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expiredE28M5 posted Nov 18, 2025 04:06 AM
expiredE28M5 posted Nov 18, 2025 04:06 AM

Select PayPal Accounts: One Eligible Purchase, Pay Later with PayPal, Get

(Up to $1,250 Spent)

20% Cash Back

PayPal.com
5,118 Comments 726,973 Views
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Deal Details
PayPal offers for Select Accounts: One Eligible Purchase, Get 20% Cash Back on Pay Later with PayPal when you save the offer to your PayPal account and pay later using PayPal for online or in-store purchases.
  • Note: Limited to one Eligible Purchase per customer, up to a total of $1,250 in spend. Eligibility may vary by account.
Thanks to Community Member E28M5 for sharing this deal.

Deal Instructions:
  1. Open the PayPal app on your phone (or go to the PayPal website if you're using a browser)
  2. Navigate to the PayPal Rewards section
  3. Look for the offer that says "20% cash back on pay later purchases with PayPal through 12/8"
  4. Once you find it, there should be a "Save offer" button. Tap or click that to activate the offer.
  5. After saving it, make sure you use PayPal Pay Later at checkout (choose "Pay Later" when you pay) to be eligible.

Editor's Notes

Written by Neo45 | Staff
  • When applying for PayPal Pay Later solutions, a soft credit check may be needed, but will not affect your credit score. You must be 18 years old or older when applying for Pay Later
  • Offer reverts to 5% from December 9 - December 31
  • Please see the original post for additional details & give the WIKI and additional forum comments a read for helpful discussion.
  • Terms:
    • Offer ends on the earlier of December 2, 2025, at 11:59:59 p.m. PT or when the maximum number of PayPal Rewards Points available under this Offer for all Eligible Participants is reached.
    • For the one Eligible Purchase, each Eligible Participant will receive up to a maximum of 25000 Points, which can be redeemed for up to $250 cash or other options (the "Reward"). Rewards will no longer be earned once the Offer Period has ended. There is a maximum total of 2 billion (2,000,000,000) points available under this offer for all Eligible Participants who have saved the offer and made an Eligible Purchase. Rewards will no longer be available once this limit is reached. If the maximum total of Points available is reached before the end of the Offer Period, this offer will end early.

Original Post

Written by E28M5
Community Notes
About the Poster
Deal Details
Community Notes
About the Poster
PayPal offers for Select Accounts: One Eligible Purchase, Get 20% Cash Back on Pay Later with PayPal when you save the offer to your PayPal account and pay later using PayPal for online or in-store purchases.
  • Note: Limited to one Eligible Purchase per customer, up to a total of $1,250 in spend. Eligibility may vary by account.
Thanks to Community Member E28M5 for sharing this deal.

Deal Instructions:
  1. Open the PayPal app on your phone (or go to the PayPal website if you're using a browser)
  2. Navigate to the PayPal Rewards section
  3. Look for the offer that says "20% cash back on pay later purchases with PayPal through 12/8"
  4. Once you find it, there should be a "Save offer" button. Tap or click that to activate the offer.
  5. After saving it, make sure you use PayPal Pay Later at checkout (choose "Pay Later" when you pay) to be eligible.

Editor's Notes

Written by Neo45 | Staff
  • When applying for PayPal Pay Later solutions, a soft credit check may be needed, but will not affect your credit score. You must be 18 years old or older when applying for Pay Later
  • Offer reverts to 5% from December 9 - December 31
  • Please see the original post for additional details & give the WIKI and additional forum comments a read for helpful discussion.
  • Terms:
    • Offer ends on the earlier of December 2, 2025, at 11:59:59 p.m. PT or when the maximum number of PayPal Rewards Points available under this Offer for all Eligible Participants is reached.
    • For the one Eligible Purchase, each Eligible Participant will receive up to a maximum of 25000 Points, which can be redeemed for up to $250 cash or other options (the "Reward"). Rewards will no longer be earned once the Offer Period has ended. There is a maximum total of 2 billion (2,000,000,000) points available under this offer for all Eligible Participants who have saved the offer and made an Eligible Purchase. Rewards will no longer be available once this limit is reached. If the maximum total of Points available is reached before the end of the Offer Period, this offer will end early.

Original Post

Written by E28M5

Community Voting

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Top Comments

Cpshell1
88 Posts
15 Reputation
Avoid Aliexpress via Paypal. All, yes ALL, transactions are being processed by Paypal as cash advance! Resulting in Credit Card Issuer inflicting a cash advance transaction fee + accrual of daily interest as high as 28% APR! No way to resolve and all three companies (CC, AE & Paypal) will circle jerk the finger pointing of who is responsible with no solution. Reddit is exploding with many customers getting hit with these fees in the tune of 10's and even 100's of dollars. Avoid!!!
omgitsspooky
117 Posts
10 Reputation
Paying the balance early in Pay Monthly won't violate the terms.
seantan2001
445 Posts
363 Reputation
Remove your PayPal account from eBay payment first. Now after making a purchase, it will redirect you to PayPal, pick 'pay in 4' from there.

5,117 Comments

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Nov 19, 2025 11:24 PM
444 Posts
Joined Jan 2006
esqqueNov 19, 2025 11:24 PM
444 Posts
I tried to use this for to get a $1000 credit to my electric bill since the power company accepted PayPal. Not sure what happened (digital wallet??) but my payment did not first take me to the PP website allowing me to select a credit card and the Pay Later option. PP rep says he cannot change the payment method! Is my only alternative now is to cancel that payment?
Nov 19, 2025 11:32 PM
263 Posts
Joined Sep 2017
desi_mundaNov 19, 2025 11:32 PM
263 Posts
Was able to get 6 X $100 VISA prepaid gift cards for $605 and 20% + 5% rewards back from Paypal, making it $464 approximately.
Nov 19, 2025 11:33 PM
16 Posts
Joined Sep 2023
VioletPartner8921Nov 19, 2025 11:33 PM
16 Posts
Quote from PantherCat1 :

When I clicked on rewards it would like do a strange error and reload the dashboard page. It wouldn't even show me the rewards page tab. I think it is just for personal PayPal accounts not business PayPal accounts. I'm tempted to open a personal paypal account now.
It must not for business accounts. The weird thing is the offer was given to me on my business account and I saved it and it is in my rewards but it won't work. I really don't want 2 paypal accounts so I won't even try making a personal account. I use my business account for both and just separate transactions
Nov 19, 2025 11:35 PM
1 Posts
Joined Jun 2015
dealguyleviNov 19, 2025 11:35 PM
1 Posts
Put the offer terms into GPT to make sure your purchase qualifies
Nov 19, 2025 11:35 PM
20 Posts
Joined Nov 2011
Ricky06Nov 19, 2025 11:35 PM
20 Posts
Quote from desi_munda :
Was able to get 6 X $100 VISA prepaid gift cards for $605 and 20% + 5% rewards back from Paypal, making it $464 approximately.
which site did you use to buy the GCs
Pro
Nov 19, 2025 11:38 PM
2,316 Posts
Joined Jan 2007
psychojinx
Pro
Nov 19, 2025 11:38 PM
2,316 Posts
Quote from esqque :
I tried to use this for to get a $1000 credit to my electric bill since the power company accepted PayPal. Not sure what happened (digital wallet??) but my payment did not first take me to the PP website allowing me to select a credit card and the Pay Later option. PP rep says he cannot change the payment method! Is my only alternative now is to cancel that payment?
Check your PayPal activity in your PayPal account. The Pay in 4 will explicitly show up like that (in that wording) in your PayPal activity immediately after the transaction is made and also show the PayPal points pending right underneath it. If it does not show this, you didn't use Pay in 4 and I would try and cancel asap if you can.
Nov 19, 2025 11:44 PM
235 Posts
Joined Dec 2020
avalanchedogNov 19, 2025 11:44 PM
235 Posts
Quote from AwsiDooger :
Guilty. I thought it was only good at Sears and Kmart, etc.

The term Thank You in the title probably threw me off
whats so good about this card?

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Nov 19, 2025 11:47 PM
2,124 Posts
Joined Feb 2008
spacemanvtNov 19, 2025 11:47 PM
2,124 Posts
Quote from caldog101 :
This will be long gone before December chase 5% hits. Recommend using now...
Why would it be long gone? It's eligible until Dec 8?
Nov 19, 2025 11:47 PM
10,818 Posts
Joined Dec 2008
steppedinitNov 19, 2025 11:47 PM
10,818 Posts
Quote from aragorn2000 :
Does this work with Aliexpress ?
Yes. I ordered this impact wrench yesterday, as pay in 4, and the PP cashback is now pending.

https://www.aliexpress.us/item/32...pt=glo2usa
Nov 19, 2025 11:47 PM
1,379 Posts
Joined Oct 2009
aragorn2000Nov 19, 2025 11:47 PM
1,379 Posts
Quote from desi_munda :
Was able to get 6 X $100 VISA prepaid gift cards for $605 and 20% + 5% rewards back from Paypal, making it $464 approximately.
where?
Nov 19, 2025 11:48 PM
263 Posts
Joined Sep 2017
desi_mundaNov 19, 2025 11:48 PM
263 Posts
Quote from aragorn2000 :

where?
Krogers gift card website
Nov 19, 2025 11:48 PM
263 Posts
Joined Sep 2017
desi_mundaNov 19, 2025 11:48 PM
263 Posts
Quote from Ricky06 :

which site did you use to buy the GCs
Krogers gift card website
Nov 19, 2025 11:53 PM
266 Posts
Joined Mar 2023
PantherCat1Nov 19, 2025 11:53 PM
266 Posts
Quote from VioletPartner8921 :
It must not for business accounts. The weird thing is the offer was given to me on my business account and I saved it and it is in my rewards but it won't work. I really don't want 2 paypal accounts so I won't even try making a personal account. I use my business account for both and just separate transactions

Same! I don't want the trouble of two PayPal accounts. If you are seeing the offer that is promising. Maybe try a different browser is what another user said. Sometimes it is finicky.
Nov 19, 2025 11:56 PM
1,261 Posts
Joined Jan 2010
Clutchm3Nov 19, 2025 11:56 PM
1,261 Posts
Quote from desi_munda :
Was able to get 6 X $100 VISA prepaid gift cards for $605 and 20% + 5% rewards back from Paypal, making it $464 approximately.
Egift cards or physical?

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Nov 19, 2025 11:57 PM
1,392 Posts
Joined Jun 2011
Madanshah16Nov 19, 2025 11:57 PM
1,392 Posts
I dont see this option anymore in bestbuy with paypal.

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