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Chase Sapphire PreferredĀ® Card: Spend $4,000 in First 3 Months Expired

Earn 100K points
+711 Deal Score
1,459,049 Views
Update: This great credit card offer is still available.

Our best offer ever! Chase is offering 100,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. Enjoy new benefits such as a $50 annual Ultimate Rewards Hotel Credit, 5X points on travel purchased through Chase Ultimate Rewards, 3X points on dining and 2X points on all other travel purchases, plus more. Annual fee is $95.

Thanks to community member Helper02 for finding this deal.
  • Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $750 when you redeem through Chase Ultimate RewardsĀ®.
  • Enjoy benefits such as a $50 annual Ultimate Rewards Hotel Credit, 5x on travel purchased through Chase Ultimate RewardsĀ®, 3x on dining and 2x on all other travel purchases, plus more.
  • Get 25% more value when you redeem for airfare, hotels, car rentals and cruises through Chase Ultimate RewardsĀ®. For example, 60,000 points are worth $750 toward travel.
  • With Pay Yourself BackSM, your points are worth 25% more during the current offer when you redeem them for statement credits against existing purchases in select, rotating categories
  • Count on Trip Cancellation/Interruption Insurance, Auto Rental Collision Damage Waiver, Lost Luggage Insurance and more.
  • Get complimentary access to DashPass which unlocks $0 delivery fees and lower service fees for a minimum of one year when you activate by December 31, 2024.

Slickdeals may be compensated by Chase.

Original Post

Written by
Edited October 7, 2021 at 05:20 AM by
Our best offer ever! Chase is offering 100,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $1,250 when you redeem through Chase Ultimate RewardsĀ®. 2X points on dining at restaurants including eligible delivery services, takeout and dining out and travel & 1 point per dollar spent on all other purchases worldwide. Annual fee is $95.
  • Our best offer ever! Earn 100,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $1,250 when you redeem through Chase Ultimate RewardsĀ®.
  • Earn 2X points on dining including eligible delivery services, takeout and dining out and travel. Plus, earn 1 point per dollar spent on all other purchases.
  • Get 25% more value when you redeem for airfare, hotels, car rentals and cruises through Chase Ultimate RewardsĀ®. For example, 100,000 points are worth $1,250 toward travel.
  • With Pay Yourself Backā„ , your points are worth 25% more during the current offer when you redeem them for statement credits against existing purchases in select, rotating categories.
  • Get unlimited deliveries with a $0 delivery fee and reduced service fees on eligible orders over $12 for a minimum of one year with DashPass, DoorDash's subscription service. Activate by 12/31/21.
  • Count on Trip Cancellation/Interruption Insurance, Auto Rental Collision Damage Waiver, Lost Luggage Insurance and more.
  • Get up to $60 back on an eligible Peloton Digital or All-Access Membership through 12/31/2021, and get full access to their workout library through the Peloton app, including cardio, running, strength, yoga, and more. Take classes using a phone, tablet, or TV. No fitness equipment is required.


Slickdeals may be compensated by Chase.
Created 06-03-2021 at 01:54 PM by helper02
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Deal
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1,459,049 Views
Earn 100K points
These responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

5,762 Comments

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Featured Comments

I mentioned the offer to my wife who is a Chase employee and she pulled it up on her internal system. It had a note that they had additional offers if you apply in a branch. You get the 100k points, 1st year AF waived, and a $50 grocery credit. So essentially an extra $145 for applying in the branch.
Wow. No brainer if you are eligible for the bonus.
I signed up for 80k offer just last week. Can I get chase to make it 100k?

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Joined Aug 2004
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> bubble2 9,780 Posts
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JaTaN
06-17-2021 at 09:10 AM.
06-17-2021 at 09:10 AM.
Quote from Deeker :
Wait a week even though the offer is showing for him? What would be the logic? Re: Chase not approving cards w/out bonus- that's what I thought. Thanks for confirming!
Backend system takes 3-4 days to fully process downgrade so that he "no longer has a Sapphire card" -- wait a week to play it safe (5 days if in a hurry)
Reply
Joined Apr 2008
L8: Grand Teacher
> bubble2 3,161 Posts
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seiromem
06-17-2021 at 09:18 AM.
06-17-2021 at 09:18 AM.
Quote from ktran7 :
DP: 6/17/21 I scheduled the appointment the day before in app. Total time it took for signing for the credit card is like 10-15 minutes. She only saw the 80k points offer along with the $95 waive fee for 1st year and $50 groceries credit for applying in branch

My Chase app still show 100k points offer so I applied in the bank hoping that extra 20k points will show up when I reach the spending requirement.

Where do you go in the app to schedule an appointment?
Reply
Joined Nov 2011
L4: Apprentice
> bubble2 495 Posts
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ktran7
06-17-2021 at 09:22 AM.
06-17-2021 at 09:22 AM.
Quote from seiromem :
Where do you go in the app to schedule an appointment?

For android, at the very bottom of the page there is a Visit Us box. Click on "Schedule a meeting". Choose "Everyday Banking", Then "Apply for a credit card".
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Joined Feb 2009
L1: Learner
> bubble2 10 Posts
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Deeker
06-17-2021 at 09:23 AM.
06-17-2021 at 09:23 AM.
Quote from JaTaN :
Backend system takes 3-4 days to fully process downgrade so that he "no longer has a Sapphire card" -- wait a week to play it safe (5 days if in a hurry)
Ahh, gotcha. Thank you!
Reply
Joined Apr 2008
L8: Grand Teacher
> bubble2 3,161 Posts
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seiromem
06-17-2021 at 09:54 AM.
06-17-2021 at 09:54 AM.
Quote from ktran7 :
For android, at the very bottom of the page there is a Visit Us box. Click on "Schedule a meeting". Choose "Everyday Banking", Then "Apply for a credit card".
Thanks. I PC my CSR on 6/13 and plan to go into the bank to apply for the card on 6/18. Do you think I should wait a few more days to apply or 4 days after I PC the card is sufficient?
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Joined Nov 2011
L4: Apprentice
> bubble2 495 Posts
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ktran7
06-17-2021 at 10:26 AM.
06-17-2021 at 10:26 AM.
Quote :
seiromemThanks. I PC my CSR on 6/13 and plan to go into the bank to apply for the card on 6/18. Do you think I should wait a few more days to apply or 4 days after I PC the card is sufficient?
Quote from JaTaN :
Backend system takes 3-4 days to fully process downgrade so that he "no longer has a Sapphire card" -- wait a week to play it safe (5 days if in a hurry)
Other people seem to already have the answer
Reply
Joined Dec 2016
L2: Beginner
> bubble2 74 Posts
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flash2404
06-17-2021 at 10:34 AM.
06-17-2021 at 10:34 AM.
Is it weird not being approved right away? Credit score 800+, already have a chase Amazon card with 10k limit and my auto loan is through them. How long does it take to review normally?
Reply

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Joined Apr 2012
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psp007
06-17-2021 at 11:08 AM.
06-17-2021 at 11:08 AM.
Downgraded from Sapphire to Freedom 2 days back and applied today for new Sapphire - got denied - called Chase and was told that the earlier Sapphire card was still showing in the system. Annual fee which was charged on the old one was fully refunded in the new freedom card.
Will this be a hard pull on my credit score and count towards 5/24 rule? When can I reapply again for new Sapphire?
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Joined Nov 2007
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> bubble2 667 Posts
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bruindave
06-17-2021 at 11:10 AM.
06-17-2021 at 11:10 AM.
80k + 20k + AF waived and $50 grocery credit still available in branch today?
Reply
Last edited by bruindave June 17, 2021 at 11:27 AM.
Joined Sep 2007
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kahoots
06-17-2021 at 11:57 AM.
06-17-2021 at 11:57 AM.
Quote from bruindave :
80k + 20k + AF waived and $50 grocery credit still available in branch today?
yup it is
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Joined Feb 2006
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Tazmania99
06-17-2021 at 12:00 PM.
06-17-2021 at 12:00 PM.
Thank you. Finally going to the branch today, waited for 15 minutes, application done in 10 minutes and instantly approved for $12.8K. The banker asked if I want the card expedited. I said why not?!

Quote from manfromnowhere :
I only have a Freedom card w/ Chase. $12.5K CL. New Sapphire card is $13.1K. Someone else said they may readjust your CL's to accommodate the new card. Didn't really matter to me since I don't need a ton. I don't need another credit card but couldn't turn down the huge sign up bonus!
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Joined Jul 2018
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farmlee3
06-17-2021 at 12:03 PM.
06-17-2021 at 12:03 PM.
DP: Downgraded my CSR to Freedom on 6/10
Went into branch today to try to apply - banker said it didn't let him apply for CSP for me
Told me this happened to another customer earlier this morning

They called the backend and they told the branch to tell customers to wait 30 days after to apply

They also said that the offer will most likely still be there in a month as chase usually gives them a heads up before pulling offers
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1dash1
06-17-2021 at 12:25 PM.
06-17-2021 at 12:25 PM.
Quote from rspray :
So if I make my $4k purchase and pay off, then cancel within 30 days of AF, I can get the first AF waived? I've seen folks report this on the Chase Southwest card, but not here.
The person I responded to stated he had the annual fee (the initial annual fee) waived. So, he was talking about the one coming after the one year anniversary.

The answer to your question is "I don't know". However, I am aware of Chase's rather heavy handed treatment of people that they think may be gaming their bonus rewards system. So, I wouldn't attempt it ... for me, it's not worth the risk. YMMV.

Note: Due to unusual circumstances (>$2K auto repair bills and >$2K veterinary bills) I will meet the $4K spend limit within the first 30 days. I will keep the card for one year then product change it to a Freedom card.

EDIT:

I found this article on the web. Never used this source before, so I have no idea well-vetted their info is. Take it as a data point. https://www.cnbc.com/select/cance...tive-ends/
Reply
Last edited by 1dash1 June 17, 2021 at 12:36 PM.
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espido1001
06-17-2021 at 12:40 PM.
06-17-2021 at 12:40 PM.
Just went to the chase branch near my place to apply for this card.

1. You do indeed get additional benefit of free annual fee ($95 value) + $50 grocery credit. (Their spec sheets shows 80K, free 1st year AF, $50 grocery credit)
2. The banker's downloaded spec sheet (which is supposed to be updated) only shows 80K points, as is all their physical Marketing material on the walls, but I told the banker the spec sheet is likely not updated even though the date on their document shows today's date, etc.. She called the credit card department and confirmed that the promotion is indeed for 100K points, not 80K points.
3. She confirmed that I would get 100K, free 1st year AF, and $50 grocery credit.

I signed all the documents electronically so I do not have a physical copy. Have not got an email of the signed documents either. Forgot to ask for one.

Note: Before applying it in person, when i logged into my chase.com -> under "Credit cards" on the left -> this card (along with others) already show up as "you're already approved". Some of the business cards (e.g. ink) shows as "You're pre-approved". So I already knew I would get qualified for this card. Online it shows 100K points but no free AF + $50 grocery credit.

Conclusion: Go in-branch to apply for the card if you can.

Tip 1: I made an appointment in advance so I was in and out within 20 minutes, on time.
Tip 2: Request for expedited shipping for free (1-2 days) vs standard (3-5 days). My banker asked me before I asked but FYI just in case they did not ask you.

Thanks to Slickdeals and the thread contributors for all the other tips (E.g. Going in-branch for a better deal + challenging the banker since their info is not updated + make an appointment in advance vs. just walking-in).
1
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Last edited by espido1001 June 17, 2021 at 12:43 PM.

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Tazmania99
06-17-2021 at 12:40 PM.
06-17-2021 at 12:40 PM.
What is the wait time? If 2 weeks, then congrats. You are 99% approved. If 7 to 10 days, then most likely you are denied. You can call 888-338-2586 to find out the current status.

Quote from flash2404 :
Is it weird not being approved right away? Credit score 800+, already have a chase Amazon card with 10k limit and my auto loan is through them. How long does it take to review normally?
Reply
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