Joined May 2006
L5: Journeyman
Forum Thread
First car accident... need advice
April 30, 2012 at
02:25 PM
in
Chat
This Saturday I was in an accident that destroyed my Scion XD. I LOVED that car. Was getting about 35MPG in the city and I gad done a BUNCH of upgrades to it. Only 24K miles on it.
Here's what happened:
I was driving through a main road on my way home from work when I 17 year old kid decided to turn right in front of me in a Caravan. It wasn't at an intersection, he was trying to turn into a business from his yellow lane and I guess he didn't see me coming, so I slammed into him a 40MPH. He got cited, I didn't and it obviously was his fault since he should have waited for me to come through. Oh well, there goes my car.......
Few questions:
Now that I submitted the claim through his insurance, they told I need to simply wait since the other driver has not given a statement yet. No rental car. Is this normal? They mentioned that the other person needs to admit liability first.
Also, by what guidelines can I expect my compensation to be for my car? I know insurances have their own 'sources', but I don't want to be screwed. My car was at [I]least[I] worth 14K and it's paid off. Also, I should be compensated for my 2 days off work and medical bills, right?
I never been in a car accident.... so I don't know what my next steps would be.
TIA
Here's what happened:
I was driving through a main road on my way home from work when I 17 year old kid decided to turn right in front of me in a Caravan. It wasn't at an intersection, he was trying to turn into a business from his yellow lane and I guess he didn't see me coming, so I slammed into him a 40MPH. He got cited, I didn't and it obviously was his fault since he should have waited for me to come through. Oh well, there goes my car.......
Few questions:
Now that I submitted the claim through his insurance, they told I need to simply wait since the other driver has not given a statement yet. No rental car. Is this normal? They mentioned that the other person needs to admit liability first.
Also, by what guidelines can I expect my compensation to be for my car? I know insurances have their own 'sources', but I don't want to be screwed. My car was at [I]least[I] worth 14K and it's paid off. Also, I should be compensated for my 2 days off work and medical bills, right?
I never been in a car accident.... so I don't know what my next steps would be.
TIA
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It really is crazy how much it differs. It's totally screwed up.
"Honey, we have an Audi or Corvette to "rent" this weekend! Which one do you want?"
That would be pretty cool. And do you have to ask? Who wouldn't take the Corvette?
"Honey, we have an Audi or Corvette to "rent" this weekend! Which one do you want?"
Though there have been times customer cars have been brought home for me to drive for a month or longer, to find out what the problem was they were having. One in particular was a Benz S Class, and it was a beauty, and it was hard to give that back
Okay, I so want to talk my DH into pursuing a similar career now.
Okay, I so want to talk my DH into pursuing a similar career now.
That's why I drove the Benz
That car was a real head turner, freaking head rests in the back went down with a touch of a button, the sun curtain for the rear window did the same, the side view mirrors, with a touch of a button, would pull all the way in toward the car - came in handy went I went through the old 1-1/2 car tunnels we have around here from yesteryear - and didn't have to worry about those mirrors on that vehicle. It had so many kewl things on it - it killed me when hubby said it had to go back - that we had worked out all the kinks in it
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That car was a real head turner, freaking head rests in the back went down with a touch of a button, the sun curtain for the rear window did the same, the side view mirrors, with a touch of a button, would pull all the way in toward the car - came in handy went I went through the old 1-1/2 car tunnels we have around here from yesteryear - and didn't have to worry about those mirrors on that vehicle. It had so many kewl things on it - it killed me when hubby said it had to go back - that we had worked out all the kinks in it
It really is amazing what kind of features they can put in a car now. I was just completely in awe when I was car shopping. I'm totally in LOVE with the features I have in my new car. And it's just little, things too! Like the blindspot mirrors in the corners of each of the sideview mirrors. The capless gas tank. (WHY did it take us so many decades to come up with those two things?
I can only imagine what kind of features cars will have a decade or two from now! Probably won't have buttons at all anymore!
It really is amazing what kind of features they can put in a car now. I was just completely in awe when I was car shopping. I'm totally in LOVE with the features I have in my new car. And it's just little, things too! Like the blindspot mirrors in the corners of each of the sideview mirrors. The capless gas tank. (WHY did it take us so many decades to come up with those two things?
I can only imagine what kind of features cars will have a decade or two from now! Probably won't have buttons at all anymore!
Now you have to realize "everything" is in the Lawyer's hands - you have no right to talk to your "Own Agent" at this point in time once you signed on with an Attorney - do realize that - everything goes thru the Attorney - you do not even have the right to pull copies of your own medical records at this point in time - nor anything else - the Attorney is the only one that is able to do that - plus the Attorney will deal with the "value" of your vehicle - I would be in close contact with the Attorney about this - because this is the last thing they are truly worried about - how much you get back for this - they don't care about your "add on's, etc" - so talk to the Attorney about all of this - you should have when you first met with them - as every time you call them they are "billing you" - so you don't want to be making unnecessary phone calls, emails, nor faxes to them - that you do not have to - keep it to a bare minimum - as they bill you for everything - remember this - they are there to make "money" - even if they are not charging you until they get money back out of this - this aspect is called "COSTS" and they do add up over time - and by the time they settle this claim - and you go to all these doctor(s) - and they pull all the reports, photocopying, etc. - that is all included in the "COSTS" - including phone calls, emails, faxes, mailings, filings they have to to - and that comes off that top of what ever you are awarded - then their fee whatever the percentage is they quoted you. So be careful here with the Attorney - and make sure you do not "hound" them to death over this. FYI - been there done it, and I know that backing off and letting them alone sometimes is in your best interest - the wheels of justice turn slowly - plus any Attorney that handles these types of cases is probably handling around 150 or more of these cases at one time - and where are you in that line? How much is your case "worth" - depends on how quickly they work on your particular case - as to the value of your case - just letting you know this.
Though since you were unable to move it forward any other way - good for you
I am actually glad that things are in the lawyer's hands. This was a lawyer recommended by a very good co-worker who used him before and got great results. the lawyer mentioned that they will first get me compensation for my car, in which like you mentioned, they get no money from. THAT I will make sure that they get me as much as possible, as that is my MAIN concern.
As to the medical: If at the end of everything they payoff everything and I only get $1, I am happy. I am not trying to 'make' money off the insurance. I just want what is fair: the value of my car.
I will keep you all updated! Thanks for everything!
Btw, I just went to the Chiropractor today. He wants me in three times a week.
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