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expiredE28M5 posted Nov 18, 2025 04:06 AM
expiredE28M5 posted Nov 18, 2025 04:06 AM

Select PayPal Accounts: One Eligible Purchase, Pay Later with PayPal, Get

(Up to $1,250 Spent)

20% Cash Back

PayPal.com
5,118 Comments 729,403 Views
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Deal Details
PayPal offers for Select Accounts: One Eligible Purchase, Get 20% Cash Back on Pay Later with PayPal when you save the offer to your PayPal account and pay later using PayPal for online or in-store purchases.
  • Note: Limited to one Eligible Purchase per customer, up to a total of $1,250 in spend. Eligibility may vary by account.
Thanks to Community Member E28M5 for sharing this deal.

Deal Instructions:
  1. Open the PayPal app on your phone (or go to the PayPal website if you're using a browser)
  2. Navigate to the PayPal Rewards section
  3. Look for the offer that says "20% cash back on pay later purchases with PayPal through 12/8"
  4. Once you find it, there should be a "Save offer" button. Tap or click that to activate the offer.
  5. After saving it, make sure you use PayPal Pay Later at checkout (choose "Pay Later" when you pay) to be eligible.

Editor's Notes

Written by Neo45 | Staff
  • When applying for PayPal Pay Later solutions, a soft credit check may be needed, but will not affect your credit score. You must be 18 years old or older when applying for Pay Later
  • Offer reverts to 5% from December 9 - December 31
  • Please see the original post for additional details & give the WIKI and additional forum comments a read for helpful discussion.
  • Terms:
    • Offer ends on the earlier of December 2, 2025, at 11:59:59 p.m. PT or when the maximum number of PayPal Rewards Points available under this Offer for all Eligible Participants is reached.
    • For the one Eligible Purchase, each Eligible Participant will receive up to a maximum of 25000 Points, which can be redeemed for up to $250 cash or other options (the "Reward"). Rewards will no longer be earned once the Offer Period has ended. There is a maximum total of 2 billion (2,000,000,000) points available under this offer for all Eligible Participants who have saved the offer and made an Eligible Purchase. Rewards will no longer be available once this limit is reached. If the maximum total of Points available is reached before the end of the Offer Period, this offer will end early.

Original Post

Written by E28M5
Community Notes
About the Poster
Deal Details
Community Notes
About the Poster
PayPal offers for Select Accounts: One Eligible Purchase, Get 20% Cash Back on Pay Later with PayPal when you save the offer to your PayPal account and pay later using PayPal for online or in-store purchases.
  • Note: Limited to one Eligible Purchase per customer, up to a total of $1,250 in spend. Eligibility may vary by account.
Thanks to Community Member E28M5 for sharing this deal.

Deal Instructions:
  1. Open the PayPal app on your phone (or go to the PayPal website if you're using a browser)
  2. Navigate to the PayPal Rewards section
  3. Look for the offer that says "20% cash back on pay later purchases with PayPal through 12/8"
  4. Once you find it, there should be a "Save offer" button. Tap or click that to activate the offer.
  5. After saving it, make sure you use PayPal Pay Later at checkout (choose "Pay Later" when you pay) to be eligible.

Editor's Notes

Written by Neo45 | Staff
  • When applying for PayPal Pay Later solutions, a soft credit check may be needed, but will not affect your credit score. You must be 18 years old or older when applying for Pay Later
  • Offer reverts to 5% from December 9 - December 31
  • Please see the original post for additional details & give the WIKI and additional forum comments a read for helpful discussion.
  • Terms:
    • Offer ends on the earlier of December 2, 2025, at 11:59:59 p.m. PT or when the maximum number of PayPal Rewards Points available under this Offer for all Eligible Participants is reached.
    • For the one Eligible Purchase, each Eligible Participant will receive up to a maximum of 25000 Points, which can be redeemed for up to $250 cash or other options (the "Reward"). Rewards will no longer be earned once the Offer Period has ended. There is a maximum total of 2 billion (2,000,000,000) points available under this offer for all Eligible Participants who have saved the offer and made an Eligible Purchase. Rewards will no longer be available once this limit is reached. If the maximum total of Points available is reached before the end of the Offer Period, this offer will end early.

Original Post

Written by E28M5

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Top Comments

Cpshell1
88 Posts
15 Reputation
Avoid Aliexpress via Paypal. All, yes ALL, transactions are being processed by Paypal as cash advance! Resulting in Credit Card Issuer inflicting a cash advance transaction fee + accrual of daily interest as high as 28% APR! No way to resolve and all three companies (CC, AE & Paypal) will circle jerk the finger pointing of who is responsible with no solution. Reddit is exploding with many customers getting hit with these fees in the tune of 10's and even 100's of dollars. Avoid!!!
omgitsspooky
117 Posts
10 Reputation
Paying the balance early in Pay Monthly won't violate the terms.
seantan2001
445 Posts
363 Reputation
Remove your PayPal account from eBay payment first. Now after making a purchase, it will redirect you to PayPal, pick 'pay in 4' from there.

5,117 Comments

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Nov 24, 2025 09:18 AM
813 Posts
Joined Sep 2017
GenerXmanNov 24, 2025 09:18 AM
813 Posts
Quote from poohead123 :
Are people still seeing the offer disappear after 2-3 purchases?
It would disappear for me after each purchase. Not set time limit. Could be 5 hours, could be 15.
2
1
Nov 24, 2025 09:21 AM
813 Posts
Joined Sep 2017
GenerXmanNov 24, 2025 09:21 AM
813 Posts
Quote from poohead123 :
It's concerning that the points are still pending nearly a week later.
It normally takes weeks or months before points can be used as rewards. Heck, I used my points 6 months after my Dec 2024 purchase.
1
1
Nov 24, 2025 09:34 AM
1,287 Posts
Joined Nov 2018
b-t-1Nov 24, 2025 09:34 AM
1,287 Posts
What the offer looks like if your account has it:

Nov 24, 2025 09:39 AM
813 Posts
Joined Sep 2017
GenerXmanNov 24, 2025 09:39 AM
813 Posts
Quote from b-t-1 :
What the offer looks like if your account has it:
If your account has the offer AND you have SAVED it.

I have posted that screenshot a few times myself.
1
Nov 24, 2025 10:07 AM
261 Posts
Joined Feb 2007
nuptseNov 24, 2025 10:07 AM
261 Posts
Crap! Tried to use it at Lowe's and looks like they don't accept buy now pay later option
1
1
Nov 24, 2025 10:46 AM
454 Posts
Joined Nov 2013
RogerGANov 24, 2025 10:46 AM
454 Posts
How do I get access to this deal?
I have had PayPal for 20 years. Never any issues or anything. My credit score is 825. When I click the link, it says "Failed to Save."
My best friend credited a new account. He has a 525. They give him the deal in a fresh account…
how do I get access? Is it because of my credit score they don't want me to take advantage of this deal?
I've never had any fraudulent activity or anything on PayPal.
Nov 24, 2025 10:54 AM
4,423 Posts
Joined Aug 2005
MydiscoverNov 24, 2025 10:54 AM
4,423 Posts
Quote from adamdoom89 :
I used the offer twice on 2 different BoA cards and got 1% back when the charges posted. Don't think it triggers the 3%
It triggers 5.25% cashback for me using the boa rewards card.

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Nov 24, 2025 11:28 AM
479 Posts
Joined Oct 2007
defjukieNov 24, 2025 11:28 AM
479 Posts
Quote from RogerGA :
How do I get access to this deal?
I have had PayPal for 20 years. Never any issues or anything. My credit score is 825. When I click the link, it says "Failed to Save."
My best friend credited a new account. He has a 525. They give him the deal in a fresh account…
how do I get access? Is it because of my credit score they don't want me to take advantage of this deal?
I've never had any fraudulent activity or anything on PayPal.
You just weren't chosen. My PayPal account and credit profile is similar to yours, and I got the offer. You win some, you lose some.
Nov 24, 2025 11:30 AM
479 Posts
Joined Oct 2007
defjukieNov 24, 2025 11:30 AM
479 Posts
Quote from GenerXman :
The $250 is per transaction. This has been known for quite a while now.

https://slickdeals.net/forums/showpost.php?p=180459742&postcount=2009
You keep stating this as if it's fact. The terms of this offer are HIGHLY debatable, and quoting yourself using an AI chatbot to dissect the language is not "proof", sorry.
Nov 24, 2025 12:34 PM
8 Posts
Joined Nov 2016
fredyyyyNov 24, 2025 12:34 PM
8 Posts
Can someone please confirm if this deal is working if I purchased xbox gift card from target or best buy?
Nov 24, 2025 01:06 PM
7,612 Posts
Joined Sep 2008
DogAndPonyNov 24, 2025 01:06 PM
7,612 Posts
Quote from defjukie :
You keep stating this as if it's fact. The terms of this offer are HIGHLY debatable, and quoting yourself using an AI chatbot to dissect the language is not "proof", sorry.
That guy is hilarious. He must have posted the same thing a dozen or more times. I was trying to catch up on the thread and clicking through various pages and almost on every page he's repeating himself. It's almost like he believes if he says it enough it's true.

And relying on AI to prove your point...LOL! Oh, and Martin from Paypal!
Nov 24, 2025 01:21 PM
394 Posts
Joined Dec 2012
jcp42877Nov 24, 2025 01:21 PM
394 Posts
Quote from GenerXman :
It normally takes weeks or months before points can be used as rewards. Heck, I used my points 6 months after my Dec 2024 purchase.
Well that's no fun. I was hoping the cashback points would be posted within enough time to use for the post-Christmas sales. Might just sit this offer out despite having a nice thing or two in mind to use the "discount" for.
3
Nov 24, 2025 01:32 PM
39 Posts
Joined Sep 2021
NervousSpaniel4617Nov 24, 2025 01:32 PM
39 Posts
Quote from DannyKABOOM :
were you able to pay with "pay in 4" to avoid interest charges?
thank you in advance
you don't pay interest if you pay in 4. interest accumulates if you don't make the payment in time. as long as you stick to the payment dates, you will be fine.
Pro
Nov 24, 2025 01:34 PM
1,159 Posts
Joined Feb 2010
DCM67
Pro
Nov 24, 2025 01:34 PM
1,159 Posts
I like the PayPal 20% off offer and will use at at Best Buy to get an iPad, I wonder if the price drops and I get a price match will it effect the PP offer?

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Nov 24, 2025 01:47 PM
93 Posts
Joined Nov 2021
IndigoRiver442Nov 24, 2025 01:47 PM
93 Posts
Quote from DCM67 :
I like the PayPal 20% off offer and will use at at Best Buy to get an iPad, I wonder if the price drops and I get a price match will it effect the PP offer?
If it says "Black Friday Deal" above the price then it won't drop anymore for the holidays, at least at BB

My spending power still hasn't come back lol

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