Capital One Quicksilver Cash Rewards Credit Card: Earn $200 Cash Bonus with
Expired
$500 Spent
within 3 Months of Account Opening
+401Deal Score
1,199,313 Views
Update: This popular deal is still available.
Capital One is offering a $200 cash bonus after you spend $500 on purchases in the first 3 months of account opening with the Capital One Quicksilver Cash Rewards Credit Card. Annual fee is $0.
Thanks to staff member Bri21 for finding this deal.
Earn a one-time $200 cash bonus after you spend $500 on purchases within 3 months from account opening
Earn unlimited 1.5% cash back on every purchase, every day
$0 annual fee and no foreign transaction fees
Enjoy up to 6 months of complimentary Uber One membership statement credits through 11/14/2024
Earn unlimited 5% cash back on hotels and rental cars booked through Capital One Travel, where you'll get Capital One's best prices on thousands of trip options. Terms apply
No rotating categories or sign-ups needed to earn cash rewards; plus, cash back won't expire for the life of the account and there's no limit to how much you can earn
0% intro APR on purchases and balance transfers for 15 months; 19.24%-29.24% variable APR after that; 3% fee on the amounts transferred within the first 15 months
Capital One is offering a $200 cash bonus after you spend $500 on purchases in the first 3 months of account opening with the Capital One Quicksilver Cash Rewards Credit Card. Annual fee is $0.
Earn a one-time $200 cash bonus after you spend $500 on purchases within 3 months from account opening
Earn unlimited 1.5% cash back on every purchase, every day
$0 annual fee and no foreign transaction fees
Enjoy up to 6 months of complimentary Uber One membership statement credits through 11/14/2024
Earn unlimited 5% cash back on hotels and rental cars booked through Capital One Travel, where you'll get Capital One's best prices on thousands of trip options. Terms apply
No rotating categories or sign-ups needed to earn cash rewards; plus, cash back won't expire for the life of the account and there's no limit to how much you can earn
0% intro APR on purchases and balance transfers for 15 months; 19.24%-29.24% variable APR after that; 3% fee on the amounts transferred within the first 15 months
These responses are not provided or commissioned by the bank advertiser.
Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser.
It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered.
Opinions expressed here are the author's alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.
I have 805 fico and they decline my Application for Venture credit card and wasted 1 credit check. I won't be applying any Capital one credit card anytime soon.
Call the reconsideration line, could be an error on the app or a typo. Happened to me before
Keep in mind that you'll also get a hard pull from all 3 bureaus anytime you apply for a Capital One credit card.
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Capital One will do a bait and switch on you if you are the type of customer who does not run balances. What will happen is they will approve you for the card and send it out, but you will suddenly get notification from the fraud department saying you need to verify your information. Even if you do this, they will give you the run around to avoid giving you the card and getting out of the promo deal. I had the same thing happen twice when applying for Capital One cards. The first time I was already a customer and dealing with the ordeal caused me to close my account with them.
I hear nothing but bad things about Capital One. Everything from being super stingy with credit limit increases to rejecting people for no apparent reason. It's insane reading people here with 800+ credit scores being rejected.
Yeah 800+ credit and the 2 Capital One Cards that I have, have all been "archived" and retired to the card wallet in the safe. You can read up on them and their weird "buckets" for cards and some of the other issues you cite in the credit forums... definitely true and there are so many better options out there for me, personally I gave up on Capital One quite some time ago.
How is that possible? Who would keep a card with a $600 credit limit for 20 years? What are the limits on your other cards?
This happened to me as well, other cards have $30k+ limits on them and CapOne kept theirs super low, never getting them above a certain mark. If you Google "capital one buckets credit limit increase forum" without the quotes there's a lot of info there as to why certain cards of theirs never can get past a certain $ amount. For me I figured why risk the pulls when there are so many other options, if you have the credit.
This happened to me as well, other cards have $30k+ limits on them and CapOne kept theirs super low, never getting them above a certain mark. If you Google "capital one buckets credit limit increase forum" without the quotes there's a lot of info there as to why certain cards of theirs never can get past a certain $ amount. For me I figured why risk the pulls when there are so many other options, if you have the credit.
I did a little research. If you are bucketed as sub prime, you might as well cancel the card. If a person can get their FICO score to 720 or more. That is all you need. Unless you are trying to get above an 800 score. Length of credit will not matter.
edit: nvm guess it went away and came back earlier this wk
so the OP link is https://applynow.capitalone.com/?productId=11715 which says $200 under Card Details...
The $250 on $500 link https://applynow.capitalone.com/?productId=11717 still says $250 under Card Details...
I'm sure my stalking haters are going to come out swinging to claim I'm posting a referral link & mod alert this like crazy, not gonna be surprised, smh lol
Capital One will do a bait and switch on you if you are the type of customer who does not run balances. What will happen is they will approve you for the card and send it out, but you will suddenly get notification from the fraud department saying you need to verify your information. Even if you do this, they will give you the run around to avoid giving you the card and getting out of the promo deal. I had the same thing happen twice when applying for Capital One cards. The first time I was already a customer and dealing with the ordeal caused me to close my account with them.
This is a ymmv situation, I do not run a balance on any of my cards, 2 of which were capital one cards when I applied for this offer. I was approved and had the bonus within a week of getting the card. I was approved for a 10k limit as well.
Capital One will do a bait and switch on you if you are the type of customer who does not run balances. What will happen is they will approve you for the card and send it out, but you will suddenly get notification from the fraud department saying you need to verify your information. Even if you do this, they will give you the run around to avoid giving you the card and getting out of the promo deal. I had the same thing happen twice when applying for Capital One cards. The first time I was already a customer and dealing with the ordeal caused me to close my account with them.
This makes no sense. What would make them approve and send you a new card and then before you've gotten it and had a chance to use it, decide that you're not going to run balances and find a way to cancel it? If they had thought this would be you, they'd never have approved the card in the first place based on your credit, spending and payback history. If they did approve you, this means that they expect you to carry balances and pay high interest, once the 0% APR period ends, based on your history.
In fact they hope and expect that you'll accumulate a high balance during this time that you won't pay off before it ends, and recoup what they lost on you in the promotional bonus and lost interest fairly quickly, and start to turn a profit on you. Not everyone will end up doing this, of course, and those are the ones they might eventually cancel. But enough people will do this to make it a net profitable venture overall. As in VERY profitable. Lots of people are very irresponsible about credit and spending relative to income. But even then I don't see them canceling cards just because people pay their balances off in full each month. Does that even happen?
This is a ymmv situation, I do not run a balance on any of my cards, 2 of which were capital one cards when I applied for this offer. I was approved and had the bonus within a week of getting the card. I was approved for a 10k limit as well.
I agree. Once you're approved, unless they find out that you lied about something major on the application, or you default, they're not going to cancel you. Why would they, even if you pay off your balances in full each month? One day you might not, plus they still get modest fees from vendors I believe.
After over 20 years with a Platinum card, I recently applied and was approved for a Savor One card. I just went over $500 in purchases so I should see the $200 bonus soon. I also sent a referral to someone else, and they applied and were approved for the same card, and I got the $150 referral bonus within a day.
Btw note that referral credits are awarded as a credit to your balance and not as Rewards points, so you can't cash it and use it like you could the $200 promo reward.
Unless there's a bonus offer to pay with points, never ever pay with points. Use your rewards card to make the purchase, and then pay yourself back with a statement credit. This way, you earn points on the purchase, otherwise you are wasting whatever your rewards % is.
you pay with 1 point and get their discount. so you're wrong.
I'm debating on waiting until $250 is offered again?
Great Deal! I have this card and their business one and I get a ton of cash back every month. I like the way that they give it to you instantly vs some other cards like the Costco one make you wait forever. I have it set to automatically give me a $100 account credit every time I earn that much in rewards.
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Yeah 800+ credit and the 2 Capital One Cards that I have, have all been "archived" and retired to the card wallet in the safe. You can read up on them and their weird "buckets" for cards and some of the other issues you cite in the credit forums... definitely true and there are so many better options out there for me, personally I gave up on Capital One quite some time ago.
This happened to me as well, other cards have $30k+ limits on them and CapOne kept theirs super low, never getting them above a certain mark. If you Google "capital one buckets credit limit increase forum" without the quotes there's a lot of info there as to why certain cards of theirs never can get past a certain $ amount. For me I figured why risk the pulls when there are so many other options, if you have the credit.
why couldn't this have been posted yesterday
edit: nvm guess it went away and came back earlier this wk
so the OP link is https://applynow.capita
The $250 on $500 link https://applynow.capita
I'm sure my stalking haters are going to come out swinging to claim I'm posting a referral link & mod alert this like crazy, not gonna be surprised, smh lol
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In fact they hope and expect that you'll accumulate a high balance during this time that you won't pay off before it ends, and recoup what they lost on you in the promotional bonus and lost interest fairly quickly, and start to turn a profit on you. Not everyone will end up doing this, of course, and those are the ones they might eventually cancel. But enough people will do this to make it a net profitable venture overall. As in VERY profitable. Lots of people are very irresponsible about credit and spending relative to income. But even then I don't see them canceling cards just because people pay their balances off in full each month. Does that even happen?
After over 20 years with a Platinum card, I recently applied and was approved for a Savor One card. I just went over $500 in purchases so I should see the $200 bonus soon. I also sent a referral to someone else, and they applied and were approved for the same card, and I got the $150 referral bonus within a day.
Btw note that referral credits are awarded as a credit to your balance and not as Rewards points, so you can't cash it and use it like you could the $200 promo reward.
I'm debating on waiting until $250 is offered again?
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Its 3 points higher than my 935 score, duh! Lol...