchange $1260 no tax but no 20% paypal.

in time for 30% tax credit
Nov 18, 2025 4:55 PM
1.7K Comments
Joined Jun 2009
QuimbyNov 18, 2025 4:55 PM
1.7K Comments
Quote from ez1 :
I was able to add using the "Link a card manually" option. It did not work using the quick link for Chase.
Were you able to use the Chase card for Pay Later?
Nov 18, 2025 4:57 PM
84 Comments
Joined Dec 2008
dealhunter2008Nov 18, 2025 4:57 PM
84 Comments
Need help here. I tried to buy gift card from best buy. First order of $200 went through pay in 4 with no problem.The second order of $600 was denied by best buy and showed refund on paypal. Now I do not have pay in 4 option anymore. Only pay later monthly still available. It seems there is interest rate charge for pay later monthly. Am I still able to get points if I pay monthly and pay all of them off after first monthly payment?
Nov 18, 2025 4:58 PM
462 Comments
Joined Oct 2017
ozzzNov 18, 2025 4:58 PM
462 Comments
Quote from sygyzy :
I am trying it out on the REI site. I tried buying a $200 item with a 20% off coupon ($160), but when I tried to pay with PayPal, it showed the total as $200 with 4 payments of $50 each. Even when I choose Pay in Full, it still shows $200. I don't know if I want to risk it and then have to call later to get it corrected.
likely a rei website issue. proceeding from paypal and going back to rei, you may see $160 at final step.
Nov 18, 2025 5:00 PM
243 Comments
Joined Nov 2022
FabulousNose4606Nov 18, 2025 5:00 PM
243 Comments
Quote from SirVeyer :
I tried to use my Chase Freedom Unlimited card, but for whatever reason, PayPal says it does not qualify for the Pay in 4. So I defaulted to my Discover IT card already on file and it worked. Anyone able to get their Chase credit card to work with Pay in 4? My Chase card is a new account, less than 2 months old, so that may be the issue.
How is that possible if you are buying something with a credit card but at the same time taking a short term loan with PayPal? When I paid with PayPal it's was EITHER a card in my wallet or pay later. Not both.
Nov 18, 2025 5:01 PM
120 Comments
Joined Dec 2007
omgitsspookyNov 18, 2025 5:01 PM
120 Comments
Anyone know if I use Pay Monthly for 6 months for example and I pay it in full on the first month, will this purchase be ineligible?
Nov 18, 2025 5:06 PM
6.2K Comments
Joined Aug 2012
poohead123Nov 18, 2025 5:06 PM
6.2K Comments
Quote from psychojinx :
If you have a Chase Freedom credit card that requires the quarterly activation for certain categories to get 5% cash back, there is a way to double dip an extra 5% and increase this PayPal offer from 20% to 25% cash back in the month of December only. This is possible because Chase is offering 5% cash back only in the month of December for PayPal purchases. So to get the 25%, link your Chase Freedom credit card to your PayPal account and pay for everything with PayPal Pay Later using only that "activated" Chase Freedom credit card, and make sure all of your purchases are only in the month of December and no other time. This extra 5% cash back is actually coming from Chase and is good for up to $1,500 in combined purchases.

This is a cut and paste after I activated my Chase Freedom quarterly categories to show you exactly what I'm talking about:

5% cash back
Current quarter
Earn 5% cash back on up to $1,500 in
combined purchases

Old Navy
Chase Travel
Department Stores
PayPal (for month of December only)
Oct 01 - Dec 31, 2025
Activated
People say Chase doesn't work though

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Nov 18, 2025 5:07 PM
5.6K Comments
Joined Nov 2007
boazbNov 18, 2025 5:07 PM
5.6K Comments
Will this work on ebay purchases?
Nov 18, 2025 5:09 PM
5.9K Comments
Joined Dec 2008
bluetrepNov 18, 2025 5:09 PM
5.9K Comments
can not Save offer, only shop now button
Nov 18, 2025 5:13 PM
724 Comments
Joined Aug 2008
StadiumRocksNov 18, 2025 5:13 PM
724 Comments
Quote from richycox :
Sorry. I meant to ask: did the pending reward show up based on the invoice total or the installment amount (1 of 4 payment)?
Invoice total.
Nov 18, 2025 5:18 PM
1.7K Comments
Joined Oct 2016
tgroldNov 18, 2025 5:18 PM
1.7K Comments
The pay by 4 is no longer active.
If I use the pay by 12 and pay balance in full early will that disqualify cashback?
4
Nov 18, 2025 5:20 PM
232 Comments
Joined Aug 2010
rwojoNov 18, 2025 5:20 PM
232 Comments
Worked paying for my car tags via PayPal, $104 on the way back in points pending it shows.
1
Nov 18, 2025 5:21 PM
259 Comments
Joined Aug 2016
PhearCVBzNov 18, 2025 5:21 PM
259 Comments
Ordered a new iPhone 17 pro max from apple.com using Paypal pay in 4 about 10 - 15 mins ago. So far no indication (that I have found) suggesting that I will be getting points/rewards/etc. but fingers crossed and will keep an eye out.
Nov 18, 2025 5:22 PM
170 Comments
Joined Nov 2013
chinesekidNov 18, 2025 5:22 PM
170 Comments
anyone successful with in-store giftcard purchases?

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Nov 18, 2025 5:24 PM
724 Comments
Joined Aug 2008
StadiumRocksNov 18, 2025 5:24 PM
724 Comments

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Quote from edrock200 :
Curious on this too. I tried 2x, kept hanging on setting up your payment. Put 2 holds on my card but transaction didn't go through, but my credit is frozen. Now the pay in 4 option doesn't even show up.
I didn't unfreeze any of 3. It went through just fine. But of course ymmv.
1

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