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Marcus Goldman bank saving account offer

+8 Deal Score
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Get up to $1500 for opening saving account with 100k balance for 90+10+14 days

https://www.marcus.com/us/en/savi...vingsbonus
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Created 01-28-2026 at 09:26 PM by falak241
in Financial Tools & Services Marcus - Bank Advertiser
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Joined Feb 2008
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Namelessme
01-30-2026 at 04:34 PM.
01-30-2026 at 04:34 PM.
Quote from gq1869 :
I think the APR equivalent for the 4 months lockup (90d hold + 14d payout) is 3.03% with $10K and 4.57% with +$50K. Is that right?

Doctor of Credit has it at:

$100 bonus for $10,000+ (extra ~4% APY)
$750 bonus for $50,000+ (extra ~6% APY)
$1,500 bonus for $100,000+ (extra 6% APY)

Means the $100 bonus is 7.65% APY and other too are ~9.65%

Not sure if they included the 14d payout, but I assume one wouldn't need to keep all funds there during the payout time?

And that assumes the savings rate remains the same.
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Joined Feb 2008
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Namelessme
01-30-2026 at 04:36 PM.
01-30-2026 at 04:36 PM.
Quote from oasisallure :
4% interest can beat the bonus
Yes, if you can get 4-6% higher somewhere plus the 3.65%ish interest rate, you'd beat this deal.

And if you know of a sure way to do that, you'd be very popular here.
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Joined Jan 2010
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timo007
02-10-2026 at 11:37 AM.
02-10-2026 at 11:37 AM.
This equates to 10.65% APR for 90 days for $50k or $100k if you a new customer and get the bonus interest for a referral of 0.25% for 3 months or 1% APY on an annual basis.

Feel free to DM me if you need a referral as I don't believe we can post our referral codes here.

I have been with Marcus for 10 years and never had an issue.
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Joined Jul 2008
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geetu7
02-15-2026 at 04:26 PM.
02-15-2026 at 04:26 PM.
I had taken money out (50k) last week from Marcus. Now seeing this post. Should I bother with trying for the $50K bonus? Or would I have to put in $100K now to qualify for the $50K bonus? I still have a month to start the promotion. Is there a time period I should wait?
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Joined May 2006
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CreepyLilBeast
02-15-2026 at 04:39 PM.
02-15-2026 at 04:39 PM.
Quote from geetu7 :
I had taken money out (50k) last week from Marcus. Now seeing this post. Should I bother with trying for the $50K bonus? Or would I have to put in $100K now to qualify for the $50K bonus? I still have a month to start the promotion. Is there a time period I should wait?
Total Starting Balance is the aggregate end of day balance reflected across all your Marcus accounts, including Online Savings Accounts, High-Yield CDs, No-Penalty CDs, and Rate Bump CDs, at 6:00 pm ET on 1/27/26.
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Joined Jul 2008
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geetu7
02-16-2026 at 12:21 PM.
02-16-2026 at 12:21 PM.
Quote from CreepyLilBeast :
Total Starting Balance is the aggregate end of day balance reflected across all your Marcus accounts, including Online Savings Accounts, High-Yield CDs, No-Penalty CDs, and Rate Bump CDs, at 6:00 pm ET on 1/27/26.
I missed that. Thanks so I'll have to add 100k to be eligible for the $50K. Appreciate the response.
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Joined Oct 2007
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ez1
03-02-2026 at 09:50 AM.
03-02-2026 at 09:50 AM.
Not impressed with Marcus and would not recommend using. I'm a previous customer (CD's) and in the middle of trying to open a Savings account with them. Required a call to customer service which consisted of them reading back everything I just typed in the online application. Was "approved" but now dealing with their site having "technical issues" and cannot finish the application.

With their decision to drop Quicken downloads and too many BBB complaints with accounts being frozen and funds not available, I'm out. Not worth my time dealing with their issues.
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Joined May 2008
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ListedGuru
03-03-2026 at 05:46 AM.
03-03-2026 at 05:46 AM.
Quote from ez1 :
Not impressed with Marcus and would not recommend using. I'm a previous customer (CD's) and in the middle of trying to open a Savings account with them. Required a call to customer service which consisted of them reading back everything I just typed in the online application. Was "approved" but now dealing with their site having "technical issues" and cannot finish the application.

With their decision to drop Quicken downloads and too many BBB complaints with accounts being frozen and funds not available, I'm out. Not worth my time dealing with their issues.
Well that sucks about your situation. I was just planning on opening an account with them today to do this promotion. I guess I'll still try and but hopefully I don't run into issues as I hate getting some incompetent person on the phone to help solve issues, lol.
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Joined Sep 2011
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E4300
03-03-2026 at 06:25 AM.
03-03-2026 at 06:25 AM.
Quote from ListedGuru :
Well that sucks about your situation. I was just planning on opening an account with them today to do this promotion. I guess I'll still try and but hopefully I don't run into issues as I hate getting some incompetent person on the phone to help solve issues, lol.
Service was better when company was part of GE. That said, the only major risk is Marcus' decision to drop the rate 1-2% overnight after 3/11. The process is quite simple if you don't have much money at Marcus on 1/27/26.

1. Sign up by 3/11/26.
2. Deposit the required amount of $ within 10 calendar days of sign up.
3. Wait 100 calendar days after sign up date to take out the $. Interest withdrawal during the holding period is OK.
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Joined May 2008
L8: Grand Teacher
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ListedGuru
03-03-2026 at 07:04 AM.
03-03-2026 at 07:04 AM.
Quote from E4300 :
Service was better when company was part of GE. That said, the only major risk is Marcus' decision to drop the rate 1-2% overnight after 3/11. The process is quite simple if you don't have much money at Marcus on 1/27/26.

1. Sign up by 3/11/26.
2. Deposit the required amount of $ within 10 calendar days of sign up.
3. Wait 100 calendar days after sign up date to take out the $. Interest withdrawal during the holding period is OK.
Thanks for the info. Honestly I can't see Marcus dropping the interest rate much after 3/11 but anything is possible I guess. I have read some horror stories about them locking people's account and not letting them withdraw their own money but not sure what that's all about.

Hopefully those are isolated events and something that can be chalked up to either user error or something of that sort...
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Joined Sep 2011
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E4300
03-03-2026 at 07:31 AM.
03-03-2026 at 07:31 AM.
Quote from ListedGuru :
Thanks for the info. Honestly I can't see Marcus dropping the interest rate much after 3/11 but anything is possible I guess. I have read some horror stories about them locking people's account and not letting them withdraw their own money but not sure what that's all about.

Hopefully those are isolated events and something that can be chalked up to either user error or something of that sort...
My account dates back to GE capital. No problem with same day access to my money if it is a direct deposit. Lockup occurs if one cannot log in with username/password and cannot provide adequate phone verification to unlock the account. The industry's protocol is to submit a valid form of ID to unlock the account.

Best way to deposit new $ is to initiate the transfer from the Marcus account on the 8th or 9th day after sign up to secure proof of deposit.
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Joined May 2008
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ListedGuru
03-03-2026 at 08:03 AM.
03-03-2026 at 08:03 AM.
Quote from E4300 :
My account dates back to GE capital. No problem with same day access to my money if it is a direct deposit. Lockup occurs if one cannot log in with username/password and cannot provide adequate phone verification to unlock the account. The industry's protocol is to submit a valid form of ID to unlock the account.

Best way to deposit new $ is to initiate the transfer from the Marcus account on the 8th or 9th day after sign up to secure proof of deposit.
It sounds like when linking my Marcus account to my funding account Marcus will do micro deposits or possibly I can link my funding account to Marcus by typing in my funding account log in credentials therefore bypassing the micro deposits?
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E4300
03-03-2026 at 08:34 AM.
03-03-2026 at 08:34 AM.
Quote from ListedGuru :
It sounds like when linking my Marcus account to my funding account Marcus will do micro deposits or possibly I can link my funding account to Marcus by typing in my funding account log in credentials therefore bypassing the micro deposits?
One can instantly link a bank if supported by Plaid. If not supported, then one must validate using the test deposits.

You still have until 3/11/26 to sign up for the bonus, plus another 9 calendar days to deposit new money.
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Joined Jul 2004
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RiceKnight
03-04-2026 at 01:14 PM.
03-04-2026 at 01:14 PM.
Marcus currently has up to a $1500 bonus cash offer for opening a HYSA. 3.65 yield PLUS a .25 additional yield (3 months) with a referral.

You must deposit at least $10,000 in Eligible New Funds (for a $100 cash bonus) or $50,000 in Eligible New Funds (for a $750 cash bonus), or $100,000 in Eligible New Funds (for a $1,500 cash bonus)

You have to open an account using the referral link, then click on the bonus link to apply the offer to the account if you want max savings. PM me for link if needed.

https://www.marcus.com/us/en/savi...vingsbonus
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Last edited by dimjim | Staff March 4, 2026 at 01:21 PM.

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Joined Jun 2006
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jcrash
03-04-2026 at 01:21 PM.
03-04-2026 at 01:21 PM.
For those that have not heard of Digital Credit. Look into STRC and SATA. Banks are all going to die.
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