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Chase Sapphire PreferredĀ® Card: Spend $4,000 in First 3 Months Expired

Earn 100K points
+711 Deal Score
1,498,677 Views
Update: This great credit card offer is still available.

Our best offer ever! Chase is offering 100,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. Enjoy new benefits such as a $50 annual Ultimate Rewards Hotel Credit, 5X points on travel purchased through Chase Ultimate Rewards, 3X points on dining and 2X points on all other travel purchases, plus more. Annual fee is $95.

Thanks to community member Helper02 for finding this deal.
  • Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $750 when you redeem through Chase Ultimate RewardsĀ®.
  • Enjoy benefits such as a $50 annual Ultimate Rewards Hotel Credit, 5x on travel purchased through Chase Ultimate RewardsĀ®, 3x on dining and 2x on all other travel purchases, plus more.
  • Get 25% more value when you redeem for airfare, hotels, car rentals and cruises through Chase Ultimate RewardsĀ®. For example, 60,000 points are worth $750 toward travel.
  • With Pay Yourself BackSM, your points are worth 25% more during the current offer when you redeem them for statement credits against existing purchases in select, rotating categories
  • Count on Trip Cancellation/Interruption Insurance, Auto Rental Collision Damage Waiver, Lost Luggage Insurance and more.
  • Get complimentary access to DashPass which unlocks $0 delivery fees and lower service fees for a minimum of one year when you activate by December 31, 2024.

Slickdeals may be compensated by Chase.

Original Post

Written by
Edited October 7, 2021 at 06:20 AM by
Our best offer ever! Chase is offering 100,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $1,250 when you redeem through Chase Ultimate RewardsĀ®. 2X points on dining at restaurants including eligible delivery services, takeout and dining out and travel & 1 point per dollar spent on all other purchases worldwide. Annual fee is $95.
  • Our best offer ever! Earn 100,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $1,250 when you redeem through Chase Ultimate RewardsĀ®.
  • Earn 2X points on dining including eligible delivery services, takeout and dining out and travel. Plus, earn 1 point per dollar spent on all other purchases.
  • Get 25% more value when you redeem for airfare, hotels, car rentals and cruises through Chase Ultimate RewardsĀ®. For example, 100,000 points are worth $1,250 toward travel.
  • With Pay Yourself Backā„ , your points are worth 25% more during the current offer when you redeem them for statement credits against existing purchases in select, rotating categories.
  • Get unlimited deliveries with a $0 delivery fee and reduced service fees on eligible orders over $12 for a minimum of one year with DashPass, DoorDash's subscription service. Activate by 12/31/21.
  • Count on Trip Cancellation/Interruption Insurance, Auto Rental Collision Damage Waiver, Lost Luggage Insurance and more.
  • Get up to $60 back on an eligible Peloton Digital or All-Access Membership through 12/31/2021, and get full access to their workout library through the Peloton app, including cardio, running, strength, yoga, and more. Take classes using a phone, tablet, or TV. No fitness equipment is required.


Slickdeals may be compensated by Chase.
Created 06-03-2021 at 02:54 PM by helper02
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Deal
Score
+711
1,498,677 Views
Earn 100K points
These responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

5,762 Comments

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Featured Comments

I mentioned the offer to my wife who is a Chase employee and she pulled it up on her internal system. It had a note that they had additional offers if you apply in a branch. You get the 100k points, 1st year AF waived, and a $50 grocery credit. So essentially an extra $145 for applying in the branch.
Wow. No brainer if you are eligible for the bonus.
I signed up for 80k offer just last week. Can I get chase to make it 100k?

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Joined Nov 2009
L3: Novice
> bubble2 211 Posts
18 Reputation
kur029
08-21-2021 at 03:16 PM.
08-21-2021 at 03:16 PM.
Anyone recent downgrade? There's people saying it's 30 days in branch wait time rn for the card to not show in my account. Is it still accurate? My online account has been updated to the freedom already
Reply
Joined Feb 2007
L6: Expert
> bubble2 1,592 Posts
293 Reputation
breity
08-21-2021 at 04:47 PM.
08-21-2021 at 04:47 PM.
Quote from kur029 :
Anyone recent downgrade? There's people saying it's 30 days in branch wait time rn for the card to not show in my account. Is it still accurate? My online account has been updated to the freedom already

Ooh I hope that's not the case. I was planning to downgrade this weekend and apply for CSP in branch later this week.
Reply
Joined Aug 2009
L1: Learner
> bubble2 21 Posts
27 Reputation
pulido12345
08-21-2021 at 05:09 PM.
08-21-2021 at 05:09 PM.
Quote from breity :
Ooh I hope that's not the case. I was planning to downgrade this weekend and apply for CSP in branch later this week.

I waited 8 days and was unable to apply in branch. Ended up applying online and was approved.
Reply
Joined Feb 2007
L6: Expert
> bubble2 1,592 Posts
293 Reputation
breity
08-21-2021 at 05:14 PM.
08-21-2021 at 05:14 PM.
Quote from pulido12345 :
I waited 8 days and was unable to apply in branch. Ended up applying online and was approved.

Ah bummer. I guess my chances of getting the first year annual fee waived may depend on whether the 100k bonus is extended past the 27th.
Reply
Joined Jun 2021
L1: Learner
> bubble2 9 Posts
14 Reputation
Zalterego36
08-21-2021 at 05:18 PM.
08-21-2021 at 05:18 PM.
Does anyone want to share what APR they were offered? I was offered 22.9% and I'm a little insulted. I have an 815-824 credit score, a home, and another CC with $10k+ on it. I tried calling up the chain of command and have been given a number for tomorrow, but I'm just curious who exactly has qualified for that 15.9%.

Seems like a bait and switch.

Is this thing worth keeping? I wasn't planning on keeping a balance on there, but I'm still annoyed. I guess if I need to keep a balance on one my other card has a 12% rate, but still.

Just feels insulting to have worked my score up over the last two years to get the worst rate possible.
Reply
Joined Aug 2013
L1: Learner
> bubble2 9 Posts
10 Reputation
wgkealey
08-21-2021 at 06:02 PM.
08-21-2021 at 06:02 PM.
How long does it take to get the card without expediting it?

Applied 7 business days ago and still waiting...
Reply
Joined Jun 2008
L6: Expert
> bubble2 1,866 Posts
207 Reputation
DrClaw
08-21-2021 at 06:18 PM.
08-21-2021 at 06:18 PM.
48 months since last sapphire reward to be eligible?
Reply

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Joined Feb 2007
L6: Expert
> bubble2 1,592 Posts
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breity
08-21-2021 at 06:26 PM.
08-21-2021 at 06:26 PM.
Quote from DrClaw :
48 months since last sapphire reward to be eligible?
Yep, 48 months since you received the bonus points.
Reply
Joined Jun 2008
L6: Expert
> bubble2 1,866 Posts
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DrClaw
08-21-2021 at 06:31 PM.
08-21-2021 at 06:31 PM.
Quote from breity :
Yep, 48 months since you received the bonus points.

Damn. I thought Chase was the 5 in 2 restrictions but been a minute. I did get a sapphire over 2 years ago but def not 4. Any suggestions on other good sign up bonus? I can't do Citi either because I just downgraded my Citi premier. Have some expenses planned in the next few months and would like to earn somethinf for if
Reply
Joined Jun 2020
L3: Novice
> bubble2 277 Posts
26 Reputation
PentiumIV
08-21-2021 at 06:43 PM.
08-21-2021 at 06:43 PM.
Quote from wgkealey :
How long does it take to get the card without expediting it?

Applied 7 business days ago and still waiting...
Automated system says 10 business days.
I got approved on Thursday and called them to do rush shipping and today called again to get the tracking# and see it will be arriving on Monday
1
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Joined Mar 2008
L3: Novice
> bubble2 255 Posts
117 Reputation
le14
08-21-2021 at 08:21 PM.
08-21-2021 at 08:21 PM.
Quote from kur029 :
Anyone recent downgrade? There's people saying it's 30 days in branch wait time rn for the card to not show in my account. Is it still accurate? My online account has been updated to the freedom already
My account as been updated as well - CSR to Freedom Flex as of yesterday 8/20

Going to apply online with a referral link - about how long should I wait? Or just apply daily til it's accepted as if it's not accepted that just means the downgrade is still needing to process?
Reply
Joined Dec 2008
L2: Beginner
> bubble2 60 Posts
19 Reputation
mx6er2587
08-21-2021 at 08:36 PM.
08-21-2021 at 08:36 PM.
Quote from Zalterego36 :
Does anyone want to share what APR they were offered? I was offered 22.9% and I'm a little insulted. I have an 815-824 credit score, a home, and another CC with $10k+ on it. I tried calling up the chain of command and have been given a number for tomorrow, but I'm just curious who exactly has qualified for that 15.9%.

Seems like a bait and switch.

Is this thing worth keeping? I wasn't planning on keeping a balance on there, but I'm still annoyed. I guess if I need to keep a balance on one my other card has a 12% rate, but still.

Just feels insulting to have worked my score up over the last two years to get the worst rate possible.
CSP is not a card you should ever be keeping a balance on. It's a rewards card. There's no benifit to cash back if you're going to piss it away on interest
Reply
Joined Feb 2008
L3: Novice
> bubble2 236 Posts
666 Reputation
vailr
08-21-2021 at 08:43 PM.
08-21-2021 at 08:43 PM.
Quote from wgkealey :
How long does it take to get the card without expediting it?

Applied 7 business days ago and still waiting...
I applied online on the 12th & received the card via USPS on the 21st.
Note: already had existing Chase checking & Chase Slate CC accounts.
Reply
Last edited by vailr August 21, 2021 at 08:47 PM.
Joined Aug 2006
L3: Novice
> bubble2 180 Posts
111 Reputation
jeenam
08-21-2021 at 08:52 PM.
08-21-2021 at 08:52 PM.
Quote from Zalterego36 :
Does anyone want to share what APR they were offered? I was offered 22.9% and I'm a little insulted. I have an 815-824 credit score, a home, and another CC with $10k+ on it. I tried calling up the chain of command and have been given a number for tomorrow, but I'm just curious who exactly has qualified for that 15.9%.

Seems like a bait and switch.

Is this thing worth keeping? I wasn't planning on keeping a balance on there, but I'm still annoyed. I guess if I need to keep a balance on one my other card has a 12% rate, but still.

Just feels insulting to have worked my score up over the last two years to get the worst rate possible.
15.99%

I have no plans to keep the card any longer than I have to. Credit score is 825+. I could care less about APR as I pay my credit cards in full at each statement close. For me, credit cards are for making money on rewards (free money!!), not spending money I do not actually have. The only cards I find actually useful are Amex as their extended warranty smokes Visa/Mastercard. Too much of a hassle to get money back from Visa/MC for extended warranty issues. Amex has never given me problems. I buy all my electronics with Amex for that very reason.
1
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Last edited by jeenam August 21, 2021 at 08:55 PM.

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Joined Feb 2006
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Tazmania99
08-21-2021 at 08:55 PM.
08-21-2021 at 08:55 PM.
This is a classic example that people don't really plan before signing up a credit card. There is no bait and switch here. Chase has never promised you to offer the lowest APR to you. Indeed, you should not sign up a credit card if you have trouble to pay your bills in full each month. Carrying balance on credit cards is not a wise move unless it is from 0% balance transfer or 0% intro APR on purchases. If you intend to carry a balance in the near future, you should really have applied other credit cards which offers you 0% APR for 15 months on new purchases, or 0% balance transfer. Most no-fee cards would have similar offers for new applicants.

Is the CSP worth keeping? It depends. It is one of the best travel cards which offers excellent benefits and reward redemption value. If your spending is just the basic ones or you use your credit cards occasionally, or as aforementioned you intend to carry a balance, the no-fee cards would be better for you.

Quote from Zalterego36 :
Does anyone want to share what APR they were offered? I was offered 22.9% and I'm a little insulted. I have an 815-824 credit score, a home, and another CC with $10k+ on it. I tried calling up the chain of command and have been given a number for tomorrow, but I'm just curious who exactly has qualified for that 15.9%.

Seems like a bait and switch.

Is this thing worth keeping? I wasn't planning on keeping a balance on there, but I'm still annoyed. I guess if I need to keep a balance on one my other card has a 12% rate, but still.

Just feels insulting to have worked my score up over the last two years to get the worst rate possible.
2
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