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Citi® Double Cash Card: Balance Transfers Expired

0% Intro APR
for 18 Months
+196 Deal Score
961,364 Views
Update: This credit card offer is available again.

Citi® is offering the Citi® Double Cash Card, which has an Intro APR Period of 18 months on Balance Transfers. Earn 2% cash back on purchases: 1% when you buy plus 1% as you pay. The annual fee is $0.

Thanks to Slickdeals Staff Member Jess96 for posting this deal.

Card Details:

Slickdeals may be compensated by Citi.

Original Post

Written by
Edited August 11, 2022 at 08:03 AM by
Citi® is offering the Citi® Double Cash Card, which has an Intro APR Period of 18 months on Balance Transfers. Earn 2% cash back on purchases: 1% when you buy plus 1% as you pay.

Card Features:


Slickdeals may be compensated by Citi.
Created 11-05-2019 at 11:31 AM by Jess96
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Deal
Score
+196
961,364 Views
0% Intro APR
These responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

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Featured Comments

Always need to consider the transfer fee for balances transfers, and should be included in this post.

"There is a balance transfer fee of either $5 or 3% of the amount of each transfer, whichever is greater."
EDIT FROM MAY 2021-- THIS POST IS TWO YEARS OLD. THE CARD IT MENTIONS IS NO LONGER AVAILABLE TO BE OPENED.

PLEASE STOP REPLYING TO A TWO YEAR OLD POST WONDERING WHY YOU CAN NOT FIND THIS SPECIFIC CARD/DEAL ANYMORE.

(above added after like the 6th person in a year necroed this discussion to reply to this post- original post from 2019 below)

Chase Slate is only 15 months but 0% balance transfer fee.

The slate itself sucks as a card to actually use for anything other than the BT, but if you're mainly concerned about the BT, and the 3 extra months won't kill you, it saves you 3% of however much you're transferring over this... plus once you're done with the BT you can product change it into a genuinely useful card like a Freedom or something.
After years of being on airline miles cards I switched to this card. I am very happy with it. Airline miles are worth an average of 1.3 cents per dollar spent these days. This card is worth 2 cents per dollar to me as a shopper. It takes VERY little effort to redeem the 2% cash back. I enjoy the value and simplicity of this card. I find the citi web site and mobile app to be stronger than alternative bank sites and apps. I don't have the time or desire to manage multiple cards.

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Joined Dec 2007
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> bubble2 10,948 Posts
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CosmologicalConstant
09-12-2020 at 06:52 AM.
09-12-2020 at 06:52 AM.
Quote from xrbr123 :
By Mistake, I have applied for the card
How could you apply by mistake?
Reply
Joined Jul 2006
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bigbearballs
09-12-2020 at 06:53 AM.
09-12-2020 at 06:53 AM.
Any pointers for the 7-10 days we'll let you know response?
Reply
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> bubble2 10,948 Posts
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CosmologicalConstant
09-12-2020 at 07:05 AM.
09-12-2020 at 07:05 AM.
Quote from Knightshade :
What major card issuing bank hasn't cut benefits on any of their cards in the last year?
chase, it's actually increasing the benefits of its chase freedom unlimited as of Sept 15
Reply
Joined Dec 2007
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> bubble2 10,948 Posts
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CosmologicalConstant
09-12-2020 at 07:07 AM.
09-12-2020 at 07:07 AM.
Quote from Knightshade :
Chase cut benefits several times in the last year or two- price protection made the biggest headlines but plenty of others too.
.
Could you be more specific on the Chase benefits that were cut? Thanks.
Reply
Joined Dec 2007
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> bubble2 10,948 Posts
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CosmologicalConstant
09-12-2020 at 07:12 AM.
09-12-2020 at 07:12 AM.
Quote from Obimymygh :
Capital One Quicksilver have all the benefits .
Does it have:

no fees for foreign transactions
extended warranty
care rental insurance
damage and theft insurance
cellphone insurance
trip cancellation insurance
Reply
Joined Sep 2009
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> bubble2 15,333 Posts
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Knightshade
09-12-2020 at 08:21 AM.
09-12-2020 at 08:21 AM.
Quote from dravid :
chase, it's actually increasing the benefits of its chase freedom unlimited as of Sept 15

Naah, they cut a bunch of stuff in 2018 for example


Quote from dravid :
Could you be more specific on the Chase benefits that were cut? Thanks.

Story from 2018 about a bunch of banks cutting card benefits:

https://www.nbcnews.com/better/bu...ncna884406


Chase specifically cut price protection fro ALL cards, cut return protection from MOST cards, and removed a couple other benefits from just one or two specific cards.


Chase hasn't been as bad as Citi on cutting benefits in the last couple years, but they've certainly done their share of cutting.

They've added some others during covid, but so has everyone else trying to make up for lack of value in travel perks and adding various bonus categories on stuff people are actually spending on right now.
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Joined Jun 2016
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> bubble2 3,067 Posts
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np1050
09-12-2020 at 12:19 PM.
09-12-2020 at 12:19 PM.
Quote from dravid :
Wouldn't that mean that Paypal Mastercard is far superior to the Double Cash. Which bank issues this card?

Synchrony bank. I think the PayPal card is superior to double cash in a bunch of ways. But most people don't know about it, or don't realize it has no foreign fees. Definitely a major plus.
Reply

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Joined Dec 2007
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CosmologicalConstant
09-12-2020 at 12:39 PM.
09-12-2020 at 12:39 PM.
Quote from RS1985 :
If you like/want to travel (post coronavirus), then you can get this AND the Citi Premier card. All cash back from this card can be converted into Citi Thank You points, which can be used to travel. If you know the right way to use credit card reward points, then it can be one of the best combos in the entire credit card industry.
Can you convert/product change Citi Double Cash to Citi Costco Visa?
Reply
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RS1985
09-13-2020 at 07:45 AM.
09-13-2020 at 07:45 AM.
Quote from dravid :
Can you convert/product change Citi Double Cash to Citi Costco Visa?
Not sure about that. I've never tried to product change an affiliate card.
Reply
Joined Sep 2014
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> bubble2 575 Posts
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RS1985
09-13-2020 at 07:54 AM.
09-13-2020 at 07:54 AM.
Quote from dravid :
How can you effectively get 2 points for $1 spend? Explain

>>>If you travel and know the tricks about redeeming points for airline tickets, then this is kind of a game changer.

Care to elaborate?
The citi double cash earns 2% cash back. If you also have the Citi Premier or Prestige card, the cash back can instead be converted into Thank You points. By doing that, the conversion ends up being 2 Thank you points for every dollar spent.

>>>The world of airline point redemptions gets very complicated. Too much so to explain here.
Reply
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CosmologicalConstant
09-13-2020 at 10:55 AM.
Joined Aug 2005
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dgodesky
09-13-2020 at 11:44 AM.
09-13-2020 at 11:44 AM.
Quote from FabulousOstrich1300 :
After years of being on airline miles cards I switched to this card. I am very happy with it. Airline miles are worth an average of 1.3 cents per dollar spent these days. This card is worth 2 cents per dollar to me as a shopper. It takes VERY little effort to redeem the 2% cash back. I enjoy the value and simplicity of this card. I find the citi web site and mobile app to be stronger than alternative bank sites and apps. I don't have the time or desire to manage multiple cards.

For each their own. The 1.3 cents per or similar value is just the air and hotel redemptions on points and miles but don't overlook that air and hotel cards deliver a lot of other tangible and intangible perks and benefits that can double to quadruple the dollars spent value.
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ekb_13
09-15-2020 at 05:36 PM.
09-15-2020 at 05:36 PM.
Quote from dravid :
Can you convert/product change Citi Double Cash to Citi Costco Visa?

Yes you can. It takes up to 1-2 billing cycles to convert
Reply
Joined Sep 2009
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Knightshade
09-15-2020 at 07:22 PM.
09-15-2020 at 07:22 PM.
Quote from dgodesky :
For each their own. The 1.3 cents per or similar value is just the air and hotel redemptions on points and miles but don't overlook that air and hotel cards deliver a lot of other tangible and intangible perks and benefits that can double to quadruple the dollars spent value.

It's exceedingly rare any airline or hotel card offers reward rates that make putting any spend at all on them worthwhile apart from signup bonuses or offsetting annual credits.

Certainly some offer OTHER perks that can make keeping them or even paying an annual fee on them worthwhile.... but rewards for normal spending usually isn't one of em compared to other cards.
Reply

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Joined Dec 2007
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09-15-2020 at 07:28 PM.
09-15-2020 at 07:28 PM.
Quote from ekb_13 :
Yes you can. It takes up to 1-2 billing cycles to convert
Good to know. They wouldn't allow be to convert Citi Simplicity card to COSTCO Visa. I guess once I convert to Double Cash, I can make the change. Is there a minimum time you need to hold on to Double Cash (e.g., 1 month, or 6 months or 12 months) before one can change it to the COSTCO Visa? Also, once you change to COSTCO Visa, I heard that you can't switch it back to another Citi card. Is that true?
Reply
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