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Citi Custom Cash℠ Card: Earn $200 after Spending $750 in First 3-Months Expired
Citi is offering $200 in cash back after you spend $750 on purchases in the first 3 months of account opening for the Citi Custom Cash℠ Card. This bonus offer will be fulfilled as 20,000 ThankYou® Points, which can be redeemed for $200 cash back. No annual fee.
Thanks to Staff Member sd_keets for finding this deal
Card Details:
Slickdeals may be compensated by Citi.
Thanks to Staff Member sd_keets for finding this deal
Card Details:
Slickdeals may be compensated by Citi.
Original Post
Written by
Edited July 5, 2023
at 08:59 AM
Citi is offering $200 in cash back after you spend $750 on purchases in the first 3 months of account opening for the Citi Custom Cash℠ Card. This bonus offer will be fulfilled as 20,000 ThankYou® Points, which can be redeemed for $200 cash back. No annual fee.
Card Details:
Card Details:
- Earn $200 in cash back after you spend $750 on purchases in the first 3 months of account opening. This bonus offer will be fulfilled as 20,000 ThankYou® Points, which can be redeemed for $200 cash back.
- 0% Intro APR on balance transfers and purchases for 15 months. After that, the variable APR will be 16.24% - 26.24%, based on your creditworthiness.
- Earn 5% cash back on purchases in your top eligible spend category each billing cycle, up to the first $500 spent, 1% cash back thereafter. Also, earn unlimited 1% cash back on all other purchases.
- No rotating bonus categories to sign up for – as your spending changes each billing cycle, your earn adjusts automatically when you spend in any of the eligible categories.
- No Annual Fee.
- Citi will only issue one Citi Custom Cash℠ Card account per person.
Created 06-10-2021
at 07:04 AM
by sd_keets
in
Credit Cards
(4)
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No Enrollment Needed !!
nice, but limited to such a small amount.
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reading the small print it seems to be in it's own family with 48 month rule. But who knows.
No you dont get to choose. It will automatically apply to the highest spend category each billing cycle.
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People see the percentage and salivate. You have to understand your actual spending to realize if this is worth it to you or not. 2% of $100 is piddly squat.
lol. do people seriously suddenly buy a house or a car? especially via a loan?
If you are happy with $2 a month then go for it. I want more. Way more.
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Assume Amex MR points are worth 1.7 cents each (I think closer to 2, but anyway):
+ Amex Gold signup bonus: 75K points = $1275 one time
+ $500/month spend on groceries: 2000 points = $34/month
+ Use just a few of the $10 Uber credits + UberPass = $50/year
- Annual fee of $250/year
So in 3 years you'll have netted:
$1899 with the Amex Gold (not even including the lucrative 4x restaurant spend!)
$1100 with the Citi Custom card
So for those geeks like me who already have a lot of cards and can product change to this Custom card? Maybe useful a bit?
But otherwise:
- It's a lousy first or even probably supplementary card for normal people
- It's a lousy card to waste a 5/24 slot on for us geeks
For me I like the card because its 5% on grocery with no AF. That's really good. I current have BCP, which ill PC to a BCE, and BofA Platinum honors. Switching to this saves me $35 a year minimum compared to my BCP, plus the extra $200 SUB, not a big amount, but it completely replaces what I was using my BCP for.