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frontpageedrock200 posted Today 03:52 AM
frontpageedrock200 posted Today 03:52 AM

Navy Federal Credit Union Members: Flagship Rewards Credit Card

(Military, Veterans & DoD)

Free

20 Comments 5,905 Views
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Deal Details
Navy Federal Credit Union is offering for Eligible Members (Military and Veterans, see details): Earn 35,000 bonus points ($350 cash redemption value) when you Apply for the Flagship Rewards Credit Card and Spend $3,500 in qualifying purchases within 90 days of opening a new Flagship account.
  • Note: You must be a Navy Federal Credit Union member to be able to apply for this card. See here for membership eligibility details and here for membership details.
Thanks to Community Member edrock200 for sharing this deal.

Card Details:
  • $49 Annual Fee
  • Variable APR between 14.74% - 18.00%. (As of 02/23/2026)
  • No balance transfer fees
  • No foreign transaction fees
  • No cash advance fees
  • 3X points on travel
  • 2X points on everything else
  • Receive statement credits (up to $120) for Global Entry or TSA Pre✓
  • No rewards limit or expiration
  • Amazon Prime Annual membership
  • Worldwide Automatic Travel Accident Insurance

Editor's Notes

Written by SaltyOne | Staff
  • Bonus Points Offer Details:
    • Offer valid for cardholders issued new Visa Signature® Flagship Rewards Credit Card accounts. To be eligible for the 35,000 points offer, you must make $3,500 or more in eligible purchases within 90 days of account opening. Eligible purchases are purchases for goods and services, minus returns and other credits. Eligible purchases do not include fees, interest charges, balance transfers, gambling, convenience checks, cash advances, or other cash-equivalents (e.g. money orders, gift cards, prepaid cards). Please allow up to 8 weeks after the 90-day period for the 35,000 points to post to your rewards balance. Account must be open and not in default at the time the 35,000 points are scheduled to post to your rewards balance. Limit of one promotional offer at account opening. Offer valid for accounts applied for between 01/02/2026 and 06/30/2026
  • Amazon Prime Details:
    • Offer applies only to Amazon® Prime Annual membership that is paid with your Visa Signature® Flagship Rewards Credit Card and posted to your account. Offer is not valid for monthly payment Prime membership options such as Prime Monthly, Prime for Young Adults, and Prime Access. Limit of one Amazon statement credit per Visa Signature® Flagship Rewards Credit Card account, per year. Please allow 6-8 weeks after the Prime Annual membership is paid for the statement credit to post to your account.
  • Additional Details:
    • Flagship Rewards Program Description
    • As of 02/23/2026, rates range from 14.74% APR to 18.00% APR, are based on creditworthiness, and will vary with the market based on the U.S. Prime Rate. ATM cash advance fees: None, if performed at a Navy Federal branch or ATM. Otherwise, $0.50 per domestic transaction or $1.00 per foreign transaction. $49 annual fee for Visa Signature® Flagship Rewards
  • Navy Federal reserves the right to change or end this offer at any time without notice.
Please see the original post for additional details & refer to the comments below for discussion.

Original Post

Written by edrock200
Community Notes
About the Poster
Deal Details
Community Notes
About the Poster
Navy Federal Credit Union is offering for Eligible Members (Military and Veterans, see details): Earn 35,000 bonus points ($350 cash redemption value) when you Apply for the Flagship Rewards Credit Card and Spend $3,500 in qualifying purchases within 90 days of opening a new Flagship account.
  • Note: You must be a Navy Federal Credit Union member to be able to apply for this card. See here for membership eligibility details and here for membership details.
Thanks to Community Member edrock200 for sharing this deal.

Card Details:
  • $49 Annual Fee
  • Variable APR between 14.74% - 18.00%. (As of 02/23/2026)
  • No balance transfer fees
  • No foreign transaction fees
  • No cash advance fees
  • 3X points on travel
  • 2X points on everything else
  • Receive statement credits (up to $120) for Global Entry or TSA Pre✓
  • No rewards limit or expiration
  • Amazon Prime Annual membership
  • Worldwide Automatic Travel Accident Insurance

Editor's Notes

Written by SaltyOne | Staff
  • Bonus Points Offer Details:
    • Offer valid for cardholders issued new Visa Signature® Flagship Rewards Credit Card accounts. To be eligible for the 35,000 points offer, you must make $3,500 or more in eligible purchases within 90 days of account opening. Eligible purchases are purchases for goods and services, minus returns and other credits. Eligible purchases do not include fees, interest charges, balance transfers, gambling, convenience checks, cash advances, or other cash-equivalents (e.g. money orders, gift cards, prepaid cards). Please allow up to 8 weeks after the 90-day period for the 35,000 points to post to your rewards balance. Account must be open and not in default at the time the 35,000 points are scheduled to post to your rewards balance. Limit of one promotional offer at account opening. Offer valid for accounts applied for between 01/02/2026 and 06/30/2026
  • Amazon Prime Details:
    • Offer applies only to Amazon® Prime Annual membership that is paid with your Visa Signature® Flagship Rewards Credit Card and posted to your account. Offer is not valid for monthly payment Prime membership options such as Prime Monthly, Prime for Young Adults, and Prime Access. Limit of one Amazon statement credit per Visa Signature® Flagship Rewards Credit Card account, per year. Please allow 6-8 weeks after the Prime Annual membership is paid for the statement credit to post to your account.
  • Additional Details:
    • Flagship Rewards Program Description
    • As of 02/23/2026, rates range from 14.74% APR to 18.00% APR, are based on creditworthiness, and will vary with the market based on the U.S. Prime Rate. ATM cash advance fees: None, if performed at a Navy Federal branch or ATM. Otherwise, $0.50 per domestic transaction or $1.00 per foreign transaction. $49 annual fee for Visa Signature® Flagship Rewards
  • Navy Federal reserves the right to change or end this offer at any time without notice.
Please see the original post for additional details & refer to the comments below for discussion.

Original Post

Written by edrock200

Community Voting

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20 Comments

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Today 07:10 AM
8,909 Posts
Joined Nov 2008
hungrytigerToday 07:10 AM
8,909 Posts
Thanks OP.

I have the free NFCU Cash Rewards Plus. I got all the stuff they promised when I fulfilled the spending requirements as advertised.

Best Federal CU in the world BTW!

Looks similar but no free Prime.

14 years and no problems of any kind!

24/7/365 live support! Why! Because there are ships all over the world.
Last edited by hungrytiger February 23, 2026 at 12:26 AM.
Today 07:28 AM
816 Posts
Joined Nov 2023
IdahoRoamingGnomeToday 07:28 AM
816 Posts
Quote from bluekiwi :
Am I still eligible for membership if the Veteran or servicemember in my family is deceased?Yes, you're still eligible for membership. Keep in mind you may be asked to submit documentation like a DD-214 form proving your deceased family member would have been eligible for membership.
Thanks! I might give this a try since I'm tired of Citi's chitti support when fraud happens and they lock you out of your account until a new card shows up a week and a half later.
Today 07:30 AM
8,909 Posts
Joined Nov 2008
hungrytigerToday 07:30 AM
8,909 Posts
Quote from IdahoRoamingGnome :
Thanks! I might give this a try since I'm tired of Citi's chitti support when fraud happens and they lock you out of your account until a new card shows up a week and a half later.
Exactly. I cancelled when a vender that never shipped a product or issued a refund. I went through the whole process and on an appeal they sided with the vender.MadMadMadMadMadMadMad $140

Don't assume all brick and mortar established businesses are completely honest. Buyer beware!

Go Navy, Eglin, USAA, or a military CU and never turn back.

Only exception might be Sams Club card and Walmart One Pay. Maybe/sometimes so far.
Last edited by hungrytiger February 23, 2026 at 12:38 AM.
Pro
Today 07:52 AM
904 Posts
Joined May 2012
lacosa2006
Pro
Today 07:52 AM
904 Posts
thank you all for our active military!
Today 08:02 AM
169 Posts
Joined Apr 2020
GreenStraw1685Today 08:02 AM
169 Posts
Thanks for the post!

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