American Express Card Membership Benefit: Cell Phone Protection (Up to $800)
Free
(Valid for Select Cardholders/Cards)
+183Deal Score
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American Express is offering select/qualifying American Express Card Membership Benefit/Perk: Cell Phone Protection embedded on select card(s) for Free. Effective on April 1, 2021, you can be reimbursed for your repair or replacement costs following damage or theft up to $800 per claim w/ a limit of 2 approved claims per 12-month period when your cell phone line is listed on a wireless bill and the prior month's wireless bill was paid by the Eligible Card account
Thanks to community member(s) WandaVision & other SD Members for finding/contributing to this deal
Note, please check to see if your card offers this benefit, as not all cards is eligible
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Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser.
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Only the Platinum card. Also this is in-house cell phone insurance by Amex, Visa and Mastercard's cell phone insurance is administered 3rd party and they are a pain to deal with
To get coverage:
You must charge your monthly Eligible Cellular Wireless Telephone bill to your Eligible Card Account. You are eligible for coverage the first day of the calendar month following the payment of your Eligible Cellular Wireless Telephone bill using your Eligible Card Account. If you pay an Eligible Cellular Wireless Telephone bill with your Eligible Card Account and fail to pay a subsequent bill using your Eligible Card Account in a particular month, your coverage period changes as follows:
Seems to be AIG subsidiary, "Coverage is provided by New Hampshire Insurance Company, an AIG Company."
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I have similar coverage on a Wells Fargo card that has no annual fee and have filed claims several times over the last few years with excellent results.
Agree. I've filed two claims with WF. Only difference is WF only covers up to 600 per claim, 2 per 12 month period.
The UA travel fund credit is working again. It had been temporarily unavailable for about a month, but Amex resumed crediting the $200 mid February 2021.
Can anyone comment on whether it's worth it to cancel my T-Mobile 360 coverage and just go with this if I end up needing it? Also the terms state that cosmetic scratches aren't covered. I assume that a screen crack would qualify?
If for some reason you can't/don't want to use a credit card, the Betterment checking debit card also has cell phone insurance.
I also have my phone (and laptop) as an add-on to my homeowner's policy for like $10/year just in case. Had a Macbook Pro I accidentally shattered on a trip replaced with full cash value.
Can you give me some more details on this please? Thanks!
"Replacement Eligible Cellular Wireless Telephone(s) purchased from anyone other than a cellular service provider's retail or internet store that has the ability to initiate activation with the cellular service provider"
So does that mean if I buy the phone from Apple, but use it on Verizon, I'm not eligible? Technically Apple can initiate activation.
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You must charge your monthly Eligible Cellular Wireless Telephone bill to your Eligible Card Account. You are eligible for coverage the first day of the calendar month following the payment of your Eligible Cellular Wireless Telephone bill using your Eligible Card Account. If you pay an Eligible Cellular Wireless Telephone bill with your Eligible Card Account and fail to pay a subsequent bill using your Eligible Card Account in a particular month, your coverage period changes as follows:
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You cant anymore
They only reimburse up to $500
I guess so many here on SD's to save fifty cents on a deal, but have very high incomes and don't blink an eye spending $500 on annual fees. Go figure.
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I guess so many here on SD's to save fifty cents on a deal, but have very high incomes and don't blink an eye spending $500 on annual fees. Go figure.
Clearly you have zero knowledge on the benefits and perks of the American Express Platinum
I also have my phone (and laptop) as an add-on to my homeowner's policy for like $10/year just in case. Had a Macbook Pro I accidentally shattered on a trip replaced with full cash value.
Can you give me some more details on this please? Thanks!
"Replacement Eligible Cellular Wireless Telephone(s) purchased from anyone other than a cellular service provider's retail or internet store that has the ability to initiate activation with the cellular service provider"
So does that mean if I buy the phone from Apple, but use it on Verizon, I'm not eligible? Technically Apple can initiate activation.
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