Must have an amex to add offer to your account. Details:
Unlock even more as an
American Express® Card Member with an exclusive mortgage offer from Better.com
Better.com is making the homebuying and refinance experiences more rewarding, with a $2,500 statement credit and more, exclusively for eligible Card Members. See offer terms below.
https://www.americanexpress.com/u...-OfferHub2
EDIT information from Better.com!!!!!!!!!!!!!!!!!!!!!!!!!
Hello,
I work with Better,com and wanted to see if you could please add in the following information to your post on Amex/Better,com deal as it reads incorrect as it stands, especially regarding eligibility. We want to make sure the offer is stated as accurately as possible:
1) Mortgage rates of any specific customer, stated or otherwise, should not be taken as indicative of a mortgage rate available to all customers. Pricing is based on a number of factors, including the individual credit profile of a potential borrower.
2) The offer is only available to those borrowers who have been marketed to directly by American Express, and those who have not received the offer on their Amex portal or via email are not eligible.
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I also noticed, "Services you can shop for" they have added additional $250 to actual LE given during the lock. Is this common ? Not sure if I can ask for price adjustment.
Can someone clarify ? Thanks in advance
I also noticed, "Services you can shop for" they have added additional $250 to actual LE given during the lock. Is this common ? Not sure if I can ask for price adjustment.
Can someone clarify ? Thanks in advance
If you are locked they would be be unlikely to change loan terms as they are bound by their lender agreement on no changing terms after locking.
- June 12th, final closing disclosures and has me select my Closing Date. Picked first available with he minimum 3 business days legally. June 16th Closing Selected
- June 15th. Received New Closing Disclosure with lower Closing Costs
- June 16th. Received an even newer closing disclosure from the prior day with costs lowered once more. Notary came to my house, wore mask, signed all papers in about an hour or so.
- June 17th, sent wire for Escrow/cash to close.
- June 21st is Funding Date
Just for everyones knowledge I was in Forebearance when I started the process.Sign up for a Slickdeals account to remove this ad.
I also noticed, "Services you can shop for" they have added additional $250 to actual LE given during the lock. Is this common ? Not sure if I can ask for price adjustment.
Can someone clarify ? Thanks in advance
Title - Endorsements $192
Title - Guaranty fee $2
Title - Lender's title insurance $2,337
Title - Settlement fee $225
Title - Tax certificate $75
i asked for the reissue rate of the title but they haven't updated that yet. this seems really high.
If you are locked they would be be unlikely to change loan terms as they are bound by their lender agreement on no changing terms after locking.
Title - Lender's Title Insurance
Title - Settlement Fee
Title - Endorsements
Included (not present LE)
Credit Report
Flood Certification
Title - CPL
Thankfully, in the end, I pushed Better b/c the CU didn't penalize me for waiving escrow and Better agreed to give me the lower point cost w/o adding the escrow in.
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