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CIT Bank Platinum Savings: Earn up to 4.10% APY on Balances of $5k or More

+22 Deal Score
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CIT Bank, our partner, offers the following benefits with their Platinum Savings account. Use promo code CITBOOST.

Our boost adds 0.35% APY* to our competitive standard rate for six months.
With our six-month boost, you earn:
- 4.10% APY* on balances $5,000 or more
- 0.60% APY* on balances less than $5,000

New Customers: Deposit Transfer Requirements
  • 1. Open your account: Securely provide your address, phone number, email and Social Security number/ITIN. Plus, add the bonus code CITBOOST.
  • 2. Make a deposit: Open an account with a minimum of $100. You can transfer funds with an electronic transfer, mail-in check or wire.
  • Terms:
    • Promo Code: Account must be opened with a valid Promo Code within the Promotion Period.
    • Funding Period: 30 days from the account open date.
    • Bonus fulfillment: 60-days from the funding date.
Details:

Slickdeals may be compensated by CIT Bank

Original Post

Written by
Edited April 27, 2026 at 10:35 AM by
CIT Bank, our partner, offers the following benefits with their Platinum Savings account. Use promo code CITBOOST.

Our boost adds 0.35% APY* to our competitive standard rate for six months.
With our six-month boost, you earn:
- 4.10% APY* on balances $5,000 or more
- 0.60% APY* on balances less than $5,000

New Customers: Deposit Transfer Requirements
  • 1. Open your account: Securely provide your address, phone number, email and Social Security number/ITIN. Plus, add the bonus code CITBOOST.
  • 2. Make a deposit: Open an account with a minimum of $100. You can transfer funds with an electronic transfer, mail-in check or wire.
  • Terms:
    • Promo Code: Account must be opened with a valid Promo Code within the Promotion Period.
    • Funding Period: 30 days from the account open date.
    • Bonus fulfillment: 60-days from the funding date.
Details:

Slickdeals may be compensated by CIT Bank
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Created 04-03-2026 at 12:02 PM by LD7 | Staff
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Joined Mar 2020
L3: Novice
> bubble2 160 Posts
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JollyHose932
04-07-2026 at 08:10 PM.
04-07-2026 at 08:10 PM.
Went with Amex. The differnce isnt much but Amex has a better App IMHO.
Reply
Joined Oct 2021
L1: Learner
> bubble2 20 Posts
14 Reputation
adonis316
04-07-2026 at 09:07 PM.
04-07-2026 at 09:07 PM.
Quote from Eragorn :
I believe I clicked the main link, then clicked open account on the promo, then logged in and then I think there was an option to enroll my current account or create a new account if I'm remembering correctly.
Thanks that worked for me!!
Reply
Joined Jan 2015
peeing outdoors
> bubble2 2,140 Posts
975 Reputation
khronos
04-07-2026 at 09:50 PM.
04-07-2026 at 09:50 PM.
Quote from JollyHose932 :
Went with Amex. The differnce isnt much but Amex has a better App IMHO.
what rate are they offering you? I see 3.2%
Reply
Joined Dec 2006
L2: Beginner
> bubble2 92 Posts
19 Reputation
ApplePanic
04-08-2026 at 07:18 AM.
04-08-2026 at 07:18 AM.
Quote from chucktaylur :
How do you add the promo to an existing account?
Just click on the link in the OP. It takes you to a page where you can log in as an existing account holder.
Reply
Joined Feb 2019
L2: Beginner
> bubble2 88 Posts
37 Reputation
maindimon
04-08-2026 at 08:05 AM.
04-08-2026 at 08:05 AM.
I am an existing CIT customer and these are the steps i had to follow to add this promo:
go to https://www.cit.com/citboost
click "get started"
enter your userID and pw on the right where it says "Already a CIT customer?"
(must be the primary account holder to be able to do this)
after the login it will have you accept some terms and you should see the confirmation page.
Reply
Joined Jun 2019
L3: Novice
> bubble2 245 Posts
30 Reputation
HasRa
04-08-2026 at 08:20 AM.
04-08-2026 at 08:20 AM.
is this rate only for the next 6 moths or will stay like amex savings?
I mean i understand, rate can drop from 4% to 3.5 or go up a but, but will they drop to something like 0.50% like the other banks?
Amex savings stay around 3.5 to 4.5% for years.
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Joined Jan 2015
New User
> bubble2 14 Posts
10 Reputation
ady7
04-08-2026 at 08:31 AM.
04-08-2026 at 08:31 AM.
this is a good deal. in case you have multiple platinum savings account, this will only apply to one of them.
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Joined Nov 2007
L9000+
> bubble2 2,869 Posts
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Moooshe
04-08-2026 at 10:32 AM.
04-08-2026 at 10:32 AM.
Good deal. I took advantage of a similar deal with CIT a few years ago, I wonder how long I have to wait before I can get this bonus again
Reply
Joined Dec 2011
L8: Grand Teacher
> bubble2 3,664 Posts
532 Reputation
cantstoplooking
04-08-2026 at 10:54 AM.
04-08-2026 at 10:54 AM.
Quote from Eragorn :
I just logged into my cit account and they were two options. One to enroll my account in the bonus (showed the last four account numbers) and the other was to open a new account. I just clicked My account and then enroll and there was some fine prints accept. Then I got an error after accepting but when I went back through and did it again it said I was already accepted in it.
Was this on app or PC?
Reply
Joined Sep 2011
There Is Always Hope
> bubble2 21,035 Posts
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Pro
Deal Hunter
Eragorn | Staff
04-08-2026 at 10:55 AM.
04-08-2026 at 10:55 AM.
Quote from cantstoplooking :
Was this on app or PC?
PC. If not working, might just call CIT support and see if they can manually enroll the account. Not sure though.
Reply
Joined Mar 2012
L3: Novice
> bubble2 108 Posts
41 Reputation
kingaffiliation
04-08-2026 at 12:32 PM.
04-08-2026 at 12:32 PM.
For those who've had one of these accounts for a while, how steady is the APY? I have one with Amex and every month it goes down 0.1%. Thinking about switching, though I like Amex otherwise.
Reply
Joined Sep 2018
L4: Apprentice
> bubble2 322 Posts
368 Reputation
Pro
JonL4209
04-08-2026 at 12:53 PM.
04-08-2026 at 12:53 PM.
i am only seeing 3.75 apr. guess this is YMMV.
Reply
Joined Feb 2019
L2: Beginner
> bubble2 88 Posts
37 Reputation
maindimon
04-08-2026 at 01:55 PM.
04-08-2026 at 01:55 PM.
Quote from kingaffiliation :
For those who've had one of these accounts for a while, how steady is the APY? I have one with Amex and every month it goes down 0.1%. Thinking about switching, though I like Amex otherwise.
-i've had an account with them since 2022 and it's been fairly competitive the whole time. I think it started with 5 and change and inched down to 3.75 over the years with every fed rate cut. It has been 3.75 for a long time now though and this boost makes it a pretty solid deal.
Reply
Last edited by maindimon April 8, 2026 at 06:32 PM.
Joined Jan 2008
L4: Apprentice
> bubble2 420 Posts
126 Reputation
mrclemson
04-08-2026 at 10:08 PM.
04-08-2026 at 10:08 PM.
Worked for existing accounts (have yet to see the rate reflect on my account though).
Personally, I find CIT to be a great option. It consistently offers top-tier savings rates, and while ACH transfers can be a bit slow, there is a significant hidden perk: outgoing wire transfers are free if your balance is $25,000 or more. Just keep in mind that they do require a $1,000 minimum per wire to qualify.
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Joined Dec 2020
L3: Novice
> bubble2 278 Posts
phoshizzlez
04-08-2026 at 10:25 PM.
04-08-2026 at 10:25 PM.
Couldn't apply to existing account; Only option it gives me is to open a new platinum savings account.
Reply
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