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Capital One: Open a 360 Checking Account, Receive 2+ Direct Deposits $1000+ Expired

$400 Bonus
(New Checking Account Holders)
+810 Deal Score
688,268 Views
Capital One Offers New 360 Checking Account Holders: $400 Bonus when you Open a 360 Checking Account by January 26, 2021, apply promo code BONUS400 and Receive 2 Direct Deposits totaling $1,000 or more within 60 days of account opening. Thanks karthik_r

Original Post

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Edited November 13, 2020 at 05:03 PM by
Capital One is offering $400 bonus when you open a new checking account with promo code BONUS400

To receive the bonus you must make at least 2 direct deposits totaling $1,000 or more to your 360 Checking account within 60 days of account opening

Full Details:

Capital One reserves the right to withdraw this offer, with or without notice, in its sole discretion if it is determined that fraud or any other factor beyond its control is impacting the integrity of the offer and campaign.

Here's the full scoop on how to earn your $400 bonus:
  1. Open a 360 Checking account between 12:00 a.m. ET on November 9, 2020, and 11:59 p.m. ET on January 26, 2021. When you open your account, enter your promotional code—BONUS400.
  2. Receive at least 2 direct deposits totaling $1,000 or more to your 360 Checking account within 60 days of account opening. A qualifying direct deposit is an Automated Clearing House (ACH) credit, which may include payroll, pension or government payments (such as Social Security) by your employer or an outside institution.
  3. This account is subject to approval. This offer cannot be combined with any other 360 Checking account opening offers. Only one promotional code is accepted. Bonus is only valid for one new 360 Checking account.
Mobile deposits are available only in the U.S. and U.S. territories.

When will I get my bonus?

Your bonus will be deposited into your new 360 Checking account by the date stated below:

Account opened the month of November 2020
Receive at least 2 direct deposits totaling $1,000 or more Within 60 days of your account opening date
Bonus will be paid by March 31, 2021

Account opened the month of December 2020
Receive at least 2 direct deposits totaling $1,000 or more Within 60 days of your account opening date
Bonus will be paid by April 30, 2021

Account opened the month of January 2021
Receive at least 2 direct deposits totaling $1,000 or more Within 60 days of your account opening date
Bonus will be paid by May 31, 2021

If you have or had an open 360 Checking account as a primary or secondary account holder with Capital One on or after January 1, 2018, you will be ineligible for the bonus. If your account is in default, closed or suspended, or otherwise not in good standing, you will not receive the bonus.

What you need to know about the 360 Checking account:

A rate of 0.10% Annual Percentage Yield (APY) applies to accounts with balances between $0-$49,999.99, $50,000-$99,999.99, and $100,000 or more. 360 Checking is a tiered-rate account. Advertised rates are variable and effective as of 11/13/2020. Rates in any tier are subject to change at any time before or after account opening.

The interest is calculated on a daily basis and is based on the balance in the account. Interest on your account will be compounded and credited on a monthly basis.

360 Checking customers can access over 40,000 fee-free ATMS (41,394 AllPoint® ATMs and 2,206 Capital One ATMs). ATM functionality may differ by location.

Mobile deposits are available only in the U.S. and U.S. territories.
The Capital One Mobile app has a 4.8/5-star customer rating on the App Store and is in the top 10% in the Finance App category as of 8/24/2020.
The Capital One Mobile app has a 4.6/5-star customer rating on Google Play and is in the top 10% in the Finance App category as of 8/24/2020.Web access is needed to use mobile banking. Check with your service provider for details of specific fees and charges.
The site may be unavailable during normal maintenance or due to unforeseen circumstances.Capital One does not provide, endorse or guarantee any third-party product, service, information or recommendation listed above. The third parties listed above are not affiliated with Capital One and are solely responsible for their products and services. All trademarks are the property of their respective owners.Products and services offered by Capital One, N.A., Member FDIC.
© 2020 Capital One. Capital One is a federally registered service mark. 15000 Capital One Drive, Attn.: 12038-0111, Richmond, Virginia 23238. To contact us by mail, please use the following address: Capital One 360, P.O. Box 360, Wilmington, DE 19899.

https://www.capitalone.com/bonus400/
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+810
688,268 Views
$400 Bonus
These responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

2,248 Comments

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Featured Comments

Just opened it. I can see why people missing the bonus code, it's on the external transfer account page instead of the main page. so whether you plan to add a bank account to not just visit the page and make sure the code is auto-populated if not enter/copy-paste manually. you should see a banner on the final page if code is entered. Btw I already have a capital one account so I didn't receive any alert from credit monitoring that inquiry was posted or there was a hard pull. Most of my information was auto-filled and when I clicked next it displayed - doing necessary checks, doing govt mandated checks, and verifying records and finally displayed - good to go. Thanks
Nope. When you click I will fund later, you can still see the code applied and it gives a green tick mark. Also, you can see later pages showing that.


And just to confirm, I had called the CSR after opening the account and they had confirmed that I used the promo code.

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Joined Dec 2019
L3: Novice
> bubble2 226 Posts
172 Reputation
Sockey01
03-19-2021 at 10:06 AM.
03-19-2021 at 10:06 AM.
Quote from jesudas View quoted comment :
Person 2: We called in today and the CS submitted a manual request for bonus. CS mentioned that bonus code was not entered [we entered, and we have a screenshot]. We are hoping to receive the bonus within a week. Will keep you all posted

I also called today and a case was opened to investigate the issue. I am positive that I entered the code. But they didn't see it for some reason. This is for my wife by the way. I got my 400$ one month ago. Thanks.
Reply
Joined Oct 2017
L4: Apprentice
> bubble2 300 Posts
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jesudas
03-19-2021 at 01:13 PM.
03-19-2021 at 01:13 PM.
Quote from Nytron View quoted comment :
I don't get it, according to OP the soonest you should expect to see the bonus show up in your account is March 31, 2021.

Because people are getting it early, now everyone wants it early too, or?

I suspect that the noobs that actually didn't enter the code are going to ruin it for everyone that actually did enter the code properly.
you are right. If you opened the account in Nov, then you should get your money my march
dec = by april end
jan = by may end

Slickdeals users are smart people. we are here to save money. The people who have NOT received the bonus yet did enter the code. (for eg; in my family we both entered the code).
According to Capitalone, they don't see the promo code in their system.

I suspect there is a bug in their system which is NOT capturing the bonus code correctly.
if you have entered your code and if you have NOT received your bonus yet, my suggestion would be to call them. If the code is reflected in their system, we would have received the bonus by now.

do, do not wait until mar end for the bonus to show up (if you opened the account during nov)
Reply
Joined Nov 2015
Rockstar
> bubble2 930 Posts
569 Reputation
pn88
03-19-2021 at 01:34 PM.
03-19-2021 at 01:34 PM.
Quote from doglover1 View quoted comment :
Opened account on Nov. 12. Did paycheck deposit of $500 on Nov. 27 and another $500 on Dec. 11. No bonus yet. Called today and rep said all requirements were met and I should see bonus by March 31. I understand those were the original terms of the offer but it is a little frustrating when folks have already received their bonuses even though they opened their accounts later. Oh well.

Same case here.
Reply
Joined Oct 2010
L6: Expert
> bubble2 1,715 Posts
676 Reputation
jackc6900
03-19-2021 at 04:59 PM.
03-19-2021 at 04:59 PM.
I was one of the folks who the CSR said I didn't enter the promo code. I called in January and was told to call back after Feb 15, I called in late February and was told to call back after March 15, I called yesterday and they submitted for "2nd review". I checked my account today and got my bonus! Cha-Ching. Pain in the behind but glad I got it finally.
Reply
Joined Feb 2015
L1337: Deal Sniper
> bubble2 2,284 Posts
537 Reputation
Nytron
03-19-2021 at 05:23 PM.
03-19-2021 at 05:23 PM.
Quote from jackc6900 View quoted comment :
I was one of the folks who the CSR said I didn't enter the promo code. I called in January and was told to call back after Feb 15, I called in late February and was told to call back after March 15, I called yesterday and they submitted for "2nd review". I checked my account today and got my bonus! Cha-Ching. Pain in the behind but glad I got it finally.
I just called and they claimed they don't see that I entered to code on their end, even though I for sure 100% did enter the code (I even helped others locate the field for the promo code early on in this thread). So now they are doing a review which will take up to 20 business days.

Pretty sure they purposely toggled off the bonus to save money, they probably figure most people will forgot to follow up.

In the future, I will do video screen record of myself entering the code.
Reply
Last edited by Nytron March 19, 2021 at 05:27 PM.
Joined Nov 2010
L6: Expert
> bubble2 1,987 Posts
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CallMeTraitor
03-19-2021 at 07:01 PM.
03-19-2021 at 07:01 PM.
Just called and they said I didn't enter the code. Unbelievable...

Submitting for review as well. This is ridiculous.

edit: lol, 20 day business days to review...
Reply
Last edited by CallMeTraitor March 19, 2021 at 07:04 PM.
Joined Dec 2007
L4: Apprentice
> bubble2 376 Posts
523 Reputation
brownie20
03-20-2021 at 10:01 AM.
03-20-2021 at 10:01 AM.
Quote from jschuman01 View quoted comment :
Bonus received, two Fidelity transfers worked.
Quote from m_mnc View quoted comment :
ACH from fidelity worked and received $400 bonus in feb 16. Thanks
May I ask did you make the Fidelity transfers through the transfer fund tab (like moving money to/from bank accounts)? Transactions appearing as Deposit from FID BKG SVC LLC MONEYLINE at Capital One and not sure if that's correct? Thanks!
Reply

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Joined Jun 2007
L3: Novice
> bubble2 161 Posts
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m_mnc
03-20-2021 at 10:02 AM.
03-20-2021 at 10:02 AM.
Quote from brownie20 View quoted comment :
May I ask did you make the Fidelity transfers through the transfer fund tab (like moving money to/from bank accounts)? Transactions appearing as Deposit from FID BKG SVC LLC MONEYLINE at Capital One and not sure if that's correct? Thanks!

Correct
Reply
Joined Dec 2007
L4: Apprentice
> bubble2 376 Posts
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brownie20
03-20-2021 at 11:51 AM.
03-20-2021 at 11:51 AM.
Quote from m_mnc View quoted comment :
Correct
Thank you for the quick confirmation and help!! Smilie
Reply
Joined Nov 2010
ZestStat03
> bubble2 7 Posts
10 Reputation
zeststat03
03-21-2021 at 11:18 AM.
03-21-2021 at 11:18 AM.
Same as other folks. Opened an account on Nov 12th and completed the required deposit by Jan 8th. Not Bonus payment yet.

Called the Customer center and they said, I didn't submit the promo code. They have raised the exception and I will get a response back within 20 business days.
Reply
Joined Dec 2015
L3: Novice
> bubble2 271 Posts
46 Reputation
banch0ng
03-21-2021 at 11:26 AM.
03-21-2021 at 11:26 AM.
It's pretty obvious from all the responses here that 1 of 2 things is happening:

1) Their website has malfunctioned and didn't register a lot of us (and others) entering the promo code, and hence it's an honest mistake that we aren't getting the bonus without having to call and start a ticket

or

2) They had an overwhelming response, they're not automatically doing the bonus after 90 days in the hope that a lot of us forget we were apart of this promotion & don't follow up on it.
Reply
Joined Dec 2019
L3: Novice
> bubble2 226 Posts
172 Reputation
Sockey01
03-21-2021 at 05:36 PM.
03-21-2021 at 05:36 PM.
Quote from Sockey01 View quoted comment :
I also called today and a case was opened to investigate the issue. I am positive that I entered the code. But they didn't see it for some reason. This is for my wife by the way. I got my 400$ one month ago. Thanks.

Called Friday and ETA was 20 days but bonus got posted today. Not sure from the manual review or by natural process. Either way I am happy. Good luck to you all. Thanks.
Reply
Joined Feb 2015
L2: Beginner
> bubble2 35 Posts
54 Reputation
moazro
03-23-2021 at 07:34 AM.
03-23-2021 at 07:34 AM.
I was told i didn't enter the code. I happened to screen shot proof that the website said i entered it. I asked if i could submit the proof and they said no. They said to make a second call end of March for second review.
Reply
Joined Oct 2017
L4: Apprentice
> bubble2 300 Posts
324 Reputation
jesudas
03-23-2021 at 09:48 AM.
03-23-2021 at 09:48 AM.
Quote from jesudas View quoted comment :
Person 2: We called in today and the CS submitted a manual request for bonus. CS mentioned that bonus code was not entered [we entered, and we have a screenshot]. We are hoping to receive the bonus within a week. Will keep you all posted
got the bonus today.
Reply

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Joined Dec 2015
L3: Novice
> bubble2 271 Posts
46 Reputation
banch0ng
03-23-2021 at 02:22 PM.
03-23-2021 at 02:22 PM.
Can someone post the phone number they are calling to speak to Capital One about their bonus not posting?
Reply
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