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Chase Sapphire Preferred® Card: Spend $4,000 in First 3 Months Expired

Earn 100K points
+711 Deal Score
1,498,752 Views
Update: This great credit card offer is still available.

Our best offer ever! Chase is offering 100,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. Enjoy new benefits such as a $50 annual Ultimate Rewards Hotel Credit, 5X points on travel purchased through Chase Ultimate Rewards, 3X points on dining and 2X points on all other travel purchases, plus more. Annual fee is $95.

Thanks to community member Helper02 for finding this deal.
  • Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $750 when you redeem through Chase Ultimate Rewards®.
  • Enjoy benefits such as a $50 annual Ultimate Rewards Hotel Credit, 5x on travel purchased through Chase Ultimate Rewards®, 3x on dining and 2x on all other travel purchases, plus more.
  • Get 25% more value when you redeem for airfare, hotels, car rentals and cruises through Chase Ultimate Rewards®. For example, 60,000 points are worth $750 toward travel.
  • With Pay Yourself BackSM, your points are worth 25% more during the current offer when you redeem them for statement credits against existing purchases in select, rotating categories
  • Count on Trip Cancellation/Interruption Insurance, Auto Rental Collision Damage Waiver, Lost Luggage Insurance and more.
  • Get complimentary access to DashPass which unlocks $0 delivery fees and lower service fees for a minimum of one year when you activate by December 31, 2024.

Slickdeals may be compensated by Chase.

Original Post

Written by
Edited October 7, 2021 at 06:20 AM by
Our best offer ever! Chase is offering 100,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $1,250 when you redeem through Chase Ultimate Rewards®. 2X points on dining at restaurants including eligible delivery services, takeout and dining out and travel & 1 point per dollar spent on all other purchases worldwide. Annual fee is $95.
  • Our best offer ever! Earn 100,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $1,250 when you redeem through Chase Ultimate Rewards®.
  • Earn 2X points on dining including eligible delivery services, takeout and dining out and travel. Plus, earn 1 point per dollar spent on all other purchases.
  • Get 25% more value when you redeem for airfare, hotels, car rentals and cruises through Chase Ultimate Rewards®. For example, 100,000 points are worth $1,250 toward travel.
  • With Pay Yourself Back℠, your points are worth 25% more during the current offer when you redeem them for statement credits against existing purchases in select, rotating categories.
  • Get unlimited deliveries with a $0 delivery fee and reduced service fees on eligible orders over $12 for a minimum of one year with DashPass, DoorDash's subscription service. Activate by 12/31/21.
  • Count on Trip Cancellation/Interruption Insurance, Auto Rental Collision Damage Waiver, Lost Luggage Insurance and more.
  • Get up to $60 back on an eligible Peloton Digital or All-Access Membership through 12/31/2021, and get full access to their workout library through the Peloton app, including cardio, running, strength, yoga, and more. Take classes using a phone, tablet, or TV. No fitness equipment is required.


Slickdeals may be compensated by Chase.
Created 06-03-2021 at 02:54 PM by helper02
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Deal
Score
+711
1,498,752 Views
Earn 100K points
These responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

5,762 Comments

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Featured Comments

I mentioned the offer to my wife who is a Chase employee and she pulled it up on her internal system. It had a note that they had additional offers if you apply in a branch. You get the 100k points, 1st year AF waived, and a $50 grocery credit. So essentially an extra $145 for applying in the branch.
Wow. No brainer if you are eligible for the bonus.
I signed up for 80k offer just last week. Can I get chase to make it 100k?

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Joined Nov 2008
L2: Beginner
> bubble2 89 Posts
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OC_One_Tone
09-27-2021 at 11:46 AM.
09-27-2021 at 11:46 AM.
Already received the 100k points and transferred them to the CSR account, how soon can I start to downgrade to another Chase card.
Reply
Joined Sep 2013
L3: Novice
> bubble2 174 Posts
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SOULV1CE
09-27-2021 at 12:39 PM.
09-27-2021 at 12:39 PM.
DP:
  • Downgraded CSR to FF on 9/14
  • Applied for CSP via wife's referral link morning of 9/24 and received message that application was under review
  • Called 888-338-2586 to talk to customer service to see if approval could be expedited
    • First I had to check approval status over the phone again before it let me talk to customer service
  • I explained that I wanted to expedite approval of the card and I was placed on hold and transferred 2 or 3 times, each time having to re-explain before the call was just randomly ended while I was on hold.
    It was probably a 20 minute process before I got hung up on.
  • I waited maybe 5-10 min before calling again and this time I called a number I found in previous posts 800-436-7970 which is apparently a number for CSR cards.
    This number gave me the exact same prompts as the first number, however this time when I entered my info to check application status for CSP it now says approved.
    So even though I never actually got to talk to someone directly about my application it seems that something happened on the backend just by my initial call and being transferred that it got pushed through.
    Kind of weird, but I'll take it. Automated message says card will arrive within the next 10 days.
Reply
Joined Nov 2008
L3: Novice
> bubble2 175 Posts
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SpunkyXL
09-27-2021 at 03:00 PM.
09-27-2021 at 03:00 PM.
If I have the Reserved, can I apply
for the Preferred? I have a big purchase ($5k) coming up, would just get this for the one
time reward.
Reply
Joined Feb 2006
~ Always Spinning ~
> bubble2 4,743 Posts
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Pro
Tazmania99
09-27-2021 at 03:20 PM.

Our community has rated this post as helpful. If you agree, why not thank Tazmania99

09-27-2021 at 03:20 PM.
You can't downgrade or product change during the first year. You are only allowed to do so after the first anniversary. When you see your account being hit by the annual fee, it is time you can downgrade. Chase will give you a full refund of the annual fee if you make your request within 30 days of the annual fee posted to your account.

Quote from Johnny22 :
Already received the 100k points and transferred them to the CSR account, how soon can I start to downgrade to another Chase card.
1
Reply
Joined Feb 2006
~ Always Spinning ~
> bubble2 4,743 Posts
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Tazmania99
09-27-2021 at 03:24 PM.
09-27-2021 at 03:24 PM.
See below posts.

https://slickdeals.net/forums/showpost.php?p=147783607&postcount=850

https://slickdeals.net/forums/showpost.php?p=149070646&postcount=3610

Quote from SpunkyXL :
If I have the Reserved, can I apply
for the Preferred? I have a big purchase ($5k) coming up, would just get this for the one
time reward.
Reply
Joined Jul 2009
L3: Novice
> bubble2 228 Posts
103 Reputation
r_orange
09-27-2021 at 06:56 PM.
09-27-2021 at 06:56 PM.
Quote from Tazmania99 :
Based on the past DPs, the wait time for the completion of a product change is way more than 2 days. The average wait time is 10 to 14 days for in-branch application and 7 to 10 days for online. You may call the number on the back of your CSR card, which is the dedicated line for Sapphire cards, to inquire whether they are still showing your CSR on the system.

thanks. i will wait to the 29th. in case the promotion ends at the end of the month.
Reply
Joined May 2004
Commie
> bubble2 14,301 Posts
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BalkiBartokomous
09-27-2021 at 07:15 PM.
09-27-2021 at 07:15 PM.
Hey all.... so I lowered my cash advance limit to $100 and then tried to fund a bank account with this card and it declined (as I heard Chase changed rules earlier this year and considers it an advance). I plan on purchasing a car soon. Anyone know if the down payment will also be seen as a cash advance or will it code as a purchase?
Reply

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Joined Aug 2018
L2: Beginner
> bubble2 57 Posts
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GeoffP0877
09-27-2021 at 08:44 PM.
09-27-2021 at 08:44 PM.
Does this card have extended warranty coverage? If so how long?
Reply
Joined Dec 2008
D3: Woopster
> bubble2 3,770 Posts
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1dash1
09-27-2021 at 08:56 PM.
09-27-2021 at 08:56 PM.
Quote from BalkiBartokomous :
Hey all.... so I lowered my cash advance limit to $100 and then tried to fund a bank account with this card and it declined (as I heard Chase changed rules earlier this year and considers it an advance). I plan on purchasing a car soon. Anyone know if the down payment will also be seen as a cash advance or will it code as a purchase?
Down payments count as purchases.

However, YMMV as far as how much of a down payment the car dealerships in your area will allow customers to charge using a credit card. (Seems like there is a downward trend with every passing year.)

BTW, that was smart of you to set your cash advance limit. Otherwise, you would have gotten a very unpleasant surprise with the cash advance fee + interest charges. EEK!
Reply
Last edited by 1dash1 September 27, 2021 at 09:36 PM.
Joined Dec 2008
D3: Woopster
> bubble2 3,770 Posts
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1dash1
09-27-2021 at 08:58 PM.
09-27-2021 at 08:58 PM.
Quote from GeoffP0877 :
Does this card have extended warranty coverage? If so how long?
https://cardbenefits.chase.com/ch...protection
https://wallethub.com/answers/cc/...140669710/
Reply
Joined May 2004
Commie
> bubble2 14,301 Posts
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BalkiBartokomous
09-27-2021 at 09:51 PM.
09-27-2021 at 09:51 PM.
Quote from 1dash1 :
Down payments count as purchases.

However, YMMV as far as how much of a down payment the car dealerships in your area will allow customers to charge using a credit card. (Seems like there is a downward trend with every passing year.)

BTW, that was smart of you to set your cash advance limit. Otherwise, you would have gotten a very unpleasant surprise with the cash advance fee + interest charges. EEK!
Thanks. It pisses me off that they don't allow us to disable it completely. I mean, I'm the farking customer, it is my card, why the hell can't I control what I don't want? So I have no clue what is going to be categorized as an advance yet I'm still responsible for paying? Screw that.
Reply
Joined Nov 2004
L5: Journeyman
> bubble2 893 Posts
155 Reputation
lizard5102
09-27-2021 at 10:54 PM.
09-27-2021 at 10:54 PM.
Quote from Nautian :
The other person with the link has my comment asking the same question and the response is great, I reached my $4k requirement and got the 100k already.

I pre-paid my phone bill (I'm like 7 months paid off), bought some Amazon gift cards, when out with friends we usually split/share expenses but I would pay full with my card and get the split later (restaurant spending is also great because it's one of 25% extra PYB category) and also did grocery shopping for the family and got compensated in cash. Overall I won't lie I did spend more than I would usually spend in a 3 month period but not enough to wash away the $1k+ in signup bonus.

Great, thanks. I set up an appointment with my banker for Thursday this week to apply so he can waive the $95 first year fee. Hopefully this offer will not expire by then.
Reply
Joined Nov 2004
L5: Journeyman
> bubble2 893 Posts
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lizard5102
09-27-2021 at 11:44 PM.
09-27-2021 at 11:44 PM.
For folks in CA - which credit bureaus did Chase do a hard pull with?
Reply
Joined Dec 2008
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> bubble2 3,770 Posts
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1dash1
09-28-2021 at 02:50 AM.
09-28-2021 at 02:50 AM.
Quote from walletLess :
For folks in CA - which credit bureaus did Chase do a hard pull with?
https://slickdeals.net/f/15070267-chase-sapphire-preferred-card-spend-4-000-in-first-3-months-earn-100k-points?p=149827726#post149827726
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Last edited by 1dash1 September 28, 2021 at 11:28 AM.

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FancyPen645
09-28-2021 at 08:39 AM.
09-28-2021 at 08:39 AM.
Downgraded CSR to FU no 9/5, waited 3 weeks to be safe (DPs in this thread and elsewhere caution to wait a bit longer than the 4 biz days previously reported), applied 9/27 using a referral link and was instantly approved.

Anyone on the fence should apply soon - I doubt Chase will keep the SUB this high forever
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