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Chase Sapphire PreferredĀ® Card: Spend $4,000 in First 3 Months Expired

Earn 100K points
+711 Deal Score
1,460,750 Views
Update: This great credit card offer is still available.

Our best offer ever! Chase is offering 100,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. Enjoy new benefits such as a $50 annual Ultimate Rewards Hotel Credit, 5X points on travel purchased through Chase Ultimate Rewards, 3X points on dining and 2X points on all other travel purchases, plus more. Annual fee is $95.

Thanks to community member Helper02 for finding this deal.
  • Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $750 when you redeem through Chase Ultimate RewardsĀ®.
  • Enjoy benefits such as a $50 annual Ultimate Rewards Hotel Credit, 5x on travel purchased through Chase Ultimate RewardsĀ®, 3x on dining and 2x on all other travel purchases, plus more.
  • Get 25% more value when you redeem for airfare, hotels, car rentals and cruises through Chase Ultimate RewardsĀ®. For example, 60,000 points are worth $750 toward travel.
  • With Pay Yourself BackSM, your points are worth 25% more during the current offer when you redeem them for statement credits against existing purchases in select, rotating categories
  • Count on Trip Cancellation/Interruption Insurance, Auto Rental Collision Damage Waiver, Lost Luggage Insurance and more.
  • Get complimentary access to DashPass which unlocks $0 delivery fees and lower service fees for a minimum of one year when you activate by December 31, 2024.

Slickdeals may be compensated by Chase.

Original Post

Written by
Edited October 7, 2021 at 05:20 AM by
Our best offer ever! Chase is offering 100,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $1,250 when you redeem through Chase Ultimate RewardsĀ®. 2X points on dining at restaurants including eligible delivery services, takeout and dining out and travel & 1 point per dollar spent on all other purchases worldwide. Annual fee is $95.
  • Our best offer ever! Earn 100,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $1,250 when you redeem through Chase Ultimate RewardsĀ®.
  • Earn 2X points on dining including eligible delivery services, takeout and dining out and travel. Plus, earn 1 point per dollar spent on all other purchases.
  • Get 25% more value when you redeem for airfare, hotels, car rentals and cruises through Chase Ultimate RewardsĀ®. For example, 100,000 points are worth $1,250 toward travel.
  • With Pay Yourself Backā„ , your points are worth 25% more during the current offer when you redeem them for statement credits against existing purchases in select, rotating categories.
  • Get unlimited deliveries with a $0 delivery fee and reduced service fees on eligible orders over $12 for a minimum of one year with DashPass, DoorDash's subscription service. Activate by 12/31/21.
  • Count on Trip Cancellation/Interruption Insurance, Auto Rental Collision Damage Waiver, Lost Luggage Insurance and more.
  • Get up to $60 back on an eligible Peloton Digital or All-Access Membership through 12/31/2021, and get full access to their workout library through the Peloton app, including cardio, running, strength, yoga, and more. Take classes using a phone, tablet, or TV. No fitness equipment is required.


Slickdeals may be compensated by Chase.
Created 06-03-2021 at 01:54 PM by helper02
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Deal
Score
+711
1,460,750 Views
Earn 100K points
These responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

5,762 Comments

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Featured Comments

I mentioned the offer to my wife who is a Chase employee and she pulled it up on her internal system. It had a note that they had additional offers if you apply in a branch. You get the 100k points, 1st year AF waived, and a $50 grocery credit. So essentially an extra $145 for applying in the branch.
Wow. No brainer if you are eligible for the bonus.
I signed up for 80k offer just last week. Can I get chase to make it 100k?

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Joined Dec 2006
L7: Teacher
> bubble2 2,253 Posts
392 Reputation
dvpatel
06-30-2021 at 04:46 AM.
06-30-2021 at 04:46 AM.
Quote from blackmamba9 :
Same here. Signed up at a branch for 80k. In the details of my last transaction, I have the following rewards breakdown:

+ New Cardmember Bonus 80,000
+ 1 Point per $1 earned on all purchases 402
+ New Cardmember Bonus 20,000
Total Ultimate RewardsĀ® points 100,402
Ditto. I had to look for the transaction which tipped me over but it is similar.

80K + 549 + 20K

Lets hear it now from all the clowns who wanted "proof". Big Grin
Reply
Joined Dec 2008
D3: Woopster
> bubble2 3,638 Posts
1,438 Reputation
Pro
1dash1
06-30-2021 at 05:34 AM.
06-30-2021 at 05:34 AM.
Quote from SlickSmiles :
If I have Sapphire Reserve, can I take advantage of this offer? Or are we limited to either Preferred or Reserve?
https://slickdeals.net/f/15070267-chase-sapphire-preferred-card-spend-4-000-in-first-3-months-earn-100k-points?p=147783607#post147783607

Read the message that immediately preceded your post. Like you, those people are Chase Sapphire Reserve card holders and are similarly trying to sign up for the Chase Sapphire Preferred.
Reply
Last edited by 1dash1 June 30, 2021 at 05:38 AM.
Joined Oct 2007
L7: Teacher
> bubble2 2,961 Posts
1,851 Reputation
crownline266
06-30-2021 at 05:43 AM.
06-30-2021 at 05:43 AM.
Quote from 1dash1 :
You should track your financial accounts. However, if you haven't done so, then you'll just have to do it the hard way. Check your credit history and see which credit cards have recently been opened. https://www.annualcreditreport.com/index.action

As to why you were denied, I suggest you call Chase's reconsideration line and ask them that question. They've usually had a straight answer for me, whenever I've asked. YMMV. (888) 270-2127
Quote from oxnardprof :
Credit karma is free, and you can view credit reports any time.
I just signed up with Credit Karma and looked. 812 and 815 are his scores. Two open CCs (one with zero balance, one we pay off monthly with $2,000ish balance). There was a Chase open 2yrs 6 months ago, would that have anything to do with it? He will call this evening....just frustrated. Oh, and it suggests we open another CC on that page and even shows the Chase Sapphire as one to open!! UGH!
Reply
Joined Mar 2013
L3: Novice
> bubble2 298 Posts
42 Reputation
007QMR
06-30-2021 at 05:54 AM.
06-30-2021 at 05:54 AM.
In the future, is it always best to apply in branch for better bonuses? Missed out on the waived fee and groceries.
Reply
Joined Dec 2008
D3: Woopster
> bubble2 3,638 Posts
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Pro
1dash1
06-30-2021 at 06:13 AM.
06-30-2021 at 06:13 AM.
Quote from crownline266 :
I just signed up with Credit Karma and looked. 812 and 815 are his scores. Two open CCs (one with zero balance, one we pay off monthly with $2,000ish balance). There was a Chase open 2yrs 6 months ago, would that have anything to do with it? He will call this evening....just frustrated. Oh, and it suggests we open another CC on that page and even shows the Chase Sapphire as one to open!! UGH!
If you have only two credit cards and carry a 2 grand balance, your credit utilization ratio might be an issue. (Note: It doesn't matter that you pay the bill off each month. The credit utilization ratio is based on the balance on the account, as reported on your billing statement.)

Good luck!
Reply
Joined Jan 2012
L7: Teacher
> bubble2 2,395 Posts
508 Reputation
baggy
06-30-2021 at 06:30 AM.
06-30-2021 at 06:30 AM.
Quote from 1dash1 :
If you're doing a product change (downgrade), you don't have to wait a full 30 days to apply for the Chase Sapphire Preferred. Reports of how long it takes Chase's system to flush itself vary from 2 days to a week. My suggestion is to wait at least 4 days. If you're not in a hurry, then wait a full week.

You can downgrade to a Chase Freedom Flex, Chase Freedom Ultimate, or Chase Slate. The fact that you already have a Chase Freedom does not preempt you from having multiple Freedom accounts.

Instead of doing a product change, if you decide to cancel your Chase Sapphire Reserve, then the answer is "yes" you may have to wait up to 30 days for Chase's system to purge itself of your Sapphire account ownership. (Again, anecdotal reports indicate that some people have been able to apply sooner than that - but I wouldn't count on such similar luck prevailing, if I were you.) But why would you cancel the card? Downgrading is faster and it preserves your card's credit history.




She doesn't need to wait the full 30 days after a product change (downgrade). See explanation, above.

Presumably, your wife's last bonus came more than 48 months ago, otherwise she would not be eligible for the Chase Sapphire Preferred.

Once approved for the new Chase Sapphire Preferred card, she cannot do a product change (upgrade or downgrade) until her anniversary date. So, she's locked into the CSP for one year. At that time, she may apply for an upgrade to the Chase Sapphire Reserve card or apply for a downgrade to any of the cards mentioned in the explanation, above.
You are the best!
repped
Reply
Joined Dec 2006
L7: Teacher
> bubble2 2,253 Posts
392 Reputation
dvpatel
06-30-2021 at 06:32 AM.
06-30-2021 at 06:32 AM.
Quote from crownline266 :
I just signed up with Credit Karma and looked. 812 and 815 are his scores. Two open CCs (one with zero balance, one we pay off monthly with $2,000ish balance). There was a Chase open 2yrs 6 months ago, would that have anything to do with it? He will call this evening....just frustrated. Oh, and it suggests we open another CC on that page and even shows the Chase Sapphire as one to open!! UGH!
Was that a Chase Sapphire or Chase Reserve by any chance?
Reply

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Joined May 2019
L4: Apprentice
> bubble2 391 Posts
31 Reputation
Christopher1037
06-30-2021 at 07:14 AM.
06-30-2021 at 07:14 AM.
What's the average limit do they start you out with? 10k?
Reply
Joined Oct 2019
L3: Novice
> bubble2 125 Posts
95 Reputation
ElatedCrib8381
06-30-2021 at 07:26 AM.
06-30-2021 at 07:26 AM.
Quote from Christopher1037 :
What's the average limit do they start you out with? 10k?
Own experience has been around 20% of the declared annual income.
Reply
Joined Oct 2007
L4: Apprentice
> bubble2 317 Posts
233 Reputation
TonyX
06-30-2021 at 07:41 AM.
06-30-2021 at 07:41 AM.
Signed up in branch as well.
The disclosure forms I signed said 80k bonus on it but I confirmed with the banker that i'll be getting 100k points and 1st year annual fee waived.

Account opened on 06/17
Card received on 06/21
Minimum spend on 06/25.

Tracker shows 80,000 bonus rewards.

As other stated in thread the breakdown bonus is added onto the transaction that puts you over 4k minimum spend.

Costco Purchase
06/25 $108.13
100,108.13 pts
-
+1 Points per $1 earned on all purchases
1 x 108.13 pts
0 x 20,000 pts
+New Cardmember Bonus
0 x 80,000 pts
-
Total Rewards 100,108.13 pts
Reply
Joined Jan 2008
not 2 good at this
> bubble2 234 Posts
365 Reputation
beatua
06-30-2021 at 07:52 AM.
06-30-2021 at 07:52 AM.
I applied and was approved yesterday, but when I go into my rewards portal I'm not seeing any rewards activity, anyone else seeing this?
Reply
Joined Oct 2007
L7: Teacher
> bubble2 2,961 Posts
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crownline266
06-30-2021 at 08:11 AM.
06-30-2021 at 08:11 AM.
Quote from dvpatel :
Was that a Chase Sapphire or Chase Reserve by any chance?

No. His last Sapphire card was closed 10/18.
Reply
Joined Oct 2007
L7: Teacher
> bubble2 2,961 Posts
1,851 Reputation
crownline266
06-30-2021 at 08:19 AM.
06-30-2021 at 08:19 AM.
Quote from 1dash1 :
If you have only two credit cards and carry a 2 grand balance, your credit utilization ratio might be an issue. (Note: It doesn't matter that you pay the bill off each month. The credit utilization ratio is based on the balance on the account, as reported on your billing statement.)

Good luck!

Says my credit utilization is 16%. I have my monthly CC payment pending...should I have applied after that went through??
Reply
Joined Dec 2012
L5: Journeyman
> bubble2 678 Posts
513 Reputation
Pro
pokerfreak07
06-30-2021 at 08:32 AM.
06-30-2021 at 08:32 AM.
Quote from beatua :
I applied and was approved yesterday, but when I go into my rewards portal I'm not seeing any rewards activity, anyone else seeing this?
Why would you have rewards activity when you havent spent anything?????
Reply

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Joined Jan 2008
not 2 good at this
> bubble2 234 Posts
365 Reputation
beatua
06-30-2021 at 08:43 AM.
06-30-2021 at 08:43 AM.
Quote from pokerfreak07 :
Why would you have rewards activity when you havent spent anything?????
I am under the impression there would be a tracker that shows what percent of your bonus you have spent (see https://awardwallet.com/blog/chas...s-tracker/). I am seeing no bonus tracking, and am concerned the bonus was not applied.
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