Please add sections to this wiki with useful information about the process, so that people don't have to ask the same questions over and over, or scan the whole thread for answers!
Notary and closing
Here is what you can expect or ask for from my experience:
1. New pen for signing wiped thoroughly
2. Pen stays with you after signing
3. Only material they will touch would be your ID
4. ID would be wiped and returned back
5. Can expect gloves to be worn
6. Signing can happen in your front yard or in your garage
7. If you have a Costco table then you can sit on either sides to maintain distancing
8. Masks might be recommended given new guidelines
9. Plus discuss with the notary!!
expiredGreenworld123 posted Dec 08, 2019 02:27 PM
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expiredGreenworld123 posted Dec 08, 2019 02:27 PM
Amex offer: $2,500 statement credit for home refinance Better.com
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9,848 Comments
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I closed a refinance with Better last month and actually had two home appraisals done (one by local lender and other by Better). I paid for the appraisal by local lender. Better waived it as part of AMEX deal.
Trying to do it again with Better, and noticed this time they are asking to pay upfront $550 and they will refund me that amount after the closing. This is new to me. Did something change recently with AMEX deal?
Also, Better did the appraisal last month. I wonder why they are asking again for the same home.
Can't they use the last month appraisal?
So the appraisal fee that we pay upfront. When will Amex refund it?
I emailed my processing expert asking how that would work with the $550 charge going through on my card (not just pending), her response today was, "In regards to the $550 charged on your credit card for the appraisal, that will be refunded to your credit card at the closing of your loan."
So the appraisal fee that we pay upfront. When will Amex refund it?
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I emailed my processing expert asking how that would work with the $550 charge going through on my card (not just pending), her response today was, "In regards to the $550 charged on your credit card for the appraisal, that will be refunded to your credit card at the closing of your loan."
Just curious, has anyone done a float down with Better? I was told that they are using St Louis Fed 30 year mortgage (or 15) for their baseline. Same rules apply with the typical 0.25% in order to float down. Float down rates are no charge
Interesting too, that in all three of my apps, whoever got it first was then reassigned within one business day.
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Interesting too, that in all three of my apps, whoever got it first was then reassigned within one business day.
The new officers that I was assigned to are really horrible. They say they matched, then goes on to give me $8000 in points. Quite ridiculous.
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