https://www.healthcare.gov/ Now OPEN - Cheap insurance

Do you claim your parent as a dependent or does your parent claim you as a dependent? Does your parent work or have health insurance?

You mean increased premiums like I was paying when I paid for health insurance in the 90's? That's the main reason I don't even want to sign up for anything more than Medicaid, since I know if I end up having to pay it's going to be out the wazoo and a ridiculous amount that comes with high co-pays, which equals even MORE money out of pocket I can ill afford.

Read what I posted above. He might be in a state that opted out

He's 38, he can't be on a parent's insurance plan.

If he makes over ~$3800 per year his parents generally wouldn't claim him. There are situations where you can if you provide "more than half the person's support" though.



That was 20 years ago, and now you're trying to justify being part of what you perceive as "the problem"? Whatever.

My parents don't work. They're both of retirement age. So all they have is their pensions coming in and Medicare.

So it means he and his parent would be filing separate tax returns. Not sure why he would be combining his income with his parent's income to determine if he qualifies.

My parents don't work. They're both of retirement age. So all they have is their pensions coming in and Medicare.

Man, listen to us. You are complaining about Obamacare, but it's the fact that your state in all likelihood REFUSED to opt in to the Medicaid expansion that you won't qualify like some of us in other states like PA.

Obamacare, and it's Medicaid expansion, would have HELPED you.

Don't you get it?



I'm not sure the rule....but even if they file separate tax returns, they determine it by Household income.

They look at how much his parents receive and use that to calculate his eligibility.

I'm not sure the rule....but even if they file separate tax returns, they determine it by Household income.

They look at how much his parents receive and use that to calculate his eligibility.

To be honest, most of this insurance crap confuses me. For example, I know it's not the way things are done, but rates should be based on individual usage imo. In that case, I would've likely had a $80 insurance rate still to this day since I rarely used it. The only thing that doesn't confuse me is the real money I may have to pay out for something I will barely use and STILL have co-pays over and above those premiums. That is what infuriates and annoys the ever loving fark out of me.

what A$$ backwards thinking is that. Go look at European countries or Canada where you pay higher taxes and everyone gets medical. Are you telling me you want to only see people who have money and can afford insurance to get treatment and the rest of the suckers just die. I have amazing farking insurance right now for dirt cheap..... I call it the Cadillac plan aka Gold (actually tempted to look into the platinum plan aka Bentley through obamacare ). When I was in high school at the age of 17 my family was not doing that well financially and we had some sort of medicare medicaid chip program.

Either way when i was literally about to die and puking up my guts. We went into the ER 10 hours later and after an immediate CT scan they gave me 2 hours to live due to an inflamed appendix (Appendicitis) that is on the verge of rupturing. I had that sucker yanked out right away and went on to complete college at Mizzou with 2 degrees working at a Fortune Top 50 investment bank with an awesome insurance policy (apparently I earned the right to insurance which I had a long farking time ago in Canada as a kid).

I would not want anyone who does not have access to medical treatment to experience the pain of an inflamed appendix. I would not want anyone's appendix to burst I don't care how much you abuse the system or ask for freebies / handouts. There is a human thing to do and a ruthless thing to do. What you are saying is flat out ruthless that "everyone doesn't have a right to healthcare" . My family would technically have no right to insurance when I was in high school and with your thinking I would have never made it to first day of college. Now how the fark am I suppose to try and be a contributing member of society if I can't even get my appendix look at since my family did not earn the right to insurance

Household income isn't really based on those who you live with.

For many people who are younger than 35 and living in cities, it's quite common to have roommates.

You don't really report your roommates income as your household income. It would be rude to ask all my roommates about how much they make.

Either way, I'd still rather not pay these conglomerates that gouge on rates anything if I could help it.