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Chase Ultimate Rewards Apple Promotion
Sapphire Reserve Members - Points are worth 50% more when redeeming for Apple (33% discount)
Sapphire Preferred Members - Points are worth 25% more when redeeming for Apple (20% discount)
Freedom card Members - Points are worth 5% more when redeeming for Apple
June 1 - June 30th
ALL Apple Products
Optional split tender
https://www.chase.com/personal/credit-cards/ultimate-rewards [chase.com]
http://ultimaterewards
Sapphire Preferred Members - Points are worth 25% more when redeeming for Apple (20% discount)
Freedom card Members - Points are worth 5% more when redeeming for Apple
June 1 - June 30th
ALL Apple Products
Optional split tender
https://www.chase.com/personal/credit-cards/ultimate-rewards [chase.com]
http://ultimaterewards
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62 Comments
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First off, thank you OP for informing the community.
Secondly, just take it as another option to leverage your Chase Ultimate Reward Points.
Now you have options, based on your spending, and redemption habits:
(1.5x, 1.25x, 1.05x) Reserve, Preferred, Freedom - redemption rates based on credit card
1 - Pay yourself back at Groceries (Temporary Program) or Travel (Permanent)
2 - Chase Redemption Portal via Expedia on direct travel services or packages
3 - (New Option) - Apple products (Temporary Program)
Separately, can convert points to affiliate programs such as hotel and frequent flyer programs.
Use appropriately that best fits your preferences and habits; some will have higher efficiency yields versus others, but ultimately, just do what's best for you.
"Extends the time period of the U.S. manufacturer's warranty by one additional year, on eligible warranties of three years or less when item is purchased with an eligible Chase card or with rewards earned on an eligible Chase card"
If I also buy applecare, does this extend one more year from when AppleCare ends?
Can't earn points on things you buy with points.
Bruh, use the freedom then transfer to CSR
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It's better to buy apple gift cards from a supermarket, and pay yourself back at the same rate.
Apple GC at giant eagle (regional grocery PA/OH mostly)
They have fuelperks+ which is 6% back as fuel (simplified if you want a book go visit the website and do math)
They had triple fuelperks so thats 18% back as gas + used amex blue preferred for 6% cash back at grocery store..
other options use rotating category CC with grocery for 5% back
alternatively buy a Giant eagle gift card at their gas station if you have rotating gas category ie discover or freedom
you CAN purchase other GC with a giant eagle giftcard.
So I scored 24% back on lowes using their "happy" giftcards which were triple fuelperks.
Previously they have also offered 10$ off per 100$ on apple GC + fuelperks which works out to
90$ for 100$ GC and you earn 6% cashback(or 5% with other CC) and 6% as gas
so that would be around $79.2 for a 100 GC
Kroger 4x fuel rewards would be another but I'll let someone else explain that as they arent local to me.
If you have sapphire preferred, then 125% points value gets you a 20% discount (1/1.25=.8).
Reserve would be about 33% discount (1/1.5= .666).
50% bonus is no better than using Chase Sapphire Reserve UR points on cash travel spend through their portal. Redemption rate should be better in some cases when converting to miles / points through travel partners.
tl;dr - 1.5 cents per point is the bare minimum return you should be getting on Chase UR points if you have the Sapphire Reserve. Otherwise, never redeem.
If you go the grocery store/gift card route, you get the product immediately, earn 1% more, but you lose the extended warranty, but you can do normal returns.
So pick your poison.
First off, thank you OP for informing the community.
Secondly, just take it as another option to leverage your Chase Ultimate Reward Points.
Now you have options, based on your spending, and redemption habits:
(1.5x, 1.25x, 1.05x) Reserve, Preferred, Freedom - redemption rates based on credit card
1 - Pay yourself back at Groceries (Temporary Program) or Travel (Permanent)
2 - Chase Redemption Portal via Expedia on direct travel services or packages
3 - (New Option) - Apple products (Temporary Program)
Separately, can convert points to affiliate programs such as hotel and frequent flyer programs.
Use appropriately that best fits your preferences and habits; some will have higher efficiency yields versus others, but ultimately, just do what's best for you.
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