Please add sections to this wiki with useful information about the process, so that people don't have to ask the same questions over and over, or scan the whole thread for answers!
Notary and closing
Here is what you can expect or ask for from my experience:
1. New pen for signing wiped thoroughly
2. Pen stays with you after signing
3. Only material they will touch would be your ID
4. ID would be wiped and returned back
5. Can expect gloves to be worn
6. Signing can happen in your front yard or in your garage
7. If you have a Costco table then you can sit on either sides to maintain distancing
8. Masks might be recommended given new guidelines
9. Plus discuss with the notary!!
expired Posted by Greenworld123 • Dec 8, 2019
Dec 8, 2019 2:27 PM
Item 1 of 1
expired Posted by Greenworld123 • Dec 8, 2019
Dec 8, 2019 2:27 PM
Amex offer: $2,500 statement credit for home refinance Better.com
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*edit read the comment wrong
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06/15: Better - 3.000% with a loan cost of $2,399 ("D" - Lender Credit)
06/16: LoanDepot - 2.990% with a loan cost of $4,013
06/17: LenderFi - 2.750% with a loan cost of $969
Then the following timeline:
06/17: I submitted LenderFi's loan estimate to both Better and LoanDepot.
06/18: LoanDepot stayed firm.
06/19: Better's concierge called me to tell me that they can match it. They would not beat it by $1,000, as the Better Price Guarantee cannot be combined with any other promotion (e.g., the Amex $2,500 promotion). I authorized a hard pull and locked the rate. Better has ordered an appraisal, and I am now waiting for the process to continue.
Dedicated Concierge
does not reply to emails smh
They are pretty much useless. They are salesmen. Once they got you to lock, they wash their hands.
I Already Got credit once and want to Use offer again . Should i create New Better .com account as when i start application again . it takes back me to old application . Should i use same creadit card with which offer is attached or i can use another card too .Also To get lender credit what should be approach .
Thanks
inderjas16
In my case, the loan was funded on 9th and outstanding amount was paid off to old lender on 11th by the settlement agent. Better.com already charged me interest from 9th as prepaids during closing and the old lender naturally charged interest until 11th. Hence, I ended up paying interest to both lenders for 3 days. Is this how refinancing usually works?
I was expecting to pay interest to both entities for 1 day. However, 3 days seemed excessive.
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