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expiredE28M5 posted Nov 18, 2025 04:06 AM
expiredE28M5 posted Nov 18, 2025 04:06 AM

Select PayPal Accounts: One Eligible Purchase, Pay Later with PayPal, Get

(Up to $1,250 Spent)

20% Cash Back

PayPal.com
5,118 Comments 727,469 Views
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Deal Details
PayPal offers for Select Accounts: One Eligible Purchase, Get 20% Cash Back on Pay Later with PayPal when you save the offer to your PayPal account and pay later using PayPal for online or in-store purchases.
  • Note: Limited to one Eligible Purchase per customer, up to a total of $1,250 in spend. Eligibility may vary by account.
Thanks to Community Member E28M5 for sharing this deal.

Deal Instructions:
  1. Open the PayPal app on your phone (or go to the PayPal website if you're using a browser)
  2. Navigate to the PayPal Rewards section
  3. Look for the offer that says "20% cash back on pay later purchases with PayPal through 12/8"
  4. Once you find it, there should be a "Save offer" button. Tap or click that to activate the offer.
  5. After saving it, make sure you use PayPal Pay Later at checkout (choose "Pay Later" when you pay) to be eligible.

Editor's Notes

Written by Neo45 | Staff
  • When applying for PayPal Pay Later solutions, a soft credit check may be needed, but will not affect your credit score. You must be 18 years old or older when applying for Pay Later
  • Offer reverts to 5% from December 9 - December 31
  • Please see the original post for additional details & give the WIKI and additional forum comments a read for helpful discussion.
  • Terms:
    • Offer ends on the earlier of December 2, 2025, at 11:59:59 p.m. PT or when the maximum number of PayPal Rewards Points available under this Offer for all Eligible Participants is reached.
    • For the one Eligible Purchase, each Eligible Participant will receive up to a maximum of 25000 Points, which can be redeemed for up to $250 cash or other options (the "Reward"). Rewards will no longer be earned once the Offer Period has ended. There is a maximum total of 2 billion (2,000,000,000) points available under this offer for all Eligible Participants who have saved the offer and made an Eligible Purchase. Rewards will no longer be available once this limit is reached. If the maximum total of Points available is reached before the end of the Offer Period, this offer will end early.

Original Post

Written by E28M5
Community Notes
About the Poster
Deal Details
Community Notes
About the Poster
PayPal offers for Select Accounts: One Eligible Purchase, Get 20% Cash Back on Pay Later with PayPal when you save the offer to your PayPal account and pay later using PayPal for online or in-store purchases.
  • Note: Limited to one Eligible Purchase per customer, up to a total of $1,250 in spend. Eligibility may vary by account.
Thanks to Community Member E28M5 for sharing this deal.

Deal Instructions:
  1. Open the PayPal app on your phone (or go to the PayPal website if you're using a browser)
  2. Navigate to the PayPal Rewards section
  3. Look for the offer that says "20% cash back on pay later purchases with PayPal through 12/8"
  4. Once you find it, there should be a "Save offer" button. Tap or click that to activate the offer.
  5. After saving it, make sure you use PayPal Pay Later at checkout (choose "Pay Later" when you pay) to be eligible.

Editor's Notes

Written by Neo45 | Staff
  • When applying for PayPal Pay Later solutions, a soft credit check may be needed, but will not affect your credit score. You must be 18 years old or older when applying for Pay Later
  • Offer reverts to 5% from December 9 - December 31
  • Please see the original post for additional details & give the WIKI and additional forum comments a read for helpful discussion.
  • Terms:
    • Offer ends on the earlier of December 2, 2025, at 11:59:59 p.m. PT or when the maximum number of PayPal Rewards Points available under this Offer for all Eligible Participants is reached.
    • For the one Eligible Purchase, each Eligible Participant will receive up to a maximum of 25000 Points, which can be redeemed for up to $250 cash or other options (the "Reward"). Rewards will no longer be earned once the Offer Period has ended. There is a maximum total of 2 billion (2,000,000,000) points available under this offer for all Eligible Participants who have saved the offer and made an Eligible Purchase. Rewards will no longer be available once this limit is reached. If the maximum total of Points available is reached before the end of the Offer Period, this offer will end early.

Original Post

Written by E28M5

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Top Comments

Cpshell1
88 Posts
15 Reputation
Avoid Aliexpress via Paypal. All, yes ALL, transactions are being processed by Paypal as cash advance! Resulting in Credit Card Issuer inflicting a cash advance transaction fee + accrual of daily interest as high as 28% APR! No way to resolve and all three companies (CC, AE & Paypal) will circle jerk the finger pointing of who is responsible with no solution. Reddit is exploding with many customers getting hit with these fees in the tune of 10's and even 100's of dollars. Avoid!!!
omgitsspooky
117 Posts
10 Reputation
Paying the balance early in Pay Monthly won't violate the terms.
seantan2001
445 Posts
363 Reputation
Remove your PayPal account from eBay payment first. Now after making a purchase, it will redirect you to PayPal, pick 'pay in 4' from there.

5,117 Comments

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Nov 18, 2025 10:26 PM
92 Posts
Joined Nov 2007
ngocrebelNov 18, 2025 10:26 PM
92 Posts
I'm so exciting to see the offer in my Paypal because i wanna buy the 5070 Ti. Try to pull the trigger at B&H, 4 payments available but after click Paypal later it only show monthly payment for 24 months. Guess MO residents exclude is true. 😥😥😥
Pro
Nov 18, 2025 10:29 PM
2,316 Posts
Joined Jan 2007
psychojinx
Pro
Nov 18, 2025 10:29 PM
2,316 Posts
Quote from chinesekid :
the only thing is that the usual free soundbar + speaker combo is not available right now Frown
Q. Why isn't the usual free soundbar + speaker combo not available right now from LG when purchasing TVs and when is it coming back?

A. This type of promotion is usually a limited-time offer, and it appears the specific "free soundbar + speaker combo" deal you are referring to is not currently active.
​Here is a breakdown of what the search results suggest:
​1. Why the Offer Isn't Available
​Limited-Time Promotions: Deals like a free soundbar or speaker are temporary marketing promotions to boost sales, often tied to specific holidays, events, or product launches. When the time period for the offer expires, the deal ends.
​Change in Promotion Type: LG frequently runs TV and Soundbar Bundle Savings instead of a completely free item. Currently, the primary promotion seems to be a discount when you purchase a select LG TV and a compatible LG Soundbar together (e.g., up to $200 or $400 off the soundbar purchase, or savings as part of a package price).
​Possible Supply or Glitch Issues (Historical): Past instances of the offer being abruptly stopped were sometimes attributed to a pricing glitch or supply constraints, though this is not a reported reason for the current general absence.
​2. When it Might Come Back
​The search results do not give a specific return date, but based on typical retail and LG promotion cycles, you can look out for the free-item offer during these high-volume shopping periods:
​Major Shopping Holidays:
​Black Friday/Cyber Monday (Late November)
​Holiday Season/Year-End Sales (December)
​Super Bowl (Early February)
​New Product Launches: Around the time LG's new TV models (often announced early in the year) and corresponding soundbars are released.
​What You Can Do Now
​Check Official LG Promotions: Always look at the dedicated promotions page on the official LG website for the most accurate, current deals.
​Check Major Retailers: Retailers like Best Buy and Walmart often create their own "bundle" packages with significant discounts on the soundbar, even if the LG-direct "free" offer isn't running. These can often be a great value.

​Would you like me to look up the current LG TV and soundbar bundle savings on the official LG website?

Yes please look that up..

The search results confirm that the "free soundbar + speaker combo" deal is not the standard offer right now. Instead, LG and major retailers are currently focused on "Bundle Savings" and significant discounts on select soundbar models when purchased with an eligible LG TV.
​Here is a summary of the current situation regarding LG TV and soundbar promotions:
​Why the "Free" Combo Isn't Available
​The "free" offer was a limited-time promotion. The current strategy has shifted to large, direct discounts as part of a bundle.
​Current LG TV + Soundbar Promotions (U.S. & Canada Examples)
​Instead of a free soundbar, current deals involve substantial savings when purchasing a TV and soundbar together:

Promotion Type Details & Examples (Black Friday Pricing)
Official LG Discounts The LG USA promotions page lists current deals, often under "TV and Soundbar Bundle Savings." For example, various high-end LG soundbars (like the S95TR, S90TR, or S80TR) are available at hundreds of dollars off the original price when paired with an eligible LG OLED or QNED TV. For instance:
* LG S95TR soundbar: $600 OFF ($899.99 from $1,499.99)
* LG S90TR soundbar: $500 OFF ($699.99 from $1,199.99)
Retailer Packages Major retailers like Best Buy are running special package deals that combine a new LG TV (like the C4 or G4 series) with a soundbar, offering a single bundled price with a large calculated savings:
* Example: A 65" LG C4 OLED TV bundled with an S90TY Soundbar is offered at a package price that reflects a savings of up to $600.
Other Freebies Some regional promotions may offer a smaller item as a free bonus instead of the soundbar, such as free LG TONE Earbuds with the purchase of a high-end TV like the G4 OLED evo.

When the "Free" Combo Might Return
​While there is no guaranteed return date, the "free soundbar" style of promotion tends to align with major promotional peaks:
​Holiday Shopping: Deals may intensify toward the end of the year around Black Friday and the general holiday shopping season.
​New Product Cycle: The promotions are often used to clear out existing inventory as new TV and soundbar models are released (typically early in the year).
​For now, the "Bundle Savings" model offers the largest current discounts on a TV and audio system purchased together.
3
Nov 18, 2025 10:29 PM
1,021 Posts
Joined Oct 2009
LA_Art_CollectorNov 18, 2025 10:29 PM
1,021 Posts
So bizzare. After one purchase I'm banned from Pay Later.

Got a message in my Paypal account that says:
We regret that we are unable to approve your request at this time for the following reason:

Total number of recently approved PayPal Pay Monthly loans.
Called Paypal. It's an automated response, and they're unable to manually correct it!

I don't have multiple loans. And the one purchase I've already paid off!
Last edited by LA_Art_Collector November 18, 2025 at 03:32 PM.
Nov 18, 2025 10:38 PM
60 Posts
Joined Jul 2019
ZomboNov 18, 2025 10:38 PM
60 Posts
At first, I wanted to wait until Dec. 1st to do this with Chase Freedom 5%. But there is a possibility that people reach 1.5 billion limit before December. So I'm thinking buying gift cards now to not take chances. What do you guys think
2
Nov 18, 2025 10:41 PM
8,061 Posts
Joined Dec 2006
ketamineNov 18, 2025 10:41 PM
8,061 Posts
Quote from az060693 :
Chase blocked paypal pay in 4 and other 3rd party financing.
Yeah, more than a year ago, I just read that.
Nov 18, 2025 10:41 PM
240 Posts
Joined Nov 2022
FabulousNose4606Nov 18, 2025 10:41 PM
240 Posts
Quote from hutbay :
I believe, Buy Now Pay Later - Split payments gets taken from Card, Bank Accounts etc. You don't pay off it like the paypal credit directly from bank account.
That's not how it worked for me. At no point could I used any credit card in my PayPal wallet to do anything with this offer, It's either use a credit card at the top of the popup or pay later at the bottom. When you pick pay later, it only shows debit cards or bank accounts in the wallet.

Nov 18, 2025 10:42 PM
352 Posts
Joined Mar 2018
GingerG9467Nov 18, 2025 10:42 PM
352 Posts
Quote from Zombo :
At first, I wanted to wait until Dec. 1st to do this with Chase Freedom 5%. But there is a possibility that people reach 1.5 billion limit before December. So I'm thinking buying gift cards now to not take chances. What do you guys think
You can't use a Chase card for pay in 4.
1

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Nov 18, 2025 10:44 PM
8,061 Posts
Joined Dec 2006
ketamineNov 18, 2025 10:44 PM
8,061 Posts
Quote from chinesekid :
30% cb from that one site = $336 (up to $1k vs regular $250)
Should I pull the trigger? Roll Eyes (Sarcastic)
That's not cb but rewards = gift cards.
Pro
Nov 18, 2025 10:47 PM
2,316 Posts
Joined Jan 2007
psychojinx
Pro
Nov 18, 2025 10:47 PM
2,316 Posts
Quote from Zombo :
At first, I wanted to wait until Dec. 1st to do this with Chase Freedom 5%. But there is a possibility that people reach 1.5 billion limit before December. So I'm thinking buying gift cards now to not take chances. What do you guys think
It doesn't work with Chase, Capital One, or Discover credit cards.

It will only work with BOA, Amex, Citi credit cards and perhaps some other obscure cards like for example the Comenity Sony Visa etc)
1
Nov 18, 2025 10:51 PM
10,267 Posts
Joined Jul 2007
jplee3Nov 18, 2025 10:51 PM
10,267 Posts
Quote from FabulousNose4606 :
That's not how it worked for me. At no point could I used any credit card in my PayPal wallet to do anything with this offer, It's either use a credit card at the top of the popup or pay later at the bottom. When you pick pay later, it only shows debit cards or bank accounts in the wallet.
This was the case for me as well... I'm not sure how people are able to use their credit cards in conjunction with Pay Later. Unless there's some option that some of just aren't getting?
Nov 18, 2025 10:54 PM
452 Posts
Joined Oct 2007
ez1Nov 18, 2025 10:54 PM
452 Posts
Quote from FabulousNose4606 :
That's not how it worked for me. At no point could I used any credit card in my PayPal wallet to do anything with this offer, It's either use a credit card at the top of the popup or pay later at the bottom. When you pick pay later, it only shows debit cards or bank accounts in the wallet.
Used this offer with Home Depot, but cleared Home Depot from the "Automatic payments" section within PayPal settings before placing the order.

Not sure that helped to place a successful order, but was given the option to select a CC after accepting the pay later method.
Nov 18, 2025 10:54 PM
1,376 Posts
Joined Mar 2016
AudizzzNov 18, 2025 10:54 PM
1,376 Posts
Did anyone pay Home Insurance with paypal?
My home insurance offer that option.
Nov 18, 2025 10:55 PM
470 Posts
Joined Jul 2005
wadewNov 18, 2025 10:55 PM
470 Posts
Quote from jplee3 :
This was the case for me as well... I'm not sure how people are able to use their credit cards in conjunction with Pay Later. Unless there's some option that some of just aren't getting?
Can't use cap1 or chase credit card with this option. Do you have another banks credit card in your paypal account?
Nov 18, 2025 10:55 PM
166 Posts
Joined Nov 2013
chinesekidNov 18, 2025 10:55 PM
166 Posts
Quote from ketamine :
That's not cb but rewards = gift cards.
sure I guess
still pretty close to cb which is how I see it
redeemable for BestBuy, Walmart, eBay, instacart, ubereats, or doordash (all of which I shop at often)

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Nov 18, 2025 10:57 PM
10,267 Posts
Joined Jul 2007
jplee3Nov 18, 2025 10:57 PM
10,267 Posts
Quote from wadew :
Can't use cap1 or chase credit card with this option. Do you have another banks credit card in your paypal account?
Yea, I have Fidelity, Amex and Discover. It seems the only option available to choose (at least for the Pay Monthly) option was either my bank account or a debit card. There was no option to select a credit card at all.

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