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Chase Ink/Instacart+ Membership $19.99 YMMV for a year includes $20 Credit per Month and Free Peacock Streaming for the year (see post for more)

+24 Deal Score
16,139 Views
Many of you who have the CHASE INK card are aware of the $20 monthly credit towards an instacart pickup or delivery order (I typically do pick up at ALDI for my $20, I spend $35 to avoid fee and pay $15 oop rather than pay $5 in fees and get nothing for it by spending less than $35).

Anyway, many of you also know if you link your CHASE INK card at INSTACART, you get three free months of Instacart+ with the initial linkage of the card to your account.

I first linked my card in late September 2024, in December 2024, when my 3 months were almost up I was offered a $19.99 special to get the Instacart+ for a year, which was a no brainer with the free $20 credit each month from Chase Ink and Peacock service.

My one year was up on 12/26/25 and I cancelled it about 12/12 after I did my December grocery order with the $20 credit.

This week I signed in to my account and once again it offered me the $19.99 special for INSTACART+ for a year. So now I have it once again with all the perks I mentioned above.

So if you've recently cancelled with a situation like mine where your discounted year was up, take a look to see if you can score it again for $19.99 for one year. Worth that alone for the Peacock, the $240 in free groceries is a major windfall over the course of a year.

www.instacart.com

https://www.instacart.com/p/chase-ink
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Created 01-08-2026 at 01:52 PM by SUCHaDEAL
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Joined Dec 2008
L10: Grand Master
> bubble2 6,132 Posts
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regcustomer88
01-27-2026 at 08:47 PM.
01-27-2026 at 08:47 PM.
Quote from Powza :
I do Walmart delivery (in-store prices), no rush ($2 credit) and tip $2. Comes out to about $5 per order that I pay out of pocket for $20, $20 or $10 worth of groceries.
Using my second chase card, i have a third which i will use after this one ends in 3 months. Forgot to use the first time and forgot after signup.
Walmart is great. Thanks for the tip.

update: Placed an order just now , total $7, includes $2 tip. total items $26.87.
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Last edited by regcustomer88 January 27, 2026 at 11:56 PM.
Joined Dec 2008
L10: Grand Master
> bubble2 6,132 Posts
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regcustomer88
01-28-2026 at 09:34 AM.
01-28-2026 at 09:34 AM.
Are these instacart guys shopping for you by going inside the store? Is $2-$3 a normal tip for an order of $20-$25.
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Joined Aug 2006
L8: Grand Teacher
> bubble2 3,596 Posts
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m3coup
01-30-2026 at 11:58 AM.
01-30-2026 at 11:58 AM.
Just cancelled trial but no cheap renewal. Have other chase cards that I can use but will wait until the olympics starts.
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Joined Dec 2008
L10: Grand Master
> bubble2 6,132 Posts
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regcustomer88
02-02-2026 at 01:44 PM.
02-02-2026 at 01:44 PM.
Quote from SUCHaDEAL :
YOU DO NOT HAVE TO PAY WITH THE CHASE INK CARD, you can use Instacart Gift Card credit to pay or the credit card of course.
I was thinking of buying the instacart GC, $100 for $90.
https://slickdeals.net/f/19164226-200-instacart-gift-card-180-100-instacart-gift-card-90-best-buy
I see some people are complaining GC doesn't work with costco same day. Has anyone tried if this still works with chase promo? That's what I am looking to buy it for now.
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Joined Jul 2006
L10: Grand Master
> bubble2 27,225 Posts
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SUCHaDEAL
02-02-2026 at 02:18 PM.
02-02-2026 at 02:18 PM.
Quote from regcustomer88 :
I was thinking of buying the instacart GC, $100 for $90.
https://slickdeals.net/f/19164226-200-instacart-gift-card-180-100-instacart-gift-card-90-best-buy
I see some people are complaining GC doesn't work with costco same day. Has anyone tried if this still works with chase promo? That's what I am looking to buy it for now.
Yes, it definitely works. I do it all the time. Load the GC to your account GC balance

I create an order for $35 for pick up at ALDI in my case.

The $20 Chase credit comes off the $35, and I pay $15+ using the gift card balance.
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Joined Jul 2006
L10: Grand Master
> bubble2 27,225 Posts
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SUCHaDEAL
02-02-2026 at 02:23 PM.
02-02-2026 at 02:23 PM.
Quote from regcustomer88 :
Are these instacart guys shopping for you by going inside the store? Is $2-$3 a normal tip for an order of $20-$25.
I try to give a min of $4-5 on $20-25 orders, then 15% over that amount, so about $7 on a $40 order, however, your best option is to do store pick up. Click pick up to see what grocery stores have the option in your area. Most Aldi stores do. the Aldi orders are shopped by Aldi employees and I don't tip them when I pick it up myself.
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Joined Apr 2021
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> bubble2 2,432 Posts
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AmusedPanther530
02-02-2026 at 04:27 PM.
02-02-2026 at 04:27 PM.
Quote from m3coup :
Just cancelled trial but no cheap renewal. Have other chase cards that I can use but will wait until the olympics starts.

Same about no renewal. I could however immediately resign up for another trial on the exact same account without changing anything.
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Joined Aug 2006
L8: Grand Teacher
> bubble2 3,596 Posts
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m3coup
02-02-2026 at 08:33 PM.
02-02-2026 at 08:33 PM.
Quote from AmusedPanther530 :
Same about no renewal. I could however immediately resign up for another trial on the exact same account without changing anything.
Same, got another free trial on the business end of the same account.
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Joined Jul 2008
Helping you save $ too
> bubble2 11,903 Posts
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c2nah777
02-05-2026 at 06:04 AM.
02-05-2026 at 06:04 AM.
Quote from regcustomer88 :
I was thinking of buying the instacart GC, $100 for $90.
https://slickdeals.net/f/19164226-200-instacart-gift-card-180-100-instacart-gift-card-90-best-buy
I see some people are complaining GC doesn't work with costco same day. Has anyone tried if this still works with chase promo? That's what I am looking to buy it for now.
I think the issue they are complaining about is that your Costco Sameday account cannot pull from your Instacart GC balance (and vice versa).

So you can EITHER load your GC to Instacart account and use it there, or load it to Costco Sameday acocat and use there. This is why I do not load an Instacart GC until I know where I want to use it for sure.
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Joined Oct 2018
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> bubble2 6 Posts
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Pinmaster
02-05-2026 at 09:45 PM.
02-05-2026 at 09:45 PM.
You can also do one Instacart offer (like the 3 month trial for World Mastercard holders), then do the Chase Ink offer and it will extend your free trial to end 3 months beyond the other trial. So, an easy way to get a 6 month trial.
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Joined Dec 2008
L10: Grand Master
> bubble2 6,132 Posts
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regcustomer88
02-07-2026 at 08:15 AM.
02-07-2026 at 08:15 AM.
Quote from Powza :
I do Walmart delivery (in-store prices), no rush ($2 credit) and tip $2.
$2 credit gone. for walmart I don't see now.
Reply
Joined Feb 2008
L3: Novice
> bubble2 247 Posts
17 Reputation
rbokor
Yesterday at 11:30 AM.
Yesterday at 11:30 AM.
Quote from TidalWaveOne :
I'm not seeing the $19.99 offer... at least not yet. It's saying it renews for $99/year.
UPDATE: Created a business account and added my Chase Ink Cash card. Got 3 months free... but says will charge me $99 in 3 months so I will cancel before then and see if I get this offer for a year for $19.99 at some point.
Hi, I opened my Instacart account with my business Chase Ink, canceled yesterday after the trial ended. Did you ever cancel and see the $19.99 annual offer? How long after cancelling did it take to appear? Was it emailed to you or somewhere in your Instacart account?
Thanks.
Bob
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Joined Feb 2008
L3: Novice
> bubble2 247 Posts
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rbokor
Yesterday at 11:30 AM.
Yesterday at 11:30 AM.
Quote from scavengertype :
My free trial ended at the end of December and I cancelled, and I see this offer in my account, but no where does it indicate the price. It's $19.99 for the full year? I'm leery of clicking Activate without seeing a price.
Hi, I opened my Instacart account with my business Chase Ink, canceled yesterday after the trial ended. How long after cancelling did it take to appear? Was it emailed to you or somewhere in your Instacart account?
Thanks.
Bob
Reply
Joined Apr 2005
L10: Grand Master
> bubble2 13,542 Posts
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TidalWaveOne
Yesterday at 01:43 PM.
Yesterday at 01:43 PM.
Quote from rbokor :
Hi, I opened my Instacart account with my business Chase Ink, canceled yesterday after the trial ended. Did you ever cancel and see the $19.99 annual offer? How long after cancelling did it take to appear? Was it emailed to you or somewhere in your Instacart account?
Thanks.
Bob
I don't think I ever saw a $19.99 annual offer.
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