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Edited November 13, 2020
at 06:03 PM
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Capital One is offering $400 bonus when you open a new checking account with promo code
BONUS400
To receive the bonus you must make at least 2 direct deposits totaling $1,000 or more to your 360 Checking account within 60 days of account opening
Full Details:
Capital One reserves the right to withdraw this offer, with or without notice, in its sole discretion if it is determined that fraud or any other factor beyond its control is impacting the integrity of the offer and campaign.
Here's the full scoop on how to earn your $400 bonus:- Open a 360 Checking account between 12:00 a.m. ET on November 9, 2020, and 11:59 p.m. ET on January 26, 2021. When you open your account, enter your promotional code—BONUS400.
- Receive at least 2 direct deposits totaling $1,000 or more to your 360 Checking account within 60 days of account opening. A qualifying direct deposit is an Automated Clearing House (ACH) credit, which may include payroll, pension or government payments (such as Social Security) by your employer or an outside institution.
- This account is subject to approval. This offer cannot be combined with any other 360 Checking account opening offers. Only one promotional code is accepted. Bonus is only valid for one new 360 Checking account.
Mobile deposits are available only in the U.S. and U.S. territories.
When will I get my bonus?
Your bonus will be deposited into your new 360 Checking account by the date stated below:
Account opened the month of November 2020
Receive at least 2 direct deposits totaling $1,000 or more Within 60 days of your account opening date
Bonus will be paid by March 31, 2021
Account opened the month of December 2020
Receive at least 2 direct deposits totaling $1,000 or more Within 60 days of your account opening date
Bonus will be paid by April 30, 2021
Account opened the month of January 2021
Receive at least 2 direct deposits totaling $1,000 or more Within 60 days of your account opening date
Bonus will be paid by May 31, 2021
If you have or had an open 360 Checking account as a primary or secondary account holder with Capital One on or after January 1, 2018, you will be ineligible for the bonus. If your account is in default, closed or suspended, or otherwise not in good standing, you will not receive the bonus.
What you need to know about the 360 Checking account:
A rate of 0.10% Annual Percentage Yield (APY) applies to accounts with balances between $0-$49,999.99, $50,000-$99,999.99, and $100,000 or more. 360 Checking is a tiered-rate account. Advertised rates are variable and effective as of 11/13/2020. Rates in any tier are subject to change at any time before or after account opening.
The interest is calculated on a daily basis and is based on the balance in the account. Interest on your account will be compounded and credited on a monthly basis.
360 Checking customers can access over 40,000 fee-free ATMS (41,394 AllPoint® ATMs and 2,206 Capital One ATMs). ATM functionality may differ by location.
Mobile deposits are available only in the U.S. and U.S. territories.
The Capital One Mobile app has a 4.8/5-star customer rating on the App Store and is in the top 10% in the Finance App category as of 8/24/2020.
The Capital One Mobile app has a 4.6/5-star customer rating on Google Play and is in the top 10% in the Finance App category as of 8/24/2020.Web access is needed to use mobile banking. Check with your service provider for details of specific fees and charges.
The site may be unavailable during normal maintenance or due to unforeseen circumstances.Capital One does not provide, endorse or guarantee any third-party product, service, information or recommendation listed above. The third parties listed above are not affiliated with Capital One and are solely responsible for their products and services. All trademarks are the property of their respective owners.Products and services offered by Capital One, N.A., Member FDIC.
© 2020 Capital One. Capital One is a federally registered service mark. 15000 Capital One Drive, Attn.: 12038-0111, Richmond, Virginia 23238. To contact us by mail, please use the following address: Capital One 360, P.O. Box 360, Wilmington, DE 19899.
https://www.capitalone.com/bonus400/
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And just to confirm, I had called the CSR after opening the account and they had confirmed that I used the promo code.
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I've read through a few pages of comments but couldn't find a direct answer to this question. I just opened my account, and of course I missed the tiny promo code box to enter the promo code for the account. I'd like to send a quick email or chat, but it doesn't seem capital one has these features available. How do I make sure this brand new account is eligible for the promo? I saw a few people mention that they talked to people that said to call after February? Not sure if that was for something else though. Let me know, thanks in advance!
Appears on statement as: Deposit from WEBULL FINANCIAL ACH
Memo ACH
Says the same for Td ameritrade.
Also moved money from my citi checking to capital one and it reads
Transaction Type:Electronic transfer
Appears on statement as: Deposit from CITIBK CK WEBXFR P2P
So my best shot is using my trading brokerage accounts to transfer the money. Not sure if it will 100% work, but both are listed as ACH transactions.
I've read through a few pages of comments but couldn't find a direct answer to this question. I just opened my account, and of course I missed the tiny promo code box to enter the promo code for the account. I'd like to send a quick email or chat, but it doesn't seem capital one has these features available. How do I make sure this brand new account is eligible for the promo? I saw a few people mention that they talked to people that said to call after February? Not sure if that was for something else though. Let me know, thanks in advance!
If you use promo code BONUS400 to open the account, to earn the $400 bonus you will need to receive
at least 2 direct deposits totaling $1,000 or more within 60 days. Visit www.capitalone.
for eligibility and full offer details.
after completing the acct set up, I contacted customer service to verify the promo was applied because I didn't see any confirmation of it during the application process.
customers service (who was very hard to understand because of their thick accent) were unable to verify the promo had been applied.
they're suggestion was to just keep the acct open and wait a few months, and if the additional $400 bonus wan not applied, call and explain situation to see if capital one would make an exception (i felt that response was unacceptable).
I told then I would like to cancel my account, which they then assisted me with.
overall, I was very disappointed with my experience with capital one.
It would have been so much easier if CapOne simply coded the account to show the promo code was applied or not for customers to see at login.
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Attachment 9603347
This image below shows as ACH deposit now (not PP). Not sure if this is it?
"What you need to know about the 360 Checking account:
A rate of 0.10% Annual Percentage Yield (APY) applies to accounts with balances between $0-$49,999.99, $50,000-$99,999.99, and $100,000 or more. 360 Checking is a tiered-rate account. Advertised rates are variable and effective as of 11/18/2020. Rates in any tier are subject to change at any time before or after account opening.
The interest is calculated on a daily basis and is based on the balance in the account. Interest on your account will be compounded and credited on a monthly basis."
I am guessing we get that monthly as a credit to our accounts? Sorry if it's a stupid question just curious
I've also tried transferring from my Ally savings and checking account for future reference. The checking account did NOT go through as ACH, but as a p2p. The saving transfer won't go through until Friday I think, so I'll update them. Hopefully it'll go through as ACH.
"What you need to know about the 360 Checking account:
A rate of 0.10% Annual Percentage Yield (APY) applies to accounts with balances between $0-$49,999.99, $50,000-$99,999.99, and $100,000 or more. 360 Checking is a tiered-rate account. Advertised rates are variable and effective as of 11/18/2020. Rates in any tier are subject to change at any time before or after account opening.
The interest is calculated on a daily basis and is based on the balance in the account. Interest on your account will be compounded and credited on a monthly basis."
I am guessing we get that monthly as a credit to our accounts? Sorry if it's a stupid question just curious
I've also tried transferring from my Ally savings and checking account for future reference. The checking account did NOT go through as ACH, but as a p2p. The saving transfer won't go through until Friday I think, so I'll update them. Hopefully it'll go through as ACH.
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If you use promo code BONUS400 to open the account, to earn the $400 bonus you will need to receive
at least 2 direct deposits totaling $1,000 or more within 60 days. Visit www.capitalone.
for eligibility and full offer details.
I quickly called customer service, and talked to a helpful agent who said she'd manually enter the BONUS400 code into my account, so I should be good to go.