Please add sections to this wiki with useful information about the process, so that people don't have to ask the same questions over and over, or scan the whole thread for answers!
Notary and closing
Here is what you can expect or ask for from my experience:
1. New pen for signing wiped thoroughly
2. Pen stays with you after signing
3. Only material they will touch would be your ID
4. ID would be wiped and returned back
5. Can expect gloves to be worn
6. Signing can happen in your front yard or in your garage
7. If you have a Costco table then you can sit on either sides to maintain distancing
8. Masks might be recommended given new guidelines
9. Plus discuss with the notary!!
expiredGreenworld123 posted Dec 08, 2019 02:27 PM
Item 1 of 1
expiredGreenworld123 posted Dec 08, 2019 02:27 PM
Amex offer: $2,500 statement credit for home refinance Better.com
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Timeline:
4/12 Applied late Sunday (applied with Better and Sofi)
4/13 Monday Locked after price match to Sofi 290k 15yr @2.875% .60 points
4/16 Appraisal completed
4/17 Conditionally Approved
4/18 Appraisal cleared
4/21 Cleared to Close
4/25 Closed
4/30 (today) received email Loan is Funded
18 calendar days from Application to Funding
I still see a balance on my original loan (with Wells Fargo), I am not sure if funds are wired or overnighted to pay off? anyone have an idea on when I should see original mortgage paid off?
Thank you for your response.
Note for anyone else reading - this is only for properties in CA.
Note for anyone else reading - this is only for properties in CA.
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Thank you for your response.
Imp thing is it has a loan subordination for $120k.
Original loan amount: 356K
Current Balance: 225K
Current Value of property : 415K
On an ARM which resets every year. Current rate is 4.5%
What's the best way to refinance when the property has loan subordination? and also any specific lender that deals with loan subordination?
TIA
I'm looking to use them on a new purchase as well, so I am hoping that's the case. The rate they gave me was 3.875%. I'm waiting to get other offers, but hoping Better will be able to do quite a bit better.
Are you using a realtor through Better? They say they will give you $2,000 lender credit for using someone in their network. They set me up with a realtor at Coldwell Banker. She seems good.
Note: I have to remind my closing expert and then they immediately make the task shows up.
Task Title:
Eligible card for statement credit
Task Description:
Please input the last five digits of your active personal consumer American Express Card where you would like to receive the $2,500 statement credit.
Prepaid Cards and products, American Express Corporate Cards, American Express Small Business Cards, American Express-branded cards or account numbers issued by other financial institutions and cancelled cards are not eligible. The name or email associated with the Card provided must match those submitted in your mortgage application.
Questions:
Please input the last 5 digits of an eligible card account that you'd like the statement credit applied to.
What is the name associated with this card?
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Note: I have to remind my closing expert and then they immediately make the task shows up.
?
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