Citi Custom Cash℠ Card: Earn $200 after Spending $750 in First 3-Months
Expired
+441Deal Score
1,105,125 Views
Citi is offering $200 in cash back after you spend $750 on purchases in the first 3 months of account opening for the Citi Custom Cash℠ Card. This bonus offer will be fulfilled as 20,000 ThankYou® Points, which can be redeemed for $200 cash back. No annual fee.
Thanks to Staff Member sd_keets for finding this deal
Citi is offering $200 in cash back after you spend $750 on purchases in the first 3 months of account opening for the Citi Custom Cash℠ Card. This bonus offer will be fulfilled as 20,000 ThankYou® Points, which can be redeemed for $200 cash back. No annual fee.
Card Details:
Earn $200 in cash back after you spend $750 on purchases in the first 3 months of account opening. This bonus offer will be fulfilled as 20,000 ThankYou® Points, which can be redeemed for $200 cash back.
0% Intro APR on balance transfers and purchases for 15 months. After that, the variable APR will be 16.24% - 26.24%, based on your creditworthiness.
Earn 5% cash back on purchases in your top eligible spend category each billing cycle, up to the first $500 spent, 1% cash back thereafter. Also, earn unlimited 1% cash back on all other purchases.
No rotating bonus categories to sign up for – as your spending changes each billing cycle, your earn adjusts automatically when you spend in any of the eligible categories.
No Annual Fee.
Citi will only issue one Citi Custom Cash℠ Card account per person.
These responses are not provided or commissioned by the bank advertiser.
Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser.
It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered.
Opinions expressed here are the author's alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.
Our community has rated this post as helpful. If you agree, why not thank impasse
06-10-2021 at 06:15 PM.
Restaurants
Includes purchases at cafes, bars, lounges and fast food restaurants. Excludes purchases at bakeries, caterers, restaurants located inside another business (such as hotels, stores, stadiums, grocery stores, or warehouse clubs) and third party dining delivery services.
Gas Stations
Excludes gasoline purchases at warehouse clubs, discount stores, convenience stores or other merchants that do not use the gas station merchant category code.
Grocery Stores
Includes purchases at supermarkets, meat/seafood stores, dairy stores, bakeries, and miscellaneous food/convenience stores. Excludes purchases at general merchandise/discount superstores; wholesale/warehouse clubs; candy, nut and confectionery stores. Purchases made at online supermarkets or with grocery delivery services also do not qualify if the merchant does not classify itself as a supermarket by using the supermarket merchant category code.
Select Travel
Includes airline, hotel, cruise line and travel agency purchases. Excludes timeshares, boat leases and rentals, campgrounds and trailer parks, and real estate agencies.
Select Transit
Includes car rentals, ferries, commuter railways, subways, taxis/limousines/car services, passenger railways, bridge and road tolls, parking lots/garages, bus lines, and motor home and recreational vehicle rentals. Excludes bike/scooter rentals, auto clubs and insurance companies.
Select Streaming Services
Includes the following cable, satellite, and streaming providers: Amazon Prime Video, Amazon Music, Apple Music, CBS All Access, Disney+, AT&T TV NOW, ESPN+, fuboTV, HBO Max, NBA League Pass, Netflix, Pandora, Showtime, Sling TV, Spotify, Starz, SiriusXM, Vudu, YouTube Red, YouTube TV, and Tidal.
The above names are trademarks or registered trademarks of their respective owners. The owners of the above marks do not endorse Citibank N.A.'s services, and are not otherwise affiliated with Citibank, N.A. or any of its related entities.
Drugstores
Includes purchases made at pharmacies in grocery stores, general merchandise/discount superstores, and wholesale/warehouse clubs if those merchants submit purchases made in their pharmacy with the drug store and pharmacy merchant category code.
Home Improvement Stores
Includes purchases at home supply warehouse stores, lumber and building materials stores, paint and wallpaper stores, hardware stores, nurseries – lawn and garden supply stores and paints, varnishes and supplies stores. Excludes florists and florists' supply stores; nursery stock; wholesale construction stores; and glass stores.
Fitness Clubs
Includes membership fee and other purchases at athletic, sports and recreation facilities requiring membership such as health, tennis, and swimming clubs. Excludes fees associated with virtual services for home exercise equipment, personal monitoring devices, or fitness streaming classes.
Live Entertainment
Includes ticket purchases for live entertainment, including: concerts, live sporting events, live theatrical productions, amusement parks, and orchestras. Excludes: charitable organizations that provide live entertainment (benefits), sporting camps, sports complexes where you participate in the sport, public and private golf courses, country clubs (including membership fees), bowling alleys, movie theaters, tourist attractions, museums and art galleries.
this seems like a great option for filling in gaps when my other quarterly cards (discover it, chase freedom flex) don't cover things..but do i really need another citi card? still have the old expedia premierpass, a double cash, and a thankyou+..
Does anyone know if someone can switch their current Citi card to this type? Im not worried about the bonus but I think it does better overall than my Citi Rewards+.
Citi is very friendly for product change. You should give them a call if you really don't care the bonus.
Quote
from pontiacg6gtp
:
Does anyone know if someone can switch their current Citi card to this type? Im not worried about the bonus but I think it does better overall than my Citi Rewards+.
When signup bonuses are taken into account, this is overall likely a lousy choice for most people, except maybe for people who want just one or two credit cards and never plan to get any more.
Its $200 signup bonus is woefully dwarfed by the many cards offering $500, $1000, even more in signup value. And its 5% on one category -- max $25/month -- is not all that exciting when you take into account the 2% no-fee cards available.
So imagine a spend of $500 a month on the 5% category, and $1000/month on other stuff.
With this card, that's ($500 x 5%) + ($1000 x 1%), or $35/month
With a 2% card, you'd earn $30/month.
$5/month isn't worth giving up a huge signup bonus for.
except you wouldn't use this card for the other $1000/month. you'd use this for the $500 and your 2% (or other card offering more than 2%) for the $1000 = $45/month
it's pretty good for what it is, a spacefiller. I don't know of any $0 annual fee cards offering 500, 1000 or more signup bonus... I did just get a chase sapphire preferred with a $1250 bonus, but that is a ridiculously good use of a credit pull. this on the other hand, meh $200 for 1/5 of your credit pulls for 2 years is not slick, and $25/month cash back assuming you spend $500/month in each/all of those categories is only semi-slick.
I have another thought. First, the minimum spending requirement is only $750. It would be no pressure to meet the requirement and pocket the $200 signup bonus. Plus it does not charge an annual fee. The offers are pretty much in line with the other cards that offer 5% cashback on quarterly rotation since the max is also $75 a quarter. I think Citi has this new Citi Custom Cash to compete against Chase Freedom Flex, and I don't see the Freedom Flex offers more benefits than the Custom Cash.
Quote
from ThatAdamGuy
:
When signup bonuses are taken into account, this is overall likely a lousy choice for most people, except maybe for people who want just one or two credit cards and never plan to get any more.
Its $200 signup bonus is woefully dwarfed by the many cards offering $500, $1000, even more in signup value. And its 5% on one category -- max $25/month -- is not all that exciting when you take into account the 2% no-fee cards available.
So imagine a spend of $500 a month on the 5% category, and $1000/month on other stuff.
With this card, that's ($500 x 5%) + ($1000 x 1%), or $35/month
With a 2% card, you'd earn $30/month.
$5/month isn't worth giving up a huge signup bonus for.
When signup bonuses are taken into account, this is overall likely a lousy choice for most people, except maybe for people who want just one or two credit cards and never plan to get any more.
Its $200 signup bonus is woefully dwarfed by the many cards offering $500, $1000, even more in signup value. And its 5% on one category -- max $25/month -- is not all that exciting when you take into account the 2% no-fee cards available.
So imagine a spend of $500 a month on the 5% category, and $1000/month on other stuff.
With this card, that's ($500 x 5%) + ($1000 x 1%), or $35/month
With a 2% card, you'd earn $30/month.
$5/month isn't worth giving up a huge signup bonus for.
Why not both. Spend $500/mo using this card for food or groceries, then spend $1000 using your 2% card. End up with $45/mo instead of 30. Card has no annual fee. 5% every month on gas or groceries with no annual fee is free cashback. Just dedicate the card to one use. Then use rotating 5% cards for other categories.
great single purpose card, or card to fill in gaps during those dumb rotating categories. also can double the monthly limit if you have a partner to also sign up.
gonna have to hit this card up after i churn the sapphire offer..!
if you've already got a mortgage and settled down, you don't have to worry about credit scores, use it to make you some money by churning card offers.
925 Comments
Your comment cannot be blank.
Featured Comments
No Enrollment Needed !!
nice, but limited to such a small amount.
Sign up for a Slickdeals account to remove this ad.
Our community has rated this post as helpful. If you agree, why not thank impasse
Includes purchases at cafes, bars, lounges and fast food restaurants. Excludes purchases at bakeries, caterers, restaurants located inside another business (such as hotels, stores, stadiums, grocery stores, or warehouse clubs) and third party dining delivery services.
Gas Stations
Excludes gasoline purchases at warehouse clubs, discount stores, convenience stores or other merchants that do not use the gas station merchant category code.
Grocery Stores
Includes purchases at supermarkets, meat/seafood stores, dairy stores, bakeries, and miscellaneous food/convenience stores. Excludes purchases at general merchandise/discount superstores; wholesale/warehouse clubs; candy, nut and confectionery stores. Purchases made at online supermarkets or with grocery delivery services also do not qualify if the merchant does not classify itself as a supermarket by using the supermarket merchant category code.
Select Travel
Includes airline, hotel, cruise line and travel agency purchases. Excludes timeshares, boat leases and rentals, campgrounds and trailer parks, and real estate agencies.
Select Transit
Includes car rentals, ferries, commuter railways, subways, taxis/limousines/car services, passenger railways, bridge and road tolls, parking lots/garages, bus lines, and motor home and recreational vehicle rentals. Excludes bike/scooter rentals, auto clubs and insurance companies.
Select Streaming Services
Includes the following cable, satellite, and streaming providers: Amazon Prime Video, Amazon Music, Apple Music, CBS All Access, Disney+, AT&T TV NOW, ESPN+, fuboTV, HBO Max, NBA League Pass, Netflix, Pandora, Showtime, Sling TV, Spotify, Starz, SiriusXM, Vudu, YouTube Red, YouTube TV, and Tidal.
The above names are trademarks or registered trademarks of their respective owners. The owners of the above marks do not endorse Citibank N.A.'s services, and are not otherwise affiliated with Citibank, N.A. or any of its related entities.
Drugstores
Includes purchases made at pharmacies in grocery stores, general merchandise/discount superstores, and wholesale/warehouse clubs if those merchants submit purchases made in their pharmacy with the drug store and pharmacy merchant category code.
Home Improvement Stores
Includes purchases at home supply warehouse stores, lumber and building materials stores, paint and wallpaper stores, hardware stores, nurseries – lawn and garden supply stores and paints, varnishes and supplies stores. Excludes florists and florists' supply stores; nursery stock; wholesale construction stores; and glass stores.
Fitness Clubs
Includes membership fee and other purchases at athletic, sports and recreation facilities requiring membership such as health, tennis, and swimming clubs. Excludes fees associated with virtual services for home exercise equipment, personal monitoring devices, or fitness streaming classes.
Live Entertainment
Includes ticket purchases for live entertainment, including: concerts, live sporting events, live theatrical productions, amusement parks, and orchestras. Excludes: charitable organizations that provide live entertainment (benefits), sporting camps, sports complexes where you participate in the sport, public and private golf courses, country clubs (including membership fees), bowling alleys, movie theaters, tourist attractions, museums and art galleries.
this seems like a great option for filling in gaps when my other quarterly cards (discover it, chase freedom flex) don't cover things..but do i really need another citi card? still have the old expedia premierpass, a double cash, and a thankyou+..
Sign up for a Slickdeals account to remove this ad.
Its $200 signup bonus is woefully dwarfed by the many cards offering $500, $1000, even more in signup value. And its 5% on one category -- max $25/month -- is not all that exciting when you take into account the 2% no-fee cards available.
So imagine a spend of $500 a month on the 5% category, and $1000/month on other stuff.
With this card, that's ($500 x 5%) + ($1000 x 1%), or $35/month
With a 2% card, you'd earn $30/month.
$5/month isn't worth giving up a huge signup bonus for.
it's pretty good for what it is, a spacefiller. I don't know of any $0 annual fee cards offering 500, 1000 or more signup bonus... I did just get a chase sapphire preferred with a $1250 bonus, but that is a ridiculously good use of a credit pull. this on the other hand, meh $200 for 1/5 of your credit pulls for 2 years is not slick, and $25/month cash back assuming you spend $500/month in each/all of those categories is only semi-slick.
Its $200 signup bonus is woefully dwarfed by the many cards offering $500, $1000, even more in signup value. And its 5% on one category -- max $25/month -- is not all that exciting when you take into account the 2% no-fee cards available.
So imagine a spend of $500 a month on the 5% category, and $1000/month on other stuff.
With this card, that's ($500 x 5%) + ($1000 x 1%), or $35/month
With a 2% card, you'd earn $30/month.
$5/month isn't worth giving up a huge signup bonus for.
Its $200 signup bonus is woefully dwarfed by the many cards offering $500, $1000, even more in signup value. And its 5% on one category -- max $25/month -- is not all that exciting when you take into account the 2% no-fee cards available.
So imagine a spend of $500 a month on the 5% category, and $1000/month on other stuff.
With this card, that's ($500 x 5%) + ($1000 x 1%), or $35/month
With a 2% card, you'd earn $30/month.
$5/month isn't worth giving up a huge signup bonus for.
gonna have to hit this card up after i churn the sapphire offer..!
if you've already got a mortgage and settled down, you don't have to worry about credit scores, use it to make you some money by churning card offers.
Sign up for a Slickdeals account to remove this ad.