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Wells Fargo Checking Account $400 Bonus after Depositing $4,000 or more

+29 Deal Score
65,849 Views
https://bonusoffer.wf.com/promo400

Receive a total of $4,000 or more in qualifying direct deposits to the new checking account within 90 days from account opening (the qualification period).

Offer at a glance
  • Maximum bonus amount: **$400
  • Availability: **Nationwide
  • Direct deposit required: **Yes, $4,000
  • Additional requirements:
  • Hard/soft pull: **Soft
  • Credit card funding: **Can fund up to $50 online
  • Monthly fees: **$10, avoidable
  • Early account termination fee: **None,
  • Household limit: **None
    Expiration date: July 31, 2020
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Wells Fargo Checking Account $400 Bonus after Depositing $4,000 or more
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These responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

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Joined Dec 2011
L5: Journeyman
> bubble2 937 Posts
207 Reputation
chanhol
02-03-2020 at 07:14 AM.
02-03-2020 at 07:14 AM.
Quote from Shagwell :
I don't get why people criticize so much about Wells Fargo when all you have to do is get the $400 and close the account if you don't wanna stay. A few days ago there was a deal with a different bank offering $100 for $10,000+ deposit and people were raving about that (1% return at 10k, such a joke). This is 10% return at 4k.

We are not saying you should bank with them for the rest of your life, just get the money and bounce!
Because the recent blow up over WFC is that they had given employees bonuses/goals/quotas and, SURPRISE, employees met those metrics, but by opening accounts for customers without the customers' knowledge. You can't close what you don't know exists!
Reply
Joined Nov 2010
L4: Apprentice
> bubble2 301 Posts
56 Reputation
defdumenblind
02-03-2020 at 07:23 AM.
02-03-2020 at 07:23 AM.
If you don't already have an account with this bank, I would think long and hard before selling them your personal information for a mere $400. Who knows what they'll do with the data even if you close the account immediately.
Reply
Joined Dec 2007
L7: Teacher
> bubble2 2,004 Posts
44 Reputation
AnbuItachi
02-03-2020 at 08:08 AM.
02-03-2020 at 08:08 AM.
any easy way to do DD? cant do it with my job since that is tied up with bank
Reply
Joined Aug 2005
L5: Journeyman
> bubble2 698 Posts
102 Reputation
dgodesky
02-03-2020 at 11:25 AM.
02-03-2020 at 11:25 AM.
Quote from Cozz :
You're on easy street if you net $1700 a week on direct deposit.
Correct, it's not so much the amount, but the timeline; where I work it's at least 4 weeks, often more, for a change to take effect. If my employer's HR doesn't act fast (do they ever?), I could be jammed up to have the entire amount deposited in a matter of weeks. Plus, we get 2-week pay intervals so depending on the timing, I could come down to just 1 check has to make it in. Realize that for lesser incomes, it's a huge problem/risk if they get a delay since they will need multiple pay checks to land in there. So much better if they would offer it with a deposit amount and at least 1 direct deposit.
Reply
Joined Aug 2005
L5: Journeyman
> bubble2 698 Posts
102 Reputation
dgodesky
02-03-2020 at 11:27 AM.
02-03-2020 at 11:27 AM.
Quote from defdumenblind :
If you don't already have an account with this bank, I would think long and hard before selling them your personal information for a mere $400. Who knows what they'll do with the data even if you close the account immediately.
Everyone has their price - for me, they can have all my s___t data, it's everywhere already, so $400 is $400 that I didn't have yesterday, and at least that's better than $0 for my data.
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Joined Dec 2015
L2: Beginner
> bubble2 29 Posts
18 Reputation
eduardorecendez
02-03-2020 at 11:58 AM.
02-03-2020 at 11:58 AM.
Quote from savemoney2008 :
Please look up what Wells Fargo has been doing to their customers. I won't trust them a bit forever. Some of them should go to jail.

True but every bank is stealing your money with credit cards and loans. "Give me you money so I can lend it back to you "
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Joined Apr 2018
L4: Apprentice
> bubble2 344 Posts
62 Reputation
dpid
02-03-2020 at 01:11 PM.
02-03-2020 at 01:11 PM.
Does anyone know how long WF checking account has to be closed before eligible for this offer? Or it doesn't matter?
I closed by checking account in October 2019.
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Joined Jan 2006
L7: Teacher
> bubble2 2,131 Posts
473 Reputation
FREEALTA
02-03-2020 at 01:21 PM.
02-03-2020 at 01:21 PM.
Quote from dpid :
Does anyone know how long WF checking account has to be closed before eligible for this offer? Or it doesn't matter?
I closed by checking account in October 2019.
Only matters when you earned a WF bonus if any:
This offer is for new checking customers only. You must have a valid bonus offer code. You are not eligible for this offer if:
  • You are a current owner of a Wells Fargo consumer checking account
  • You are a Wells Fargo team member
  • You have received a bonus for opening a Wells Fargo consumer checking account within the past 12 months
Reply
Joined Jun 2011
if its Free its for ME!
> bubble2 2,823 Posts
2,367 Reputation
Original Poster
Bad_Boy
02-03-2020 at 01:38 PM.
02-03-2020 at 01:38 PM.
Quote from AnbuItachi :
any easy way to do DD? cant do it with my job since that is tied up with bank
Paypal, Venmo, Cashapp.
Cashapp would be the best, you can add funds from another bank into cashapp and DD to wells fargo.

Hope it helps
Reply
Joined May 2013
Needs.Vs.Wants
> bubble2 801 Posts
65 Reputation
SlickEnough
02-03-2020 at 01:52 PM.
02-03-2020 at 01:52 PM.
Quote from 1-6 :
For those of you who think you'll pocket $400 easily. You'll pocket $400 as easily if you invested $4000 into an S&P500 index mutual fund for at least 1 year to not get charged with short term capital gains tax. You might even do better.
Both S&P 500 index fund and FDIC insured account are the same. Warren Buffet got nothing on you.laugh out loudlaugh out loudlaugh out loud
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Joined Oct 2012
SD for profit
> bubble2 3,483 Posts
756 Reputation
SturgeonGeneral
02-03-2020 at 02:03 PM.
02-03-2020 at 02:03 PM.
Quote from FREEALTA :
Only matters when you earned a WF bonus if any:
This offer is for new checking customers only. You must have a valid bonus offer code. You are not eligible for this offer if:
  • You are a current owner of a Wells Fargo consumer checking account
  • You are a Wells Fargo team member
  • You have received a bonus for opening a Wells Fargo consumer checking account within the past 12 months
Thanks! This is what I was looking for, did it in 2017 and was easy money then.
Reply
Joined Dec 2007
L7: Teacher
> bubble2 2,004 Posts
44 Reputation
AnbuItachi
02-03-2020 at 02:04 PM.
02-03-2020 at 02:04 PM.
Quote from Bad_Boy :
Paypal, Venmo, Cashapp.
Cashapp would be the best, you can add funds from another bank into cashapp and DD to wells fargo.

Hope it helps
i have PP and venmo but no cashapp.

For pp and venmo, is there a DD function, or do you mean just transfer PP/Venmo funds into wells fargo and they count that as a DD? So basically transfer from main bank account to PP, 4000$, then transfer the 4000 from pp to WF and it would count..?
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Joined Jun 2011
if its Free its for ME!
> bubble2 2,823 Posts
2,367 Reputation
Original Poster
Bad_Boy
02-03-2020 at 02:19 PM.
02-03-2020 at 02:19 PM.
Quote from AnbuItachi :
So basically transfer from main bank account to PP, 4000$, then transfer the 4000 from pp to WF and it would count..?
yep, nailed it right there ^
Reply
Joined Jan 2010
L6: Expert
> bubble2 1,269 Posts
558 Reputation
mosd88
02-04-2020 at 07:51 PM.
02-04-2020 at 07:51 PM.
Quote from Shagwell :
I don't get why people criticize so much about Wells Fargo when all you have to do is get the $400 and close the account if you don't wanna stay. A few days ago there was a deal with a different bank offering $100 for $10,000+ deposit and people were raving about that (1% return at 10k, such a joke). This is 10% return at 4k.

We are not saying you should bank with them for the rest of your life, just get the money and bounce!
Good point but somehow I had an uneasy feeling after signing up for the account and realizing they now have plenty of personal info about me. I'm gonna lose a big chunk of this to taxes anyways. I guess I'll cash out and run after I meet their conditions, then repeat next year.
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Joined Jul 2012
L5: Journeyman
> bubble2 815 Posts
92 Reputation
CrazyCoconut
02-04-2020 at 08:58 PM.
02-04-2020 at 08:58 PM.
One of my family members got a letter saying to open in-branch. Not sure why they couldn't open it online.
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