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$400 Bonus for Opening Checking Account With Wells Fargo (For New Customers)

+38 Deal Score
110,277 Views
$400 Bonus for Opening Checking Account With Wells Fargo (For New Customers)


Link to Offer :
https://www.wellsfargo.com/jump/c...ct-test-a/


Here's how to qualify for your bonus:
  • Open an Everyday Checking account online (from this webpage only) by July 26, 2019.
  • Make a minimum opening deposit of $25 to fund your account.
  • Set up direct deposit and receive a cumulative monthly total of $3,000 in qualifying direct deposits into your new account for 3 consecutive months.
Your $400 bonus will be deposited into your new Everyday Checking account within 45 days after eligibility and bonus requirements have been met.
This is an exclusive, online-only offer and not valid for branch or phone account opens. See below for additional details and important information.


Our Everyday Checking account comes with innovative features:
  • Secure online access to your accounts. Use the Wells Fargo Mobile® app and simplify the way you bank.2
  • Account alerts. Stay on top of your account activity with alerts that allow you to track your account balances, debit card transactions, and more.3
  • Overdraft Rewind®. Sign up for direct deposit to take advantage of Overdraft Rewind. When an ACH direct deposit is received by 9:00 am, the bank will automatically reevaluate transactions from the previous day and, if your direct deposit covers them, may reverse overdraft or returned item (Non-Sufficient Funds/NSF) decisions and waive associated fees.4









* How to qualify for the $400 checking bonus:
Eligibility Requirements:
  • Everyday Checking is the only eligible account for the $400 bonus when opened online. If you do not qualify for Everyday Checking but do qualify for Opportunity Checking®, this offer can still be applied to the Opportunity Checking account.
  • This offer is intended for new checking customers only. You are not eligible for this offer if:
    • You are a current owner of a Wells Fargo consumer checking account
    • You are a Wells Fargo team member
    • You have received a bonus for opening a Wells Fargo consumer checking account within the past 12 months
Bonus Requirements:



$400 bonus
  • Open a new Everyday Checking account online with a minimum opening deposit of $25 by July 26, 2019. All account applications are subject to approval.
  • Within 150 days of your account open date, receive a cumulative monthly total of $3,000 in qualifying direct deposits to the checking account opened for this bonus offer for three consecutive months. During this time, your new account balance must be $1 or more.
    • A qualifying direct deposit is the customer's salary, pension, Social Security, or other regular monthly income electronically deposited through the Automated Clearing House (ACH) network to this checking account by your employer or an outside agency.
    • Non-qualifying direct deposits for purposes of this offer include transfers from one account to another (for example, transfers between your own accounts, or person-to-person transfers using a transfer service such as Zelle®), or deposits made at a branch or ATM, or through mobile deposit.
Bonus Payment:


  • We will deposit the bonus into your new checking account within 45 days after meeting all offer requirements.
  • The new checking account must remain open in order to receive any earned bonus payments.
  • You are responsible for any federal, state, or local taxes due on the bonus, and we will report as income to the tax authorities if required by applicable law. Consult your tax advisor.
Additional Important Information:


  • Offer expires July 26, 2019.
  • Offer subject to change and may be discontinued at any time without notice.
  • Offer cannot be:
    • Paid without a valid U.S. Taxpayer Identification Number (W-9)
    • Combined with any other consumer deposit offer (limit one bonus per customer/account)
    • Reproduced, purchased, sold, transferred, or traded





1.The Wells Fargo Everyday Checking account monthly service fee is $10. Minimum opening deposit is $25.
The monthly service fee can be avoided with any one of the following each fee period:
  • Maintain a $1,500 minimum daily balance
  • $500 or more in total qualifying direct deposits
    • A qualifying direct deposit is a direct deposit of your salary, pension, Social Security, or other regular monthly income, electronically deposited through the Automated Clearing House (ACH) network to this checking account by your employer or an outside agency.
    • Non-qualifying direct deposits include transfers from one account to another, or deposits made at a branch or ATM, or through mobile deposit.
  • 10 or more posted debit card transactions (any combination of posted debit card purchases or posted debit card payments of bills) from this checking account each fee period.

    Included:
    • Debit card purchases include PIN, signature, online, phone, and mobile wallet.
    • Debit card payments include one-time and recurring. Examples: utility bill/gym membership.
    Not included
    • Any transaction at an ATM (Wells Fargo or non-Wells Fargo).
    • Automated Clearing House (ACH) transactions. ACH transactions are set up using your checking account number and routing number — NOT a debit card number.
  • A linked Wells Fargo Campus ATM or Campus Debit Card.
  • The primary account owner is 17 – 24 years old. (On the primary account owner's 25th birthday, the account is automatically subject to the monthly service fee unless you meet one of the other options to avoid the monthly service fee.)
2.Availability may be affected by your mobile carrier's coverage area. Your mobile carrier's message and data rates may apply.

3.Sign-up may be required. Availability may be affected by your mobile carrier's coverage area. Your mobile carrier's message and data rates may apply.
4.The bank will reevaluate transactions from the previous business day that resulted in an overdraft or returned item if we receive an electronic direct deposit to your account by 9:00 am local time where your account is located (which is noted on your monthly statement). The bank will calculate a new available balance, including your pending electronic direct deposit (less any pending debits), and may reverse the overdraft or returned item (Non-Sufficient Funds/NSF) decisions and resulting fees from the previous business day if your electronic direct deposit will cover them. The bank receives most direct deposits through the ACH network before 9:00 am. Overdraft protection transfers/advances and fees from the prior business day are not reversed with Overdraft Rewind. Other deposits, such as check(s), cash, or account transfers received after our initial nightly account processing are not included in Overdraft Rewind. Direct deposits include your salary, pension, Social Security, or other regular monthly income electronically deposited through the Automated Clearing House (ACH) network by your employer or an outside agency. Go to https://www.wellsfargo.com/checki...ft-rewind/ for more details.

Zelle and the Zelle related marks are wholly owned by Early Warning Services, LLC and are used herein under license.
© 2019 Wells Fargo Bank, N.A. All rights reserved. Member FDIC.



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These responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

341 Comments

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Joined Jul 2005
L6: Expert
> bubble2 1,616 Posts
989 Reputation
Tokar
07-23-2019 at 05:15 AM.
07-23-2019 at 05:15 AM.
Quote from UltraP :
Will this count as a DD toward the $400 bonus?

JPMorgan Chase Ext Trnsfr ##### ########## MY_NAME $3,223.00
Category: Direct Deposits
Commenters on DoctorOfCredit tend to indicate that Chase works as a DD trigger.
Reply
Joined Dec 2005
FAR deals addict
> bubble2 4,397 Posts
2,907 Reputation
Superocean
07-23-2019 at 08:00 PM.
07-23-2019 at 08:00 PM.
This offer says it'll end on July 26... has this date been extended before? Any idea if this will be extended?
Reply
Joined Nov 2006
L10: Grand Master
> bubble2 12,631 Posts
1,057 Reputation
poohbie
07-23-2019 at 09:27 PM.
07-23-2019 at 09:27 PM.
Quote from Coolcat700 :
Looks like about 4 days. That may have been due to it being around the 4th of July.
Quote from Tokar :
Average time tends to be up to 7 days. I received mine 2 days after my last DD deposit on July 15.
Thanks, I thought everyone was getting theirs in 2 days and it's been 7 days for me already.

EDIT: Got mine in 8 days.
Reply
Last edited by poohbie July 24, 2019 at 01:29 AM.
Joined Mar 2009
L10: Grand Master
> bubble2 6,574 Posts
6,797 Reputation
freebies4me2
07-23-2019 at 09:32 PM.
07-23-2019 at 09:32 PM.
Quote from Superocean :
This offer says it'll end on July 26... has this date been extended before? Any idea if this will be extended?
link from OP expires July 26

but this one expires dec 31, 2019
https://bonusoffer.wf.com/promo40...24043139:s
Reply
Joined Jul 2005
L6: Expert
> bubble2 1,616 Posts
989 Reputation
Tokar
07-23-2019 at 10:07 PM.
07-23-2019 at 10:07 PM.
anyone have info on when you can close the account without worrying? (assuming you've already received the bonus)
Reply
Joined May 2015
L2: Beginner
> bubble2 84 Posts
26 Reputation
Coolcat700
08-06-2019 at 01:07 AM.
08-06-2019 at 01:07 AM.
Quote from Tokar :
anyone have info on when you can close the account without worrying? (assuming you've already received the bonus)
I waited a few days and then closed my account. You should be able to do it the next day if you want to. A week didn't bother me.
Reply
Joined Jul 2005
L6: Expert
> bubble2 1,616 Posts
989 Reputation
Tokar
08-06-2019 at 07:42 AM.
08-06-2019 at 07:42 AM.
Quote from Coolcat700 :
I waited a few days and then closed my account. You should be able to do it the next day if you want to. A week didn't bother me.

Yeah i took the chance and closed the account. no problems.
Reply

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Joined Oct 2007
L9999: 🥔🥔🥔
> bubble2 2,568 Posts
616 Reputation
Potatocodone
08-07-2019 at 07:12 AM.
08-07-2019 at 07:12 AM.
Quote from orangejuice57 :
Looks like a great deal to me. The fraud issues were from a year or more so ago. They've fired everyone involved since.

Wells Fargo had pretty much been restructuring their image since that incident.

I did a credit card sign up promo with them a couple months ago. No issues. Got the rewards back in a timely manner.

Do you really think all the big executives that were involved got fired? Ever consider that the sneaky ones found scapegoats to take the fall and only the idiot executives were caught.
Reply
Joined Aug 2019
New User
> bubble2 5 Posts
10 Reputation
almo03
08-13-2019 at 10:46 PM.
08-13-2019 at 10:46 PM.
Quote from jellyfish :
I just closed mine and waited one week to re-open, not 100% sure I'll get the bonus, but according to the wording, I would I assume I get the bonus. Crossing my fingers

Did you end up getting your bonus?
Reply
Joined Aug 2019
New User
> bubble2 5 Posts
10 Reputation
almo03
08-13-2019 at 11:12 PM.
08-13-2019 at 11:12 PM.
Quote from krishguy :
I have an active Wells Fargo account now..I didn't get any bonus when I signed up for it ..Can I just close it and open a new one to get bonus ?

Did you end up trying this offer out? If so, did you get the bonus?
Reply
Joined Aug 2011
L3: Novice
> bubble2 103 Posts
67 Reputation
toastedcoconut
08-17-2019 at 02:26 AM.
08-17-2019 at 02:26 AM.
Got the bonus 8/7, account opened 5/22, switched 2K DD employer per paycheck into it and transferred it out immediately each time.

Going to close the account. Legitimately tried their online portal, app, etc. so their promotion worked, but honestly everything is just better usability-wise over at Chase.
Reply
Joined Feb 2010
Happy Holidays
> bubble2 1,489 Posts
217 Reputation
Filet-O-Fish
08-18-2019 at 02:41 PM.
08-18-2019 at 02:41 PM.
Quote from toastedcoconut :
Got the bonus 8/7, account opened 5/22, switched 2K DD employer per paycheck into it and transferred it out immediately each time.

Going to close the account. Legitimately tried their online portal, app, etc. so their promotion worked, but honestly everything is just better usability-wise over at Chase.
So taking money out after each DD is fine even if the balance is below 1500?

Just want to make sure. As long as you have DD of $500 or more set up there will be no monthly fee and the promotion will work.
Reply
Joined Aug 2011
L3: Novice
> bubble2 103 Posts
67 Reputation
toastedcoconut
08-19-2019 at 11:52 PM.
08-19-2019 at 11:52 PM.
Quote from Filet-O-Fish :
So taking money out after each DD is fine even if the balance is below 1500?

Just want to make sure. As long as you have DD of $500 or more set up there will be no monthly fee and the promotion will work.
You can transfer it out right away. I did it every time. Also you need $3K/month EACH month for 3 months, not $3K total for the promotion period.
Reply
Joined Feb 2010
Happy Holidays
> bubble2 1,489 Posts
217 Reputation
Filet-O-Fish
08-20-2019 at 12:22 AM.
08-20-2019 at 12:22 AM.
Quote from toastedcoconut :
You can transfer it out right away. I did it every time. Also you need $3K/month EACH month for 3 months, not $3K total for the promotion period.
Great thank you!
Reply

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Joined Nov 2012
L2: Beginner
> bubble2 94 Posts
14 Reputation
jonny_qw
08-29-2019 at 09:35 AM.
08-29-2019 at 09:35 AM.
15 days after 3rd DD and still no bonus !!
Anyone else waiting for more than 3 weeks ?
Reply
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