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Wells Fargo Checking Account $400 Bonus after Depositing $4,000 or more

+29 Deal Score
65,932 Views
https://bonusoffer.wf.com/promo400

Receive a total of $4,000 or more in qualifying direct deposits to the new checking account within 90 days from account opening (the qualification period).

Offer at a glance
  • Maximum bonus amount: **$400
  • Availability: **Nationwide
  • Direct deposit required: **Yes, $4,000
  • Additional requirements:
  • Hard/soft pull: **Soft
  • Credit card funding: **Can fund up to $50 online
  • Monthly fees: **$10, avoidable
  • Early account termination fee: **None,
  • Household limit: **None
    Expiration date: July 31, 2020
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Wells Fargo Checking Account $400 Bonus after Depositing $4,000 or more
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Joined Nov 2010
"Buy Low-Live High"
> bubble2 3,314 Posts
596 Reputation
bchill
02-02-2020 at 06:13 AM.
02-02-2020 at 06:13 AM.
Nice cut and paste from Doctor of Credit OP. This has been live for two weeks.
Reply
Joined May 2008
L6: Expert
> bubble2 1,479 Posts
316 Reputation
Cozz
02-02-2020 at 06:26 AM.
02-02-2020 at 06:26 AM.
Quote from dgodesky :
90-days to get your salary or other qualified direct deposits changed and meet the $4k is a tight timeline.
You're on easy street if you net $1700 a week on direct deposit.
Reply
Joined Mar 2012
L2: Beginner
> bubble2 71 Posts
50 Reputation
Justin1985
02-02-2020 at 06:33 AM.
02-02-2020 at 06:33 AM.
Quote from sphere2040 :
No matter what, you dont want dirty money that was stolen from other people. It will be cursed.

Stay away from this shithole of a bank. You will thank me later for it.
"Dirty money". "Cursed"! Lol. Some of you are nutjobs.
Reply
Joined Jun 2008
L7: Teacher
> bubble2 2,760 Posts
711 Reputation
KaatuPaadi
02-02-2020 at 06:40 AM.
02-02-2020 at 06:40 AM.
Wells fargo has the most insecure online banking.. Beware..
Reply
Joined Jan 2011
L6: Expert
> bubble2 1,603 Posts
133 Reputation
Toller
02-02-2020 at 06:49 AM.
02-02-2020 at 06:49 AM.
Quote from WhoIsThat :
If you transfer/deposit your money from a brokerage or another bank account via ACH to your newly opened Wells Fargo checking a few times (as any direct deposit would), does it show up in their system as a direct deposit and would allow you to qualify for the bonus?
I read this to say it won't:


A qualifying direct deposit is a direct deposit of your salary, pension, Social Security, or other regular monthly income, electronically deposited through the Automated Clearing House (ACH) network by your employer or an outside agency.
Transfers from one account to another, mobile deposits, deposits made at a banking location, or ATM do not qualify.
Reply
Joined Feb 2011
L10: Grand Master
> bubble2 11,650 Posts
1,689 Reputation
mojohnnybravo
02-02-2020 at 06:57 AM.
02-02-2020 at 06:57 AM.
I've had WF accounts since I was in high school can't even remember when that was. Other than their (like all major banks) pitiful savings rate, I've had no issues. It's a fact they did do some stupid crap, but none of my friend or family were affected by it. It was a very WF heavy town back then.
Reply
Joined Aug 2011
L2: Beginner
> bubble2 65 Posts
94 Reputation
parmenides
02-02-2020 at 07:20 AM.
02-02-2020 at 07:20 AM.
Quote from Toller :
I read this to say it won't:


A qualifying direct deposit is a direct deposit of your salary, pension, Social Security, or other regular monthly income, electronically deposited through the Automated Clearing House (ACH) network by your employer or an outside agency.
Transfers from one account to another, mobile deposits, deposits made at a banking location, or ATM do not qualify.
Google "Doctor of Credit" & search for this bonus. Will tell you everything you need to know.
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Joined Jul 2009
L6: Expert
> bubble2 1,006 Posts
123 Reputation
thakoolkid
02-02-2020 at 07:23 AM.
02-02-2020 at 07:23 AM.
Wells Fargo in 2020? Lol... too much dirt that's been exposed over the years from that company (yes, all banks aren't clean, but Wells Fargo is dirty and ignorant)
Reply
Joined May 2011
L3: Novice
> bubble2 141 Posts
31 Reputation
Shagwell
02-02-2020 at 07:23 AM.
02-02-2020 at 07:23 AM.
I don't get why people criticize so much about Wells Fargo when all you have to do is get the $400 and close the account if you don't wanna stay. A few days ago there was a deal with a different bank offering $100 for $10,000+ deposit and people were raving about that (1% return at 10k, such a joke). This is 10% return at 4k.

We are not saying you should bank with them for the rest of your life, just get the money and bounce!
Reply
Joined Jan 2011
L6: Expert
> bubble2 1,603 Posts
133 Reputation
Toller
02-02-2020 at 07:29 AM.
02-02-2020 at 07:29 AM.
Quote from parmenides :
Google "Doctor of Credit" & search for this bonus. Will tell you everything you need to know.
Says it is specifically not allowed, but sometimes they miss it and allow it. Not worth the trouble for a maybe.
Reply
Joined Jan 2008
L5: Journeyman
> bubble2 509 Posts
28 Reputation
1mbrews8
02-02-2020 at 07:39 AM.
02-02-2020 at 07:39 AM.
would say a transaction(s) from Squareup count if i switched from the bank acct it is deposited to currently to this one?
Reply
Joined Aug 2011
L2: Beginner
> bubble2 65 Posts
94 Reputation
parmenides
02-02-2020 at 07:43 AM.
02-02-2020 at 07:43 AM.
Quote from Toller :
Says it is specifically not allowed, but sometimes they miss it and allow it. Not worth the trouble for a maybe.
Been churning this bonus for years. Always goes through. ymmv.
Reply
Joined Nov 2010
L7: Teacher
> bubble2 2,135 Posts
599 Reputation
slickdude1234
02-02-2020 at 07:46 AM.
02-02-2020 at 07:46 AM.
Quote from kensteele :
all money is dirty. Wells Fargo was just caught.

This !!! Dont think other banks are clean, it just wells got cought
Reply
Joined Jan 2007
EEEEZZZZZ
> bubble2 8,162 Posts
1,035 Reputation
dadab
02-02-2020 at 09:39 AM.
02-02-2020 at 09:39 AM.
Quote from ms123 :
Money coming from PP counted as direct deposit ?
No, not that simple. Look at post # 35
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Joined Mar 2018
L3: Novice
> bubble2 117 Posts
98 Reputation
Sensei724
02-03-2020 at 06:36 AM.
02-03-2020 at 06:36 AM.
Quote from smartt :
Well, if you have $4k to let sit for a year.
is S&P index the way to go , if you do have that kind of money sitting around?
Reply
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