RETIRED: Target chit chat

Hey Bunnies. Good to see ya. Leave some time for your TCC buddies.

Looks like more peanuts in my future with the new $.75 TQ.

Also gonna check out the Finish Quantum Powerball. If the price is $3.79 minus the TQ, $1.50 and the MQ $1. $1.29 not too bad. Better if I had saved the $2.50 MQ.

still can be read in a reply here

Doh, I for got to get the finish, but I did just get back with 8 bags of honey roasted peanuts, and 2 kraft BBq but the TQ beeped on that one also got pace for $1.50 - .50c TQ and .55c mfq if found somewhere on something.

hugs right back at you sweetie. been a trying month for so many of us eh? ok, time for meds, the pain is getting ugly again.

insurance... let me ask around for you to see if someone can advice. ok?

Check through her bank. Every once in a while we get something from our credit union. Often they give you $1,000 free then you can buy more. We just got a letter the other day, and the rates were pretty decent. Good enough, that I stuck it aside to look at again. We just had to redo all the insurance crap for hubby's job so I checked life insurance rates through our agent too -- these were good, no physical required, and guaranteed amount that was far more than enough to bury a person.

We go through Zander insurance [zanderins.com]- I'm pretty sure they are national & have an online quote thingy.

yes, like gt said, i would hunt around and see if she belongs to any groups or organizations that offer any sort of group life insurance. maybe check into aarp?

i used to sell life insurance a very long time ago. as you get older the cost for individual term life policies gets very prohibitive and there's a good chance at her age she wouldn't pass the blood test to get the best rates or that she has traffic tickets. back then you needed 3 yrs w/o any speeding tickets to get the best rate. i had many people think they were healthy and the blood tests would come back w/ elevated liver enzymes and it was questionable whether they could get coverage at all. i had one very wealthy person who couldn't get life insurance at all even though he really wanted it and was willing to pay. he waited too long.

in my experience, people in there 20's usually had very little problems getting insurance. men in their 40's and 50's tended to have issues like smoking, traffic tickets, elevated liver enzymes. one time somebody mentioned skin cancer to the agency owner and he didn't tell the client but that is almost a guarantee fail.

i don't know about now, but term life policies used to start at either $100,000 or $250,000, it's been such a long time i can't remember, but that's probably not what she needs. i think individual whole life started at either 25K or 50K and it would be really expensive if your mom is in her 50's or older.

i don't know how old your mom is or what assets she has, but if she does have any like retirement accts, property like an apt or house, it may not be necessary to get her life insurance. life insurance for elderly can be just marketing hype. it depends on your situation which is different for everyone.

i will be very honest and say that many people who should have insurance, namely those w/ children and/or other dependents, do not buy life insurance and that is irresponsible and very fustrating for insurance agents esp when they have no problems paying for it. on the other hand, you have to be very careful not to overbuy b/c agents will of course try to sell you more than you really need.

I was a life insurance agent for quite a few.... and I will tell you the scrunity they give an upper aged individual is intense... how old is your mom? Does she have health issues? How is her income...? You don't have to answer any of these ?'s but I will be able to give you a more informed answer.

Eek I didn't know that about Tide. Guess I'll be selling my Tide stockpile and going back to All. At least there were some $1 mq recently.

That is what I'm looking for. I had her start banking at my credit union last year and I haven't received any offers from them other than the standard $2000 insurance for account holders but I'll call them today to check.

Thanks!


Funny thing is, my mom spent most of the 1980s selling insurance but never bought for herself. Fell on lots of hard times between then and now so it would have lapsed anyway.

My mom is almost 65, has some chronic health conditions (heart problems, early stages of Alzheimer's and other various ailments) and lives on disability. At least attempts to. She barely gets enough to pay rent. It would fall on me to pay the premiums and do all the footwork, try and take care of my mom from states away.... my family sucks, I can admit it.

Has someone been picking on the bunnies..say it ain't so...

Bunnies is nice...bunnies is going to rule the world one day...

On the subject of parents and insurance, My MIL doesn't have anything. I have told her repeatedly that I need her to get a small $5k policy that will at least take care of all the debt and funeral arrangements that will end up coming out of my pocket. I told just last week or so that if she did not have anything inplace when she died we are donating her to science - no joke. Now my FIL, has borrowed against his crappy whole life policy time and time again IDK if WE will actually have to pay them when he dies. Obviously they are both jackasses but my kids love them unconditionally so I keep putting up with their shit over and over.

I'm going to science. I have my card in the safe, when I go, well they can poke around a bit and scratch their heads.

What card? I need a card to get rid of her?

What card? I need a card to get rid of her?

Gotta have the card. No card..use a garbage bag.

Check ME out, apparently I'm the bitch.

Well duh! Doncha know that all ya gotta do is ASK to be spoonfed and it will happen?

BTW, check out your rep comment from moi.