Must have an amex to add offer to your account. Details:
Unlock even more as an
American Express® Card Member with an exclusive mortgage offer from Better.com
Better.com is making the homebuying and refinance experiences more rewarding, with a $2,500 statement credit and more, exclusively for eligible Card Members. See offer terms below.
https://www.americanexpress.com/u...-OfferHub2
EDIT information from Better.com!!!!!!!!!!!!!!!!!!!!!!!!!
Hello,
I work with Better,com and wanted to see if you could please add in the following information to your post on Amex/Better,com deal as it reads incorrect as it stands, especially regarding eligibility. We want to make sure the offer is stated as accurately as possible:
1) Mortgage rates of any specific customer, stated or otherwise, should not be taken as indicative of a mortgage rate available to all customers. Pricing is based on a number of factors, including the individual credit profile of a potential borrower.
2) The offer is only available to those borrowers who have been marketed to directly by American Express, and those who have not received the offer on their Amex portal or via email are not eligible.
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*edit read the comment wrong
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06/15: Better - 3.000% with a loan cost of $2,399 ("D" - Lender Credit)
06/16: LoanDepot - 2.990% with a loan cost of $4,013
06/17: LenderFi - 2.750% with a loan cost of $969
Then the following timeline:
06/17: I submitted LenderFi's loan estimate to both Better and LoanDepot.
06/18: LoanDepot stayed firm.
06/19: Better's concierge called me to tell me that they can match it. They would not beat it by $1,000, as the Better Price Guarantee cannot be combined with any other promotion (e.g., the Amex $2,500 promotion). I authorized a hard pull and locked the rate. Better has ordered an appraisal, and I am now waiting for the process to continue.
Dedicated Concierge
does not reply to emails smh
They are pretty much useless. They are salesmen. Once they got you to lock, they wash their hands.
I Already Got credit once and want to Use offer again . Should i create New Better .com account as when i start application again . it takes back me to old application . Should i use same creadit card with which offer is attached or i can use another card too .Also To get lender credit what should be approach .
Thanks
inderjas16
In my case, the loan was funded on 9th and outstanding amount was paid off to old lender on 11th by the settlement agent. Better.com already charged me interest from 9th as prepaids during closing and the old lender naturally charged interest until 11th. Hence, I ended up paying interest to both lenders for 3 days. Is this how refinancing usually works?
I was expecting to pay interest to both entities for 1 day. However, 3 days seemed excessive.
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