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expiredE28M5 posted Nov 18, 2025 4:06 AM

Select PayPal Accounts: One Eligible Purchase, Pay Later with PayPal, Get

20% Cash Back

(Up to $1,250 Spent)at PayPal.com
788K Views
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Deal Details
PayPal offers for Select Accounts: One Eligible Purchase, Get 20% Cash Back on Pay Later with PayPal when you save the offer to your PayPal account and pay later using PayPal for online or in-store purchases.
  • Note: Limited to one Eligible Purchase per customer, up to a total of $1,250 in spend. Eligibility may vary by account.
Thanks to Community Member E28M5 for sharing this deal.

Deal Instructions:
  1. Open the PayPal app on your phone (or go to the PayPal website if you're using a browser)
  2. Navigate to the PayPal Rewards section
  3. Look for the offer that says "20% cash back on pay later purchases with PayPal through 12/8"
  4. Once you find it, there should be a "Save offer" button. Tap or click that to activate the offer.
  5. After saving it, make sure you use PayPal Pay Later at checkout (choose "Pay Later" when you pay) to be eligible.

Editor's Notes

Written by Neo45 | Staff
  • When applying for PayPal Pay Later solutions, a soft credit check may be needed, but will not affect your credit score. You must be 18 years old or older when applying for Pay Later
  • Offer reverts to 5% from December 9 - December 31
  • Please see the original post for additional details & give the WIKI and additional forum comments a read for helpful discussion.
  • Terms:
    • Offer ends on the earlier of December 2, 2025, at 11:59:59 p.m. PT or when the maximum number of PayPal Rewards Points available under this Offer for all Eligible Participants is reached.
    • For the one Eligible Purchase, each Eligible Participant will receive up to a maximum of 25000 Points, which can be redeemed for up to $250 cash or other options (the "Reward"). Rewards will no longer be earned once the Offer Period has ended. There is a maximum total of 2 billion (2,000,000,000) points available under this offer for all Eligible Participants who have saved the offer and made an Eligible Purchase. Rewards will no longer be available once this limit is reached. If the maximum total of Points available is reached before the end of the Offer Period, this offer will end early.

Original Post

Written by E28M5
Community Notes
About the Poster
Deal Details
Community Notes
About the Poster
PayPal offers for Select Accounts: One Eligible Purchase, Get 20% Cash Back on Pay Later with PayPal when you save the offer to your PayPal account and pay later using PayPal for online or in-store purchases.
  • Note: Limited to one Eligible Purchase per customer, up to a total of $1,250 in spend. Eligibility may vary by account.
Thanks to Community Member E28M5 for sharing this deal.

Deal Instructions:
  1. Open the PayPal app on your phone (or go to the PayPal website if you're using a browser)
  2. Navigate to the PayPal Rewards section
  3. Look for the offer that says "20% cash back on pay later purchases with PayPal through 12/8"
  4. Once you find it, there should be a "Save offer" button. Tap or click that to activate the offer.
  5. After saving it, make sure you use PayPal Pay Later at checkout (choose "Pay Later" when you pay) to be eligible.

Editor's Notes

Written by Neo45 | Staff
  • When applying for PayPal Pay Later solutions, a soft credit check may be needed, but will not affect your credit score. You must be 18 years old or older when applying for Pay Later
  • Offer reverts to 5% from December 9 - December 31
  • Please see the original post for additional details & give the WIKI and additional forum comments a read for helpful discussion.
  • Terms:
    • Offer ends on the earlier of December 2, 2025, at 11:59:59 p.m. PT or when the maximum number of PayPal Rewards Points available under this Offer for all Eligible Participants is reached.
    • For the one Eligible Purchase, each Eligible Participant will receive up to a maximum of 25000 Points, which can be redeemed for up to $250 cash or other options (the "Reward"). Rewards will no longer be earned once the Offer Period has ended. There is a maximum total of 2 billion (2,000,000,000) points available under this offer for all Eligible Participants who have saved the offer and made an Eligible Purchase. Rewards will no longer be available once this limit is reached. If the maximum total of Points available is reached before the end of the Offer Period, this offer will end early.

Original Post

Written by E28M5

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+1217
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5.2K Comments

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Nov 28, 2025 12:50 PM
391 Comments
Joined Oct 2007
myelsaNov 28, 2025 12:50 PM
391 Comments
Quote from JamesDover :
I bought two items on November 26 and the points are still pending. Does anyone else have this issue? Also, can I just pay off the Pay in 4 purchases and still keep the points (if they ever go through) Thanks!


I have the same question... would like to just pay it off now.
Nov 28, 2025 1:00 PM
3.1K Comments
Joined Dec 2006
ChrsNov 28, 2025 1:00 PM
3.1K Comments
The offer isn't listed under Rewards for me

Tried creating a new account, and same issue

Sad
Nov 28, 2025 1:11 PM
3.7K Comments
Joined Mar 2006
eduardmcNov 28, 2025 1:11 PM
3.7K Comments
Is this a one time use or you can make multiple purchases until reaching the $250 limit?
1
Nov 28, 2025 1:32 PM
77 Comments
Joined Jul 2013
MichaelM5898Nov 28, 2025 1:32 PM
77 Comments
Quote from myelsa :



I have the same question... would like to just pay it off now.
The points will show as pending for up to 90 days or so, so you're not going to get them immediately. There's no penalty for paying it off now.
Nov 28, 2025 1:35 PM
77 Comments
Joined Jul 2013
MichaelM5898Nov 28, 2025 1:35 PM
77 Comments
Quote from OliveStar1074 :
Can someone suggest some creative ways to stack this cashback? I don't need any electronics right now. Most of my groceries come from Costco, which doesn't support PayPal.
In general, if you can use a cash back web site (like a top one, if you follow), for a store you want, you can get a % back that way, then use the PayPal 20% deal, and if you have a Citi card, use that as a payment method for your pay in 4 plan. This way you get cash back, rewards and CC points. I've heard a few other non-Chase cards will work for this, but I only have a Citi card.
Nov 28, 2025 1:37 PM
77 Comments
Joined Jul 2013
MichaelM5898Nov 28, 2025 1:37 PM
77 Comments
Quote from Peopo :
(Asking for a friend) Account has the promo activated. Never used the promo. Earlier in the day, they saw the Pay in Four option available, but still didn't use it. Now they want to checkout, and it's gone. Only the monthly payment is available (and that requires a SSN). They didn't make any purchases anywhere else in between, either. Any chance it's coming back?
How much were they trying to buy a purchase for? There's a cap on the purchase price for pay in 4 at $1500, so if it was over that amount, you wouldn't get the pay in 4 option.
Nov 28, 2025 2:35 PM
658 Comments
Joined Jun 2010
raffstyleNov 28, 2025 2:35 PM
658 Comments
I just purchased a Canon lens at bestbuy.com and paid via paypal using pay-in-4.(8hrs ago)
I can see a pending credit on may paypal activity.

NOW capital one shopping (chrome ext) offering 25% rewards on walmart.com. can I cancel my BB order and go with walmart and stack 25% rewards+ paypal 20% cashback?

I have another paypal account with 20% cashback unused.THANKS

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Nov 28, 2025 2:42 PM
189 Comments
Joined Dec 2009
BLD25Nov 28, 2025 2:42 PM
189 Comments
I don't see the offer in the app or on the website. I used pay in 4 a couple of months ago, is that why I don't have the offer? It was long before black Friday sales
Nov 28, 2025 2:46 PM
1.2K Comments
Joined Jul 2007
NewCentsNov 28, 2025 2:46 PM
1.2K Comments
Quote from raffstyle :
I just purchased a Canon lens at bestbuy.com and paid via paypal using pay-in-4.(8hrs ago)
I can see a pending credit on may paypal activity.

NOW capital one shopping (chrome ext) offering 25% rewards on walmart.com. can I cancel my BB order and go with walmart and stack 25% rewards+ paypal 20% cashback?

I have another paypal account with 20% cashback unused.THANKS
Buy the second on at Wally first and see that the point are pending, then cancel the first. Don't expect that the points from the first account will be offered on another purchase, although it might come back

Also, does Cap 1 shopping app even allow PP?
Last edited by NewCents November 28, 2025 at 06:49 AM.
Nov 28, 2025 2:53 PM
1.2K Comments
Joined Jul 2007
NewCentsNov 28, 2025 2:53 PM
1.2K Comments
Quote from myelsa :
I have the same question... would like to just pay it off now.
The pending part is for PP to carry through and (somewhat)objectively verify that the item was sold and not returned. Paying off the Pay in 4 doesn't alter the points. But no guarantee the offer will return
Nov 28, 2025 2:53 PM
1.8K Comments
Joined Nov 2011
iHeartPriceMistakesNov 28, 2025 2:53 PM
1.8K Comments
Happy to report the points have started to post.
1
Nov 28, 2025 2:54 PM
15 Comments
Joined Feb 2018
cpooler88Nov 28, 2025 2:54 PM
15 Comments
I don't see the offer in app or website (I've never used pay in 4). Any tips, or is it gone?
Nov 28, 2025 2:59 PM
993 Comments
Joined Nov 2009
bjaiNov 28, 2025 2:59 PM
993 Comments
Quote from iHeartPriceMistakes :
Happy to report the points have started to post.
Questions
(1) you sure that 4.7k ain't from any other offers that is giving out points after completing a task?
(2) if it pertains to the 20% offer, are you able to tell which transaction it is associated with? If u can tell, is that transaction still on the pay in 4 payment plan or you paid it off completely?
Nov 28, 2025 3:00 PM
1.1K Comments
Joined Jul 2009
TampaiteNov 28, 2025 3:00 PM
1.1K Comments
Quote from iHeartPriceMistakes :
Happy to report the points have started to post.
Mine still shows pending - I purchased an item on Nov 24. how long did it take for you to actually post?

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Nov 28, 2025 3:13 PM
629 Comments
Joined Jul 2007
wolfpupNov 28, 2025 3:13 PM
629 Comments
Quote from BLD25 :
I don't see the offer in the app or on the website. I used pay in 4 a couple of months ago, is that why I don't have the offer? It was long before black Friday sales
I don't see it and have never used pay in 4. I'm assuming the offer is over

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