Chase Freedom Flex Card: Spend $500 in First 3-Months, Earn
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$200 Bonus
+188Deal Score
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Chase is offering a $200 Bonus after you spend $500 on purchases in the first 3 months of account opening for the Chase Freedom Flex. Annual fee is $0.
Thanks to Staff Jess96 for posting this deal.
Card Details:
Earn a $200 Bonus after you spend $500 on purchases in your first 3 months from account opening.
5% cash back on up to $1,500 in combined purchases in bonus categories each quarter you activate. Enjoy new 5% categories each quarter!
5% cash back on travel purchased through Chase Ultimate Rewards®, our premier rewards program that lets you redeem rewards for cash back, travel, gift cards and more
3% cash back on drugstore purchases and dining at restaurants, including takeout and eligible delivery service, and unlimited 1% cash back on all other purchases.
No minimum to redeem for cash back. You can choose to receive a statement credit or direct deposit into most U.S. checking and savings accounts. Cash Back rewards do not expire as long as your account is open!
0% Intro APR for 15 months from account opening on purchases and balance transfers, then a variable APR of 19.24% - 27.99%.
No annual fee – You won't have to pay an annual fee for all the great features that come with your Freedom FlexSM card
Keep tabs on your credit health - Chase Credit Journey helps you monitor your credit with free access to your latest score, real-time alerts, and more.
Chase is offering a $200 Bonus after you spend $500 on purchases in the first 3 months of account opening for the Chase Freedom Flex℠. Annual fee is $0.
Card Details:
Earn a $200 Bonus after you spend $500 on purchases in your first 3 months from account opening.
5% cash back on up to $1,500 in combined purchases in bonus categories each quarter you activate. Enjoy new 5% categories each quarter!
5% cash back on travel purchased through Chase Ultimate Rewards®, our premier rewards program that lets you redeem rewards for cash back, travel, gift cards and more
3% cash back on drugstore purchases and dining at restaurants, including takeout and eligible delivery service, and unlimited 1% cash back on all other purchases.
No minimum to redeem for cash back. You can choose to receive a statement credit or direct deposit into most U.S. checking and savings accounts. Cash Back rewards do not expire as long as your account is open!
0% Intro APR for 15 months from account opening on purchases and balance transfers, then a variable APR of 19.24% - 27.99%.
No annual fee – You won't have to pay an annual fee for all the great features that come with your Freedom FlexSM card
Keep tabs on your credit health - Chase Credit Journey helps you monitor your credit with free access to your latest score, real-time alerts, and more.
These responses are not provided or commissioned by the bank advertiser.
Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser.
It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered.
Opinions expressed here are the author's alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.
Few days ago , same card had "5% cash back on grocery store purchases (not including Target or Walmart purchases) on up to $12,000 spent in your first year of account opening"
I have two Freedoms and a Freedom Unlimited. Can I get this card and the signup bonus?
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I have this card and also the Chase Preferred Sapphire. Is it possible to transfer the Chase Preferred Sapphire reward points to this card and not lose the reward points? I want to avoid the $95 this year. I've had the Chase Preferred Saphire for a couple years already.
I have this card and also the Chase Preferred Sapphire. Is it possible to transfer the Chase Preferred Sapphire reward points to this card and not lose the reward points? I want to avoid the $95 this year. I've had the Chase Preferred Saphire for a couple years already.
Yes, last time I checked you can transfer points from one Ultimate Rewards card to another. But it might be worth confirming with a customer service rep before pulling the trigger. However, I would recommend you just downgrade your card from CSP to the Freedom Flex if your main goal is to cut the annual fee but keep your points. That way you keep the age of your account and credit limit etc the same. Are you sure you don't get at least $95 of value out of the card each year, though? If you just stay one night at a hotel a year you get $50 back right away, which technically brings the annual fee down to $45 depending on how you look at it.
3% seems for dining seems pretty good for a no annual fee card.
Is there another no fee credit card that can beat this?
(I see Capital One Savor is also 3% dining, no annual fee)
TD Cash Reward card gives 3% on dining and delivery.
So I recently applied and was just accepted for the Flex card. Found out not via a letter, text or email, but by logging into my existing Chase account, where I already had a checking, savings and the Freedom and Ultimate cards, and saw a new card with a significantly higher credit limit than the other 2 cards. When I clicked on its rewards page, it mentioned the $200 bonus after spending $500 within 3 months. Great, so far.
Thing is, although I was supposed to get 0% APR for the first 15 months or so, it listed a very high APR of at least 25% or so with no mention of the initial 0% APR for 15 months. Is that just because it was just added to my account and the system hasn't fully completed the setup process, and I just have to give it a few more days to complete?
Also, there's no feature that lets me get the full card details so I can start using it before I get the physical card in the mail. Is there a way to do this, as there is with new Capitol One cards, or do I have to wait for the card? I have 3 months to spend that $500, but I actually have some things I need to buy now so I'd rather not have to wait.
You can add your card to Paypal without the account number, but obviously that limits you in terms of spending categories.
So I recently applied and was just accepted for the Flex card. Found out not via a letter, text or email, but by logging into my existing Chase account, where I already had a checking, savings and the Freedom and Ultimate cards, and saw a new card with a significantly higher credit limit than the other 2 cards. When I clicked on its rewards page, it mentioned the $200 bonus after spending $500 within 3 months. Great, so far.
Thing is, although I was supposed to get 0% APR for the first 15 months or so, it listed a very high APR of at least 25% or so with no mention of the initial 0% APR for 15 months. Is that just because it was just added to my account and the system hasn't fully completed the setup process, and I just have to give it a few more days to complete?
Also, there's no feature that lets me get the full card details so I can start using it before I get the physical card in the mail. Is there a way to do this, as there is with new Capitol One cards, or do I have to wait for the card? I have 3 months to spend that $500, but I actually have some things I need to buy now so I'd rather not have to wait.
You can add your card to Paypal without the account number, but obviously that limits you in terms of spending categories.
Quote
from mydecember1985
:
I keep mine for 1-3 years and cancel them. The important part is DON'T CANCEL YOUR OLDEST card. Your credit score is affected by your average age of all open accounts. You want the average to be 6-7+ years. I have one card that's 15 years that keeps that average up there. I only see my score dip 10 points at most when I cancel a card. I honestly attribute that dip more to higher card utilization. I spend about $1,500/mo spread across my 3 rewards cards. If I cancel one of those, my overall utilization jumps a decent % and drops my score.
Canceling a card also reduces your aggregate credit limit. If you don't have a lot of credit across your cards, that may hurt your score a bit.
Yes, last time I checked you can transfer points from one Ultimate Rewards card to another. But it might be worth confirming with a customer service rep before pulling the trigger. However, I would recommend you just downgrade your card from CSP to the Freedom Flex if your main goal is to cut the annual fee but keep your points. That way you keep the age of your account and credit limit etc the same. Are you sure you don't get at least $95 of value out of the card each year, though? If you just stay one night at a hotel a year you get $50 back right away, which technically brings the annual fee down to $45 depending on how you look at it.
I've had the card for a couple years now and haven't used it much…btw i already have a freedom flex card that I got over a year ago…can I still transfer reward pts from csp to it or is transfer only for new flex card holders?thx
I've had the card for a couple years now and haven't used it much…btw i already have a freedom flex card that I got over a year ago…can I still transfer reward pts from csp to it or is transfer only for new flex card holders?thx
Oh, I see. Yes, you can transfer points between existing accounts. Log into your Chase Ultimate Rewards account, then click on the Earn/Use drop-down (should be towards the top of your browser). Then select Combine Points. From there you should see the points you have for each card and you'll have the ability to transfer them from your CSP to your Flex card. Hope that helps!
Does this card have a 0% balance transfer to checking on first year ?
It has 0% Intro APR for 15 months from account opening on balance transfers. Not sure what you mean by "to checking" though. You have to transfer the balance from another credit card.
WISH more cards offered pre-approval. Nothing like applying with good/perfect credit only to be turned down for some odd reason and then stuck with a hard pull for 2yrs :'(
if i have a checking, savigns and 2 credit cards with chase already do i qualify for this?
As long as you are past the 5/24 rule you should. Do you already have the same Freedom Flex card? I am not sure about that part, though earlier comments have stated that you can have multiple of the same type of card too.
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Is there another no fee credit card that can beat this?
(I see Capital One Savor is also 3% dining, no annual fee)
Thing is, although I was supposed to get 0% APR for the first 15 months or so, it listed a very high APR of at least 25% or so with no mention of the initial 0% APR for 15 months. Is that just because it was just added to my account and the system hasn't fully completed the setup process, and I just have to give it a few more days to complete?
Also, there's no feature that lets me get the full card details so I can start using it before I get the physical card in the mail. Is there a way to do this, as there is with new Capitol One cards, or do I have to wait for the card? I have 3 months to spend that $500, but I actually have some things I need to buy now so I'd rather not have to wait.
Thing is, although I was supposed to get 0% APR for the first 15 months or so, it listed a very high APR of at least 25% or so with no mention of the initial 0% APR for 15 months. Is that just because it was just added to my account and the system hasn't fully completed the setup process, and I just have to give it a few more days to complete?
Also, there's no feature that lets me get the full card details so I can start using it before I get the physical card in the mail. Is there a way to do this, as there is with new Capitol One cards, or do I have to wait for the card? I have 3 months to spend that $500, but I actually have some things I need to buy now so I'd rather not have to wait.
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As long as you are past the 5/24 rule you should. Do you already have the same Freedom Flex card? I am not sure about that part, though earlier comments have stated that you can have multiple of the same type of card too.
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You can switch to Freedom Flex. However they say that product changes (switching) do not qualify for the sign up bonus