Chase Sapphire PreferredĀ® Card: Spend $4,000 in First 3 Months
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Earn 100K points
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Update: This great credit card offer is still available.
Our best offer ever! Chase is offering 100,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. Enjoy new beneļ¬ts such as a $50 annual Ultimate Rewards Hotel Credit, 5X points on travel purchased through Chase Ultimate Rewards, 3X points on dining and 2X points on all other travel purchases, plus more. Annual fee is $95.
Thanks to community member Helper02 for finding this deal.
Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $750 when you redeem through Chase Ultimate RewardsĀ®.
Enjoy beneļ¬ts such as a $50 annual Ultimate Rewards Hotel Credit, 5x on travel purchased through Chase Ultimate RewardsĀ®, 3x on dining and 2x on all other travel purchases, plus more.
Get 25% more value when you redeem for airfare, hotels, car rentals and cruises through Chase Ultimate RewardsĀ®. For example, 60,000 points are worth $750 toward travel.
With Pay Yourself BackSM, your points are worth 25% more during the current offer when you redeem them for statement credits against existing purchases in select, rotating categories
Count on Trip Cancellation/Interruption Insurance, Auto Rental Collision Damage Waiver, Lost Luggage Insurance and more.
Get complimentary access to DashPass which unlocks $0 delivery fees and lower service fees for a minimum of one year when you activate by December 31, 2024.
Our best offer ever! Chase is offering 100,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $1,250 when you redeem through Chase Ultimate RewardsĀ®. 2X points on dining at restaurants including eligible delivery services, takeout and dining out and travel & 1 point per dollar spent on all other purchases worldwide. Annual fee is $95.
Our best offer ever! Earn 100,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $1,250 when you redeem through Chase Ultimate RewardsĀ®.
Earn 2X points on dining including eligible delivery services, takeout and dining out and travel. Plus, earn 1 point per dollar spent on all other purchases.
Get 25% more value when you redeem for airfare, hotels, car rentals and cruises through Chase Ultimate RewardsĀ®. For example, 100,000 points are worth $1,250 toward travel.
With Pay Yourself Backā , your points are worth 25% more during the current offer when you redeem them for statement credits against existing purchases in select, rotating categories.
Get unlimited deliveries with a $0 delivery fee and reduced service fees on eligible orders over $12 for a minimum of one year with DashPass, DoorDash's subscription service. Activate by 12/31/21.
Count on Trip Cancellation/Interruption Insurance, Auto Rental Collision Damage Waiver, Lost Luggage Insurance and more.
Get up to $60 back on an eligible Peloton Digital or All-Access Membership through 12/31/2021, and get full access to their workout library through the Peloton app, including cardio, running, strength, yoga, and more. Take classes using a phone, tablet, or TV. No fitness equipment is required.
These responses are not provided or commissioned by the bank advertiser.
Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser.
It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered.
Opinions expressed here are the author's alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.
I mentioned the offer to my wife who is a Chase employee and she pulled it up on her internal system. It had a note that they had additional offers if you apply in a branch. You get the 100k points, 1st year AF waived, and a $50 grocery credit. So essentially an extra $145 for applying in the branch.
Wow. No brainer if you are eligible for the bonus.
I signed up for 80k offer just last week. Can I get chase to make it 100k?
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My application got denied even though I have a credit above 800. Any thoughts on why?
Possible reasons (from most common to least common):
You opened 5 new personal credit cards within the past 24 months. Being an authorized user on someone else's card counts under Chase's 5/24 rule. Most business credit cards do not count (exceptions: Capital One, Discover and TD Bank).
You previously earned a Sapphire Preferred or a Sapphire Reserve bonus within the past 48 months. (Double-check your personal records, Chase bills, UR history for previous awards.)
You already have a Sapphire Preferred or a Sapphire Reserve account. (Being an authorized user on someone else's card does not count.)*
Your combined credit limits for all your Chase accounts is too high for Chase to grant you any more credit at this time. (Call their reconsideration line and request that the credit limits be reallocated to provide headway for your new Sapphire Preferred card. If I recall correctly, the minimum amount required for the Sapphire Preferred account is $5K.)
Your credit bureau account is currently locked. (You may have elected to lock it for security purposes at some point in the past.)
Your credit utilization ratio is too high. Note: It doesn't matter that you pay off your balances every month. The ratio is based on how much your credit is used (billed), not on how much debt you carry.
Chase was unable to verify your permanent address. (Call their reconsideration line to answer any questions about your address.)
Chase was unable to confirm your identity. (Call their reconsideration line to clear up any issues. I once had to provide a copy of my driver's license.)
Your verifiable income is too low. (Call their reconsideration line to explain your financial situation.)
There is something specific to your credit history that Chase has flagged. (Things such as an unreconciled dispute with an old Chase account may not show on your credit bureau history, but Chase tracks on its own.)**
Chase Reconsideration line: (888) 270-2127ā
* _ If you recently closed or downgraded your Sapphire account, it may still be in their system. Anecdotal reports have cited 4 days for downgraded accounts to clear and 30 days for closed accounts to clear. YMMV.
Possible reasons (from most common to least common):
You opened 5 new credit cards within the past 24 months. (Being an authorized user on someone else's card counts under the 5/24 rule.)
You previously earned a Sapphire Preferred or a Sapphire Reserve bonus within the past 48 months. (Double-check your personal records, Chase bills, UR history for previous awards.)
You already have a Sapphire Preferred or a Sapphire Reserve account. (Being an authorized user on someone else's card does not count.)
Your combined credit limits for all your Chase accounts is too high for Chase to grant you any more credit at this time. (Call their reconsideration line and request that the credit limits be reallocated to provide headway for your new Sapphire Preferred card. If I recall correctly, the minimum amount required for the Sapphire Preferred account is $5K.)
Your credit bureau account is currently locked. (You may have elected to lock it for security purposes at some point in the past.)
Chase was unable to verify your permanent address. (Call their reconsideration line to answer any questions about your address.)
Chase was unable to confirm your identity. (Call their reconsideration line to clear up any issues. I once had to provide a copy of my driver's license.)
Your verifiable income is too low. (Call their reconsideration line to explain your financial situation.)
There is something specific to your credit history that Chase has flagged. (Things such as an unreconciled dispute with an old Chase account may not show on your credit bureau history, but Chase tracks on its own.)
Wow thank you so much! This helps tremendously! If I had to pick one, I'd say it's the combined credit limits within Chase.
Would you happen to have the phone number for the reconsideration line?
Thank you š
Wow thank you so much! This helps tremendously! If I had to pick one, I'd say it's the combined credit limits within Chase.
Would you happen to have the phone number for the reconsideration line?
Thank you š
It didn't say, all it said is that I was going to get a letter in 7-10 days explaining why.
BTW:
I suggest that you NEVER wait for any letter.
Instead, immediately call their Reconsideration Line to find out precisely what information they need or what steps need to be taken to get your card approved. Most of the time, it is something very simple that can be reconciled over the phone.
Possible reasons (from most common to least common):
You opened 5 new credit cards within the past 24 months. (Being an authorized user on someone else's card counts under the 5/24 rule.)
You previously earned a Sapphire Preferred or a Sapphire Reserve bonus within the past 48 months. (Double-check your personal records, Chase bills, UR history for previous awards.)
You already have a Sapphire Preferred or a Sapphire Reserve account. (Being an authorized user on someone else's card does not count.)
Your combined credit limits for all your Chase accounts is too high for Chase to grant you any more credit at this time. (Call their reconsideration line and request that the credit limits be reallocated to provide headway for your new Sapphire Preferred card. If I recall correctly, the minimum amount required for the Sapphire Preferred account is $5K.)
Your credit bureau account is currently locked. (You may have elected to lock it for security purposes at some point in the past.)
Chase was unable to verify your permanent address. (Call their reconsideration line to answer any questions about your address.)
Chase was unable to confirm your identity. (Call their reconsideration line to clear up any issues. I once had to provide a copy of my driver's license.)
Your verifiable income is too low. (Call their reconsideration line to explain your financial situation.)
There is something specific to your credit history that Chase has flagged. (Things such as an unreconciled dispute with an old Chase account may not show on your credit bureau history, but Chase tracks on its own.)
Went to a branch yesterday and told him I wanted to apply. He pulled up the 80k/50 grocery/95 waiver deal.
I told him it should be 80+20k. He insisted it was not. Turned the screen to show me.
I suggested he call and ask. He dialed right away, gave them some sort of banker ID and the lady on the other end confirmed it. 5 min approval.
Poor guy said, "I wish you had come in earlier today. I turned away 3 clients and told them they're better off applying online to get the 100k deal".
For those who downgraded their CSR or CSP earlier, is Freedom Unlimited the only option of product change? I have never had Unlimited although I have the old Freedom and Freedom Flex. I don't want to product change my CSP to CFU and lose the signup bonus of CFU in future.
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Why, it's lighter.
- You opened 5 new personal credit cards within the past 24 months. Being an authorized user on someone else's card counts under Chase's 5/24 rule. Most business credit cards do not count (exceptions: Capital One, Discover and TD Bank).
- You previously earned a Sapphire Preferred or a Sapphire Reserve bonus within the past 48 months. (Double-check your personal records, Chase bills, UR history for previous awards.)
- You already have a Sapphire Preferred or a Sapphire Reserve account. (Being an authorized user on someone else's card does not count.)*
- Your combined credit limits for all your Chase accounts is too high for Chase to grant you any more credit at this time. (Call their reconsideration line and request that the credit limits be reallocated to provide headway for your new Sapphire Preferred card. If I recall correctly, the minimum amount required for the Sapphire Preferred account is $5K.)
- Your credit bureau account is currently locked. (You may have elected to lock it for security purposes at some point in the past.)
- Your credit utilization ratio is too high. Note: It doesn't matter that you pay off your balances every month. The ratio is based on how much your credit is used (billed), not on how much debt you carry.
- Chase was unable to verify your permanent address. (Call their reconsideration line to answer any questions about your address.)
- Chase was unable to confirm your identity. (Call their reconsideration line to clear up any issues. I once had to provide a copy of my driver's license.)
- Your verifiable income is too low. (Call their reconsideration line to explain your financial situation.)
- There is something specific to your credit history that Chase has flagged. (Things such as an unreconciled dispute with an old Chase account may not show on your credit bureau history, but Chase tracks on its own.)**
Chase Reconsideration line: (888) 270-2127ā* _ If you recently closed or downgraded your Sapphire account, it may still be in their system. Anecdotal reports have cited 4 days for downgraded accounts to clear and 30 days for closed accounts to clear. YMMV.
** _ When doing an in-branch application, sometimes applications appear to be blocked for no reason. If you are already a Chase customer and that happens, then have the banker create a new profile for yourself.
https://slickdeals.net/f/15070267-chase-sapphire-preferred-card-spend-4-000-in-first-3-months-earn-100k-points?p=148112
Wow thank you so much! This helps tremendously! If I had to pick one, I'd say it's the combined credit limits within Chase.
Would you happen to have the phone number for the reconsideration line?
Thank you š
Would you happen to have the phone number for the reconsideration line?
Thank you š
I suggest that you NEVER wait for any letter.
Instead, immediately call their Reconsideration Line to find out precisely what information they need or what steps need to be taken to get your card approved. Most of the time, it is something very simple that can be reconciled over the phone.
I told him it should be 80+20k. He insisted it was not. Turned the screen to show me.
I suggested he call and ask. He dialed right away, gave them some sort of banker ID and the lady on the other end confirmed it. 5 min approval.
Poor guy said, "I wish you had come in earlier today. I turned away 3 clients and told them they're better off applying online to get the 100k deal".
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Prepay bunch of bills electric, cable , phone, car insurance, buy local grocery gift cards , gas gift cards .. etc.
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And manager showed me that if you apply in branch, first year fees will be waved.