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Costco Anywhere Visa® Card by Citi

Cash Back
+518 Deal Score
2,187,553 Views
Citi is offering 5% cash back rewards on gas at Costco and earn 4% cash back on other eligible gas and electric vehicle (EV) charging purchases for the first $7,000 combined spend per year, and then 1% thereafter with the Costco Anywhere Visa® Card by Citi for Costco Members. No annual fee.

Details:
  • Discover one of Citi's best cash back rewards cards designed exclusively for Costco members
  • Earn 5% cash back rewards on gas at Costco and earn 4% cash back on other eligible gas and electric vehicle (EV) charging purchases for the first $7,000 combined spend per year, and then 1% thereafter.
  • 3% cash back on restaurants and eligible travel purchases and eligible travel, including Costco Travel.
  • 2% cash back on all other purchases from Costco and Costco.com
  • 1% cash back on all other purchases
  • No annual fee with your paid Costco membership and enjoy no foreign transaction fees on purchases
  • Receive an annual credit card reward certificate, which is redeemable for cash or merchandise at U.S. Costco warehouses, including Puerto Rico


Rates & Fees

Slickdeals may be compensated by Citi.

Original Post

Written by
Edited March 26, 2025 at 10:37 AM by
Citi is offering 5% cash back rewards on gas at Costco and earn 4% cash back on other eligible gas and electric vehicle (EV) charging purchases for the first $7,000 combined spend per year, and then 1% thereafter with the Costco Anywhere Visa® Card by Citi for Costco Members. No annual fee.

Details:
  • Discover one of Citi's best cash back rewards cards designed exclusively for Costco members
  • Earn 5% cash back rewards on gas at Costco and earn 4% cash back on other eligible gas and electric vehicle (EV) charging purchases for the first $7,000 combined spend per year, and then 1% thereafter.
  • 3% cash back on restaurants and eligible travel purchases and eligible travel, including Costco Travel.
  • 2% cash back on all other purchases from Costco and Costco.com
  • 1% cash back on all other purchases
  • No annual fee with your paid Costco membership and enjoy no foreign transaction fees on purchases
  • Receive an annual credit card reward certificate, which is redeemable for cash or merchandise at U.S. Costco warehouses, including Puerto Rico


Rates & Fees

Slickdeals may be compensated by Citi.
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Created 03-24-2016 at 09:06 AM by leehg69
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Deal
Score
+518
2,187,553 Views
Cash Back
These responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

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Featured Comments

I'm sure it's been mentioned and buried but extended warranty benefit goes away next month which sucks
Uhh yeah I have an Amex, this is not true lol
I'm sure citi fought hard in the bidding process to beat Amex to get the Costco account. Part of the terms were probably to offer better benefits for the customer....

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Joined Sep 2007
L4: Apprentice
> bubble2 325 Posts
Harold Ashpole
04-09-2016 at 02:47 PM.
04-09-2016 at 02:47 PM.
Quote from milne :
Can I sign up online when logged in to my Costco account?
Nope....
You can't even apply in the store yet. Applications are not available until 6/20.
Reply
Joined Sep 2007
L4: Apprentice
> bubble2 325 Posts
Harold Ashpole
04-09-2016 at 03:10 PM.
04-09-2016 at 03:10 PM.
Quote from dadab :
Also anyone knows if the premium car rental insurance of this card matches that of Amex?
Nope...
Amex charges $25 for their 'premium' rental insurance every time you rent a car. And the insurance doesn't include Liability Coverage (just vehicle damage)....poor product in my opinion. My regular car insurance covers 'rentals" with Liability.
Reply
Joined Sep 2009
L10: Grand Master
> bubble2 15,315 Posts
4,334 Reputation
Knightshade
04-09-2016 at 03:24 PM.
04-09-2016 at 03:24 PM.
If you want actual premium rental car insurance you'd want a Chase Sapphire card- primary rental insurance as a free benefit of the card.
Reply
Joined Jan 2007
EEEEZZZZZ
> bubble2 8,140 Posts
1,035 Reputation
dadab
04-09-2016 at 03:56 PM.
04-09-2016 at 03:56 PM.
Quote from Harold Ashpole :
Nope...
Amex charges $25 for their 'premium' rental insurance every time you rent a car. And the insurance doesn't include Liability Coverage (just vehicle damage)....poor product in my opinion. My regular car insurance covers 'rentals" with Liability.
Well, the way I understand is that Collision and Comprehensive are fully covered for $25, without a deductible - which is big deal, much better than your insurance co. As far a liability goes, it should be covered by your insurance co. with a deductible.
Reply
Joined Feb 2012
L6: Expert
> bubble2 1,712 Posts
122 Reputation
VicVinegar
04-09-2016 at 04:13 PM.
04-09-2016 at 04:13 PM.
Haven't seen an offer in a while since the $300 Bluecash offer, but I really want to try and keep an Amex open (keeping its account age) and get the Citi with no hard pull. Might be mortgage shopping soon, so I don't want to lose a ~7 year old account.
Reply
Joined Mar 2011
L4: Apprentice
> bubble2 409 Posts
139 Reputation
YankeeExile
04-09-2016 at 04:23 PM.
04-09-2016 at 04:23 PM.
Quote from dadab :
Well, the way I understand is that Collision and Comprehensive are fully covered for $25, without a deductible - which is big deal, much better than your insurance co. As far a liability goes, it should be covered by your insurance co. with a deductible.
How about compared to the United Mileageplus which has primary with no per use fee...but does have a $100-ish annual fee?
Reply
Joined Jan 2014
L5: Journeyman
> bubble2 744 Posts
144 Reputation
rune87
04-09-2016 at 06:11 PM.
04-09-2016 at 06:11 PM.
Quote from dadab :
Are you sure about not having a hard pull on your experian report? I have tried couple of times in last few months and each time they come back to instruct me to open my credit which is frozen, so they definitely want to do a hard pull.

Also anyone knows if the premium car rental insurance of this card matches that of Amex?
It ultimately resulted in a hard pull. I think I confirmed that later on. O'well.
Reply

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Joined Aug 2009
L4: Apprentice
> bubble2 452 Posts
65 Reputation
thadiyan
04-09-2016 at 07:43 PM.
04-09-2016 at 07:43 PM.
Quote from VicVinegar :
Haven't seen an offer in a while since the $300 Bluecash offer, but I really want to try and keep an Amex open (keeping its account age) and get the Citi with no hard pull. Might be mortgage shopping soon, so I don't want to lose a ~7 year old account.

Although a 7 year old card does factor in your fico score, I really am not sure how much it would make a difference with your mortgage application process. Don't sweat it too much.
Reply
Joined Feb 2012
L6: Expert
> bubble2 1,712 Posts
122 Reputation
VicVinegar
04-10-2016 at 04:01 AM.
04-10-2016 at 04:01 AM.
Quote from thadiyan :
Although a 7 year old card does factor in your fico score, I really am not sure how much it would make a difference with your mortgage application process. Don't sweat it too much.
You are probably right. My score is around 800 now, so a few points shouldn't matter. Two cards with no hard pull would be a nice play though.
Reply
Joined Dec 2006
Baddy Rocker
> bubble2 743 Posts
120 Reputation
mather
04-10-2016 at 08:41 AM.
04-10-2016 at 08:41 AM.
The only $300 offer from Amex that I saw was a $100 + $200 wireless carrier offer. Which is useless for my use. Haven't seen a straight $300 offer.
Reply
Joined Oct 2006
L6: Expert
> bubble2 1,746 Posts
253 Reputation
hpdw
04-11-2016 at 08:02 PM.
04-11-2016 at 08:02 PM.
Quote from Harold Ashpole :
Nope...
Amex charges $25 for their 'premium' rental insurance every time you rent a car. And the insurance doesn't include Liability Coverage (just vehicle damage)....poor product in my opinion. My regular car insurance covers 'rentals" with Liability.
For me, I rather pay one time $25 than have an accident claim with my car insurance. Your rate may go up more than $25 for years to come.
Reply
Joined Dec 2015
L2: Beginner
> bubble2 57 Posts
10 Reputation
m8r-bm63ki
04-11-2016 at 08:26 PM.
04-11-2016 at 08:26 PM.
Quote from clarkkent06 :
I don't think so, 3% is pretty high on restaurants, and 4% on gas. The cards with rotating categories will beat these for 1/4 of the year, for example Freedom offers 5% on gas right now until April 1, but I don't think there's a 4% yearly gas card for no fee.

Pretty good card, it looks like

PenFed
Reply
Joined Oct 2003
L9: Master
> bubble2 5,571 Posts
1,530 Reputation
RowdyReptile
04-12-2016 at 07:25 AM.
04-12-2016 at 07:25 AM.
Quote from hpdw :
For me, I rather pay one time $25 than have an accident claim with my car insurance. Your rate may go up more than $25 for years to come.
If your average car rental is 3 days, that $25 is an extra $8/day (which is LOW compared to anything the rental car company offers.) If you were to rent a car year-round, that's an extra $3000 in insurance you've paid. Just an interesting way to look at what you're paying for. The question is, why you're willing to pay more for premium coverage when renting a car, than you do for your daily car?
Reply
Joined Oct 2006
L6: Expert
> bubble2 1,746 Posts
253 Reputation
hpdw
04-12-2016 at 07:29 AM.
04-12-2016 at 07:29 AM.
Quote from RowdyReptile :
If your average car rental is 3 days, that $25 is an extra $8/day (which is LOW compared to anything the rental car company offers.) If you were to rent a car year-round, that's an extra $3000 in insurance you've paid. Just an interesting way to look at what you're paying for. The question is, why you're willing to pay more for premium coverage when renting a car, than you do for your daily car?
The $25 is good for up to 42 consecutive days of one car rental agreement. So you can't really calculate with $8/day for a year. so even if you are going to do 12 monthly rental contract, that's only $300. I don't really rent car all year long and mostly just a trip of 1-2 weeks here and there. it's a great coverage for me.
Reply

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Joined Apr 2014
L8: Grand Teacher
> bubble2 3,462 Posts
284 Reputation
Crushinator5000
04-12-2016 at 07:35 AM.
04-12-2016 at 07:35 AM.
Quote from RowdyReptile :
The question is, why you're willing to pay more for premium coverage when renting a car, than you do for your daily car?
Because the cost of filing a claim with your insurance company is going to be a lot more than it appears.

File a claim with AMEX, and that's the end of it. No deductible, no jacked up rates for the next couple of years.

File a claim with your insurer, and you're going to be paying out a couple of hundo in deductibles + who knows by how much they'll jack up your premium. The average premium increase after filing a claim is 30%, for several years.
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