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PayPal 20% cash back promo updated to one purchase.

5,949 1,036 November 26, 2025 at 01:19 PM
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Just got this email.

"Thank you for being a part of our limited-time Buy Now Pay Later holiday promotion. We're so happy you've been able to take advantage of it. You've reached the limit on this offer given our new terms, which can be found here."

The link was to the terms which had been updated:
"How it Works: The Offer allows Eligible Participants to earn PayPal Rewards Points ("Points") equivalent to 20% cash back on one Eligible Purchase during the Offer Period up to $1,250 spent"


I don't recall the "one eligible purchase" being there before and I looked pretty hard when the promo hit.
Bucks because my first purchase was small and I was planning on several more high dollar purchases

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Joined Dec 2014
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jnick831
11-28-2025 at 01:17 AM.
11-28-2025 at 01:17 AM.
It shows my points are pending from three purchases, one on the 23rd and two on the 27th.

So now my points pending from the two transactions on the 27th are going to be taken from me?
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Joined May 2005
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Pro
Thinker
11-28-2025 at 10:56 AM.
11-28-2025 at 10:56 AM.
Quote from jnick831 :
It shows my points are pending from three purchases, one on the 23rd and two on the 27th.

So now my points pending from the two transactions on the 27th are going to be taken from me?
Does this work with discover?
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Joined Nov 2009
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mgutta
11-28-2025 at 08:58 PM.
11-28-2025 at 08:58 PM.
How does this pay later works? Never used. Do they charge interest?
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Joined Nov 2013
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AJDemineh
11-29-2025 at 10:04 AM.
11-29-2025 at 10:04 AM.
can you use paypal pay later in store?
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Joined Jul 2010
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32wallst
11-29-2025 at 10:45 AM.
11-29-2025 at 10:45 AM.
Is everyone receiving this email and new terms or is it targeted?

From what I can tell I did not receive the email (maybe missed in spam?).

But in the PayPal App, the offer appears to still be active even though I used it once already.
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Joined Nov 2022
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FancyGalley5290
11-29-2025 at 03:41 PM.
11-29-2025 at 03:41 PM.
Quote from mgutta :
How does this pay later works? Never used. Do they charge interest?
No, they don't. It's spaced over an 8 week long period. It does require a soft credit check and you might be rejected from using the promo. I myself haven't be able to successfully get "approved" for no apparent reason, despite have more than the price of the item in funds in paypal and a great credit score. So YMMV.
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Last edited by FancyGalley5290 November 29, 2025 at 04:42 PM.
Joined Feb 2006
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tenderidol
11-30-2025 at 01:10 PM.
11-30-2025 at 01:10 PM.
Saw this too late (after they changed it to one transaction), but I'm still glad that I was able to get $1,250 worth of gaming PC components with a 20% CB + Cyber Monday discounts.
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Joined Jan 2011
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DrAlligator
11-30-2025 at 08:37 PM.
11-30-2025 at 08:37 PM.
I had placed 3 orders prior to the rule change on the 26th and I just got an email today saying I will only be eligible for cashback on one transaction and that I have the option to choose which one I would like it applied to. Anyone else get this?
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Joined Mar 2011
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captmeach7
11-30-2025 at 10:32 PM.
11-30-2025 at 10:32 PM.
I did a transaction on NOV 22 and my points are pending, then I got the email about the limit. What's strange is that I just did another transaction today and it says I used the 20% and the points are pending for that now. I wonder if they'll send me an email about choosing which or what.
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Joined Jul 2003
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burticus
12-01-2025 at 09:57 AM.
12-01-2025 at 09:57 AM.
Did this the other day on a new laptop. I'll take $200 savings any day, thanks!

I did note that it did not deduct from my current Paypal balance, and is instead using the card I have on file with them (my debit card for checking account), but I think it'll use any CC so you have on file. Could get CC points on top of the cash back.
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Joined Nov 2012
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mvpcrossxover
Yesterday at 12:57 PM.
Yesterday at 12:57 PM.
i get error message of "something went wrong" when trying to add preferred method of payments

anyone know how to bypass this error?
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Joined Jun 2013
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koge811
Yesterday at 01:00 PM.
Yesterday at 01:00 PM.
i didn't even get one purchase paypal are fuks
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Joined Jun 2008
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modaho
Yesterday at 05:36 PM.
Yesterday at 05:36 PM.
Quote from koge811 :
i didn't even get one purchase paypal are fuks
It expires today.
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Joined Nov 2012
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mvpcrossxover
Yesterday at 06:40 PM.
Yesterday at 06:40 PM.
so i've found a way to add my card, however, it doesn't accept credit card?

wtf
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