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Costco Anywhere Visa® Card by Citi

Cash Back
+520 Deal Score
2,191,617 Views
Citi is offering 5% cash back rewards on gas at Costco and earn 4% cash back on other eligible gas and electric vehicle (EV) charging purchases for the first $7,000 combined spend per year, and then 1% thereafter with the Costco Anywhere Visa® Card by Citi for Costco Members. No annual fee.

Details:
  • Discover one of Citi's best cash back rewards cards designed exclusively for Costco members
  • Earn 5% cash back rewards on gas at Costco and earn 4% cash back on other eligible gas and electric vehicle (EV) charging purchases for the first $7,000 combined spend per year, and then 1% thereafter.
  • 3% cash back on restaurants and eligible travel purchases and eligible travel, including Costco Travel.
  • 2% cash back on all other purchases from Costco and Costco.com
  • 1% cash back on all other purchases
  • No annual fee with your paid Costco membership and enjoy no foreign transaction fees on purchases
  • Receive an annual credit card reward certificate, which is redeemable for cash or merchandise at U.S. Costco warehouses, including Puerto Rico


Rates & Fees

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Original Post

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Edited March 26, 2025 at 10:37 AM by
Citi is offering 5% cash back rewards on gas at Costco and earn 4% cash back on other eligible gas and electric vehicle (EV) charging purchases for the first $7,000 combined spend per year, and then 1% thereafter with the Costco Anywhere Visa® Card by Citi for Costco Members. No annual fee.

Details:
  • Discover one of Citi's best cash back rewards cards designed exclusively for Costco members
  • Earn 5% cash back rewards on gas at Costco and earn 4% cash back on other eligible gas and electric vehicle (EV) charging purchases for the first $7,000 combined spend per year, and then 1% thereafter.
  • 3% cash back on restaurants and eligible travel purchases and eligible travel, including Costco Travel.
  • 2% cash back on all other purchases from Costco and Costco.com
  • 1% cash back on all other purchases
  • No annual fee with your paid Costco membership and enjoy no foreign transaction fees on purchases
  • Receive an annual credit card reward certificate, which is redeemable for cash or merchandise at U.S. Costco warehouses, including Puerto Rico


Rates & Fees

Slickdeals may be compensated by Citi.
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Created 03-24-2016 at 09:06 AM by leehg69
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Deal
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+520
2,191,617 Views
Cash Back
These responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

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Featured Comments

I'm sure it's been mentioned and buried but extended warranty benefit goes away next month which sucks
Uhh yeah I have an Amex, this is not true lol
I'm sure citi fought hard in the bidding process to beat Amex to get the Costco account. Part of the terms were probably to offer better benefits for the customer....

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Joined Jul 2008
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> bubble2 6,248 Posts
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F1Racer
03-24-2016 at 09:46 AM.
03-24-2016 at 09:46 AM.
Quote from padmanabhuni :
how is citi able to give these benefits and amex couldnot
Because Citi is a bigger bank I would imagine than Amex.

Plus an article last year says the Costco management team were put off by the AMEX's Wall Street High Finance suits culture that didn't mesh with their.
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Joined Aug 2011
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> bubble2 5,284 Posts
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SIR_of_Cricket
03-24-2016 at 09:47 AM.
03-24-2016 at 09:47 AM.
Quote from fafzal :
Partially be outsourcing customer service to India. AmEx keeps it all American.
That's one heck of a ignorant statement.... Amex has been outsourcing CS to India for years
Reply
Joined Jan 2013
railgadi
> bubble2 84 Posts
14 Reputation
atingoldy
03-24-2016 at 09:48 AM.
03-24-2016 at 09:48 AM.
I think 4% on gad is only for first year ... then 1% after that.
2
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Joined Jul 2008
L10: Grand Master
> bubble2 6,248 Posts
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F1Racer
03-24-2016 at 09:48 AM.
03-24-2016 at 09:48 AM.
Quote from fafzal :
I guess I've been getting lucky. I always got domestic rep from Amex and never with Citi unless something gets escalated. maybe it's just my luck then or maybe the particular card. I have Premier Rewards card from Amex. It does carry a hefty $200 annual fee.
Yep....Good life you have there Big Spender...on sd.net no less.Roll Eyes (Sarcastic)
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Joined Nov 2012
L3: Novice
> bubble2 217 Posts
34 Reputation
mualam
03-24-2016 at 09:48 AM.
03-24-2016 at 09:48 AM.
Quote from Mummel :
Hard credit pull with no bonus? What you guys smoking?

I heard there is no credit pull with the switch. Someone correct me if I am wrong.
Reply
Joined Jul 2005
L7: Teacher
> bubble2 2,169 Posts
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napmaster
03-24-2016 at 09:49 AM.
03-24-2016 at 09:49 AM.
Quote from Mummel :
Hard credit pull with no bonus? What you guys smoking?
Where do you see that? It states no credit pull on the citi site.
Reply
Joined Aug 2007
Temporally unavailable
> bubble2 37,299 Posts
4,561 Reputation
fyu
03-24-2016 at 09:49 AM.
03-24-2016 at 09:49 AM.
Quote from Mummel :
Hard credit pull with no bonus? What you guys smoking?
this for people that are getting converted. i don't think anybody is going to apply for this card.
1
Reply

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Joined Feb 2008
L7: Teacher
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coolkatz321
03-24-2016 at 09:50 AM.
03-24-2016 at 09:50 AM.
Does anyone know if this has foreign transaction fees? I'd consider dumping my CapitalOne Quicksilver so I can stick to having only 2 cards.
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Joined May 2010
L9: Master
> bubble2 5,633 Posts
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haserfauld
03-24-2016 at 09:50 AM.
03-24-2016 at 09:50 AM.
Quote from buzzman :
Where did you hear this? Quick googling didn't yield any results. This is going to be a bummer if it's the case.

My citi forward currently still gives me 5x points for restaurants and Amazon.

edit: found it http://frequentmiler.boardingarea...ward-card/

This is a major bummer! I suppose I can use Costco Visa for dining out and Sallie Mae master card for Amazon purchases.
Ugh, I really enjoyed 8% towards travel on dining/amazon.
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Joined Jul 2008
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> bubble2 6,248 Posts
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F1Racer
03-24-2016 at 09:53 AM.
03-24-2016 at 09:53 AM.
Quote from atingoldy :
I think 4% on gad is only for first year ... then 1% after that.

You think wrong: RIF it.

for the first $7,000 per year and then 1% thereafter
1
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Joined Sep 2009
L5: Journeyman
> bubble2 535 Posts
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euuser720741
03-24-2016 at 09:54 AM.
03-24-2016 at 09:54 AM.
Quote from timhood :
Never underestimate the profit in carried balances, late fees, etc.
Or the profit from increased market presence and visibility - it's not like they've been a major player in the card space in recent years.
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Joined Jul 2008
L10: Grand Master
> bubble2 6,248 Posts
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F1Racer
03-24-2016 at 09:55 AM.
03-24-2016 at 09:55 AM.
Quote from Mummel :
Hard credit pull with no bonus? What you guys smoking?
Quit hitting your pipe doof:

Will Citi pull a credit report?
No, Citi won't pull a credit report as part of the account transfer process.
Reply
Joined Oct 2006
L5: Journeyman
> bubble2 1,068 Posts
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carpenter75
03-24-2016 at 09:57 AM.
03-24-2016 at 09:57 AM.
With regard to credit pulls and affect on scores, will the Amex account show as a closed account on a credit report? If so would it be setup so that closed account doesn't factor into a FICO score?
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Joined Nov 2014
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Wietersh
03-24-2016 at 09:58 AM.
03-24-2016 at 09:58 AM.
Jeez. Those benefits are really good. My guess is that they had to ratchet them up, because if you can use any Visa at Costco, no one would really be incentivized to sign up for the Citi Costco because everyone already has a Visa.

I really don't need another credit card, but I'm tempted by this. 4% gas is better than AmEx Blue Cash, 3% restaurants is better than Chase Sapphire. 2% Costco is better than 1% anything else.

Question - does the "eligible travel purchases worlwide" mean that this card doesn't have fees for international purchases? That would make this card straight baller.
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