Update: This popular deal is no longer available.
Chase.com is offering 60,000 Bonus Points ($750 towards travel) w/ $4000 Spent in the First 3 Months of Account Opening for their Sapphire Preferred Credit Card with $95 Annual Fee. Thanks brisar
Note, please verify/see all the pricing/terms listed below.
Original Post
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Edited September 14, 2020
at 09:24 AM
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Chase Sapphire PreferredĀ® Card.
Chase is offering 60,000 Bonus Points ($750 towards travel) w/ $4000 Spent in the First 3 Months of Account Opening for their Sapphire Preferred Credit Card with $95 Annual Fee.
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If you close your Saphire card recently, you will need to wait 48 months from the date you received the previous Saphire bonus before applying to get the new card's bonus points.
Be careful not to waste a hard credit pull
Chase T&C:
"The product is not available to either (i) current cardmembers of any Sapphire credit card, or (ii) previous cardmembers of any Sapphire credit card who received a new cardmember bonus within the last 48 months. If you are an existing Sapphire customer and would like this product, please call the number on the back of your card to see if you are eligible for a product change. You will not receive the new cardmember bonus if you change products."
Also I'll get csr rather than csp if you spend 3400+ in travel, dining etc
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Thanks!
If you or someone else is not planning on using or has already used but still has the code, would you mind sharing? Want to see if I can apply it to my application. Called Chase and they said I would need a code and they could apply it.
2. Get the bonus and all perks
3. Downgrade to a non annual fee card after one year
4. Rinse and repeat
5. ...
6. Profit?
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If you're comfortable with biz cards then get the CIP first. But if you have upcoming travel then CSP is probably better
After that, along with chase Freedom I'm already racking up a good bit of points and I'm probably on par to spend 2-3 nights again for "free" next year if I wanted to at these Hyatt resorts (which are fantastic for what it's worth) so the $95 annual is worth it.
The car insurance is also good, I used to buy the car insurance from places (peace of mind, I know it's a money generation method for them) but I don't anymore so that's a few bucks saved every time.
Long story short if you travel a few times a year, it's worth it. If not, I can think of a lot of other cards that offer 3-5 points on gas, groceries etc that'll be more worth the money.
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