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expiredE28M5 posted Nov 18, 2025 4:06 AM

Select PayPal Accounts: One Eligible Purchase, Pay Later with PayPal, Get

20% Cash Back

(Up to $1,250 Spent)at PayPal.com
788K Views
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Deal Details
PayPal offers for Select Accounts: One Eligible Purchase, Get 20% Cash Back on Pay Later with PayPal when you save the offer to your PayPal account and pay later using PayPal for online or in-store purchases.
  • Note: Limited to one Eligible Purchase per customer, up to a total of $1,250 in spend. Eligibility may vary by account.
Thanks to Community Member E28M5 for sharing this deal.

Deal Instructions:
  1. Open the PayPal app on your phone (or go to the PayPal website if you're using a browser)
  2. Navigate to the PayPal Rewards section
  3. Look for the offer that says "20% cash back on pay later purchases with PayPal through 12/8"
  4. Once you find it, there should be a "Save offer" button. Tap or click that to activate the offer.
  5. After saving it, make sure you use PayPal Pay Later at checkout (choose "Pay Later" when you pay) to be eligible.

Editor's Notes

Written by Neo45 | Staff
  • When applying for PayPal Pay Later solutions, a soft credit check may be needed, but will not affect your credit score. You must be 18 years old or older when applying for Pay Later
  • Offer reverts to 5% from December 9 - December 31
  • Please see the original post for additional details & give the WIKI and additional forum comments a read for helpful discussion.
  • Terms:
    • Offer ends on the earlier of December 2, 2025, at 11:59:59 p.m. PT or when the maximum number of PayPal Rewards Points available under this Offer for all Eligible Participants is reached.
    • For the one Eligible Purchase, each Eligible Participant will receive up to a maximum of 25000 Points, which can be redeemed for up to $250 cash or other options (the "Reward"). Rewards will no longer be earned once the Offer Period has ended. There is a maximum total of 2 billion (2,000,000,000) points available under this offer for all Eligible Participants who have saved the offer and made an Eligible Purchase. Rewards will no longer be available once this limit is reached. If the maximum total of Points available is reached before the end of the Offer Period, this offer will end early.

Original Post

Written by E28M5
Community Notes
About the Poster
Deal Details
Community Notes
About the Poster
PayPal offers for Select Accounts: One Eligible Purchase, Get 20% Cash Back on Pay Later with PayPal when you save the offer to your PayPal account and pay later using PayPal for online or in-store purchases.
  • Note: Limited to one Eligible Purchase per customer, up to a total of $1,250 in spend. Eligibility may vary by account.
Thanks to Community Member E28M5 for sharing this deal.

Deal Instructions:
  1. Open the PayPal app on your phone (or go to the PayPal website if you're using a browser)
  2. Navigate to the PayPal Rewards section
  3. Look for the offer that says "20% cash back on pay later purchases with PayPal through 12/8"
  4. Once you find it, there should be a "Save offer" button. Tap or click that to activate the offer.
  5. After saving it, make sure you use PayPal Pay Later at checkout (choose "Pay Later" when you pay) to be eligible.

Editor's Notes

Written by Neo45 | Staff
  • When applying for PayPal Pay Later solutions, a soft credit check may be needed, but will not affect your credit score. You must be 18 years old or older when applying for Pay Later
  • Offer reverts to 5% from December 9 - December 31
  • Please see the original post for additional details & give the WIKI and additional forum comments a read for helpful discussion.
  • Terms:
    • Offer ends on the earlier of December 2, 2025, at 11:59:59 p.m. PT or when the maximum number of PayPal Rewards Points available under this Offer for all Eligible Participants is reached.
    • For the one Eligible Purchase, each Eligible Participant will receive up to a maximum of 25000 Points, which can be redeemed for up to $250 cash or other options (the "Reward"). Rewards will no longer be earned once the Offer Period has ended. There is a maximum total of 2 billion (2,000,000,000) points available under this offer for all Eligible Participants who have saved the offer and made an Eligible Purchase. Rewards will no longer be available once this limit is reached. If the maximum total of Points available is reached before the end of the Offer Period, this offer will end early.

Original Post

Written by E28M5

Community Voting

Deal Score
+1217
Good Deal
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Top Comments

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5.2K Comments

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Dec 1, 2025 3:19 PM
1K Comments
Joined Nov 2010
neo_nyDec 1, 2025 3:19 PM
1K Comments
Will this offer show up on a newly created PayPal account? Anyone try?
Dec 1, 2025 3:21 PM
5.9K Comments
Joined Dec 2008
bluetrepDec 1, 2025 3:21 PM
5.9K Comments
Just Redeemed my points to papal balance , but my PayPal balance is still 0. Why?
Dec 1, 2025 3:26 PM
7 Comments
Joined Nov 2018
MellowPicture172Dec 1, 2025 3:26 PM
7 Comments
FYI if your application is denied, you're SOL. From customer service: I am sorry the decision is final which is automated after the reviewing the account.
Dec 1, 2025 3:38 PM
18 Comments
Joined Oct 2022
JamesAlonDec 1, 2025 3:38 PM
18 Comments
Quote from CoralString319 :
I was trying to stack too but i guess not worth it anymore. F Microsoft store. I tried with someone else's phone as well.
I've been having this same issue with Microsoft as well. That 15% CB with the 20% PayPal CB would have been a great deal.
Dec 1, 2025 3:39 PM
959 Comments
Joined Jan 2009
RahrDec 1, 2025 3:39 PM
959 Comments
Thanks
Dec 1, 2025 3:45 PM
491 Comments
Joined Nov 2016
dallas_saladDec 1, 2025 3:45 PM
491 Comments
20% PP didn't work, hit Pay Later at checkout, chose Pay in 4, went through review order, and I was charged the full amount. If I cancel order and try again the Pay Later options are no longer available. Garbage system.
1
Dec 1, 2025 3:56 PM
2.1K Comments
Joined Sep 2013
okhelloDec 1, 2025 3:56 PM
2.1K Comments
Quote from dallas_salad :
20% PP didn't work, hit Pay Later at checkout, chose Pay in 4, went through review order, and I was charged the full amount. If I cancel order and try again the Pay Later options are no longer available. Garbage system.
Dude, the CB is paid on the reward section, not the instant discount that you expected.
1

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Dec 1, 2025 4:00 PM
4 Comments
Joined Oct 2018
phatynomad1Dec 1, 2025 4:00 PM
4 Comments
I made a new account to add the 20% CB reward. But when I try to use the "pay in 4" option to purchase something, my load doesn't get approved. I talked to paypal rep, and apparently, new accounts won't get the "Pay in 4" loan approval because account needs to be "older". Have anyone got around this issue? I only made the new account because my old account never had the 20% CB reward available.
Dec 1, 2025 4:01 PM
491 Comments
Joined Nov 2016
dallas_saladDec 1, 2025 4:01 PM
491 Comments
Quote from okhello :
Dude, the CB is paid on the reward section, not the instant discount that you expected.
I accrued no points in rewards, transactions show both the pre-auth 1/4 payment and then a second charge for the full payment. Pay in 4 didn't work and the merchant proceeded to run the default Pay in Full. Not sure what's so hard to understand. Now I lost the option to try again and PP reps are useless.
1
Dec 1, 2025 4:02 PM
922 Comments
Joined Nov 2010
nangaDec 1, 2025 4:02 PM
922 Comments
It's asking me to unfreeze equifax, I thought it was soft pull, anyone else?
Dec 1, 2025 4:04 PM
491 Comments
Joined Nov 2016
dallas_saladDec 1, 2025 4:04 PM
491 Comments
Quote from nanga :
It's asking me to unfreeze equifax, I thought it was soft pull, anyone else?
All my bureaus are frozen and I was able to apply for Pay Later without issue. Make sure you're not applying for the CC.
1
Dec 1, 2025 4:09 PM
1.2K Comments
Joined Oct 2011
hellonwheelzDec 1, 2025 4:09 PM
1.2K Comments
Quote from dallas_salad :
I accrued no points in rewards, transactions show both the pre-auth 1/4 payment and then a second charge for the full payment. Pay in 4 didn't work and the merchant proceeded to run the default Pay in Full. Not sure what's so hard to understand. Now I lost the option to try again and PP reps are useless.
Not sure what's so hard to understand about you are responsible for your spending. If you're claiming that the merchant somehow jumped from the pay in four page and made an unauthorized transaction by somehow hacking PayPal, that sounds wild and kind of unbelievable.
2
Dec 1, 2025 4:09 PM
50 Comments
Joined Nov 2018
Sudbury78Dec 1, 2025 4:09 PM
50 Comments
Has anyone tried to use this offer via American Airlines to purchase a flight using PayPal?
Dec 1, 2025 4:09 PM
846 Comments
Joined Jun 2012
samwathegreatDec 1, 2025 4:09 PM
846 Comments
Quote from Mijamdeals :
I received the email from PayPal that said I had used all of my rewards, despite not being even close to the 25000 limit. I did a small purchase as a test to see if I'd get one more 20% rewards, given that it was still showing in my account, and it seems I didn't and won't. Not sure how others have gotten "one last" purchase to trigger the reward, but it definitely didn't work for me.
Just curious - How small?

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Dec 1, 2025 4:11 PM
922 Comments
Joined Nov 2010
nangaDec 1, 2025 4:11 PM
922 Comments
I tried two times, first time it didn't go through completely. Is it possible that my previous auto is still pending? How to see pending auth?

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