Update: This credit card offer is available again.
Citi® is offering the Citi® Double Cash Card, which has an Intro APR Period of 18 months on Balance Transfers. Earn 2% cash back on purchases: 1% when you buy plus 1% as you pay. The annual fee is $0.
Thanks to Slickdeals Staff Member Jess96 for posting this deal.
Card Details:
Slickdeals may be compensated by Citi.
Original Post
Written by
Edited August 11, 2022
at 08:03 AM
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Citi® is offering the Citi® Double Cash Card, which has an Intro APR Period of 18 months on Balance Transfers. Earn 2% cash back on purchases: 1% when you buy plus 1% as you pay.
Card Features:
Slickdeals may be compensated by Citi.
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"There is a balance transfer fee of either $5 or 3% of the amount of each transfer, whichever is greater."
PLEASE STOP REPLYING TO A TWO YEAR OLD POST WONDERING WHY YOU CAN NOT FIND THIS SPECIFIC CARD/DEAL ANYMORE.
(above added after like the 6th person in a year necroed this discussion to reply to this post- original post from 2019 below)
Chase Slate is only 15 months but 0% balance transfer fee.
The slate itself sucks as a card to actually use for anything other than the BT, but if you're mainly concerned about the BT, and the 3 extra months won't kill you, it saves you 3% of however much you're transferring over this... plus once you're done with the BT you can product change it into a genuinely useful card like a Freedom or something.
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Don't make the mistake I did and assume it is for purchases (like many other cards) and pick up interest charges..
Now, obviously, if you're so liquid you don't have a need for float your debt for a year or two, good for you. But saying crap like "I need to see a 60 month offer at a locked 2% rate" is asinine. There's not a single lending institution in this country that would offer a balance transfer loan for 60 months @ 0.4% APR rate (locked 2% for 60 months = 0.4% per year*).
It's really quite simple math people. And beyond that, it's common sense. Understand your audience, we're having a discussion on a bargain-finding website after-all. Geez.
Can anyone tell us, how our credit history gets affected? if we cancel an approved credit card? By Mistake, I have applied for the card and got it approved. Dont need it anymore.
Thanks
Your best bet is to just put the card up and only use it if an emergency arises. It will add more to your credit profile over the long term than just canceling it.
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This is also incorrect.
Fidelity for example offers a 2% CB card-
https://www.fidelity.co
There's also a way to get 2.25% on everything via BoA but requires the highest status tier with them.
There's even one that offers 2.5%, though after the first year they charge an annual fee so it's not worth keeping past that unless you don't travel and spend a lot on non-category stuff.
And of course for those who DO travel the non-category cards that earn 1.5x chase UR or 2x Amex MR are likely better deals than a 2% CB card.
- extended warranty
- travel interruption insurance
- price protection
- purchase (return) protection
still, the 2% is nice, and they're pretty generous with their credit line increases (though nowhere near as much as AMEX/Discover)Chase slate was legit 0%, no fees, for year and years and years.
Thought it appears to not be open to new applications as of VERY recently....
(it's a garbage card OUTSIDE of the absolutely free 0% balance transfer- though it could later be converted into a useful chase card like a freedom)
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Meh.
Amex gives 2x MR points on their nicer blue business card.... and chase gives 1.5x more valuable UR points on both freedom unlimited and ink unlimited... and both have more/better transfer partners,
The best other use for Citi points used to be having both Prestige and Premier and stacking the 25% Premier hotel redemption bonus with 4th night free..... but that 25% bonus is going away- replaced with a $100 credit that DOES NOT stack with 4th night free.