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Citi Custom Cash℠ Card: Earn $200 after Spending $750 in First 3-Months Expired

+441 Deal Score
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Citi is offering $200 in cash back after you spend $750 on purchases in the first 3 months of account opening for the Citi Custom Cash℠ Card. This bonus offer will be fulfilled as 20,000 ThankYou® Points, which can be redeemed for $200 cash back. No annual fee.

Thanks to Staff Member sd_keets for finding this deal

Card Details:



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Original Post

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Edited July 5, 2023 at 08:59 AM by
Citi is offering $200 in cash back after you spend $750 on purchases in the first 3 months of account opening for the Citi Custom Cash℠ Card. This bonus offer will be fulfilled as 20,000 ThankYou® Points, which can be redeemed for $200 cash back. No annual fee.

Card Details:
  • Earn $200 in cash back after you spend $750 on purchases in the first 3 months of account opening. This bonus offer will be fulfilled as 20,000 ThankYou® Points, which can be redeemed for $200 cash back.
  • 0% Intro APR on balance transfers and purchases for 15 months. After that, the variable APR will be 16.24% - 26.24%, based on your creditworthiness.
  • Earn 5% cash back on purchases in your top eligible spend category each billing cycle, up to the first $500 spent, 1% cash back thereafter. Also, earn unlimited 1% cash back on all other purchases.
  • No rotating bonus categories to sign up for – as your spending changes each billing cycle, your earn adjusts automatically when you spend in any of the eligible categories.
  • No Annual Fee.
  • Citi will only issue one Citi Custom Cash℠ Card account per person.
Slickdeals may be compensated by Citi.
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Created 06-10-2021 at 07:04 AM by sd_keets
in Credit Cards (4) See More Citi Offers
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These responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

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Featured Comments

5% eligible categories: Restaurants, gas stations, grocery stores, select travel, select transit, select streaming services, drugstores, home improvement stores, fitness clubs, live entertainment.

No Enrollment Needed !!
·
If you go into the branch the offer is $300 check out your local branch
·
limited to only $500 spend per billing cycle which equates to $25 cash back per month...

nice, but limited to such a small amount.
·

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Joined Nov 2006
L10: Grand Master
> bubble2 12,629 Posts
1,057 Reputation
poohbie
11-22-2021 at 01:27 AM.
11-22-2021 at 01:27 AM.
Quote from bestdeal113 :
Could not add this card to apple pay. I had to call them and they sent out a letter via mail to confirm my identity smh. I have had like 5 different banks in my apple pay but none did this
It's a PITA with any of my Citi cards to add them to ApplePay. Haven't had to wait for snail mail, but I've always had to call their Fraud Dept to do so.
Reply
Joined May 2019
L2: Beginner
> bubble2 99 Posts
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Nine5617
11-22-2021 at 03:00 PM.
11-22-2021 at 03:00 PM.
If I buy a new laptop or TV at bestbuy or amazon spending $1,000 after getting this card, is that eligible for the 300 dollar intro bonus or does it have to be certain kinds of purchases?
1
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Joined Apr 2016
New User
> bubble2 8 Posts
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whypaymoregocheap
11-22-2021 at 03:59 PM.
11-22-2021 at 03:59 PM.
Applied-Approved. Another reason I value Slickdeals, I get better insight with no BS from others on this site vs. the nerdwallets of the world.
1
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Joined Oct 2005
Hates MIR!!!
> bubble2 5,716 Posts
1,683 Reputation
o0adam0o
11-22-2021 at 04:11 PM.
11-22-2021 at 04:11 PM.
There's a $300 for $1k spend that I ended up getting for a large purchase. Unfortunately they won't expedite the card or give me a virtual one.
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Joined Nov 2007
L9: Master
> bubble2 5,361 Posts
2,226 Reputation
MBZ321
11-22-2021 at 07:20 PM.
11-22-2021 at 07:20 PM.
Got mine in the mail today. I asked this before, but never got a reply...I signed up under the $300/$1000 spend offer, is there any confirmation anywhere that it is indeed applied to my account? I don't want to end up charging 1k to it and not getting a bonus.

Edit: Nevermind! It shows up under the 'Rewards and Offers' menu
Reply
Last edited by MBZ321 November 22, 2021 at 07:26 PM.
Joined Mar 2019
L2: Beginner
> bubble2 83 Posts
38 Reputation
OptimusAsh
11-22-2021 at 09:31 PM.
11-22-2021 at 09:31 PM.
If anyone applied within last couple of months for $250/1000$ spend offer try to contact Citi they will probably match you with the 300$ offer. I applied couple of months back and got approved after I spent my 1000$ the 250$ got rewarded immediately then I've realized about this offer and mailed citi about this. No response to my mail but today I got a letter confirming 5000 more thank you points (equivalent to 50$) got added to my account. So give it a try
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Joined Nov 2016
L6: Expert
> bubble2 1,529 Posts
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Matthew-Deals-Hunter
11-22-2021 at 11:30 PM.
11-22-2021 at 11:30 PM.
Quote from whypaymoregocheap :
Applied-Approved. Another reason I value Slickdeals, I get better insight with no BS from others on this site vs. the nerdwallets of the world.

Do you know you can get $300 bonus if applying through credit karma/in branch. You are not so correct
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Joined Jul 2005
L7: Teacher
> bubble2 2,577 Posts
derpherp
11-23-2021 at 07:16 AM.
11-23-2021 at 07:16 AM.
These are such scam lol
3
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Joined Aug 2015
L2: Beginner
> bubble2 50 Posts
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visafan1
11-23-2021 at 09:06 AM.
11-23-2021 at 09:06 AM.
How about buying a visa gc from safeway for 500$ every montth so that i can spend anywhere....
1
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Joined Jul 2021
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> bubble2 1 Posts
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FuschiaApparel966
11-23-2021 at 09:17 AM.
11-23-2021 at 09:17 AM.
If you walk in a Citibank to open the credit card, you get $300 instead of $200.
Reply
Joined Oct 2005
Hates MIR!!!
> bubble2 5,716 Posts
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o0adam0o
11-23-2021 at 10:09 AM.
11-23-2021 at 10:09 AM.
Quote from derpherp :
These are such scam lol

How so? I've been doing these for years. You pay it off the next month and profit.
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Joined Nov 2006
L10: Grand Master
> bubble2 12,629 Posts
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poohbie
11-23-2021 at 01:39 PM.
11-23-2021 at 01:39 PM.
Quote from visafan1 :
How about buying a visa gc from safeway for 500$ every montth so that i can spend anywhere....
That works, but you lose $6 to the VISA fee unless you catch it at a time Safeway's doing a promo (used to be very often earlier this year, but not lately). It ends up being 3.87% thereabouts. And the additional hassle of dealing with a GC, possibly losing it, etc.

All it takes is losing one $500 GC to make years of doing this not worth it.
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Joined Jul 2003
Master Of The Obvious
> bubble2 10,392 Posts
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burticus
11-24-2021 at 09:25 AM.
11-24-2021 at 09:25 AM.
I just signed up for one of these the other day before I even saw this thread, LOL. My old Citi professional MC used to have decent % for the thank you points, but I have noticed it has gone down to 1% or less (MUCH less if you choose to "pay with points" on Amz / BB / etc). With this card, you get 1% on everything, then 5% of the floating $500 category. I am interested to see what happens with those floating categories, as I pay for everything except my mortgage (wish I could) with CC for the points, then pay off every month.

My rough math thinks I could end up 3% average or higher overall, but it really depends how the floating categories go. Like triple what I am currently getting... I'll find out soon enough. The extra $200 for hitting 1500 in 3 months is just gravy.

And if Walmart Neighborhood Market (we call it the Wal-Market) doesn't count as a grocery store, that is a bummer. It's really the best grocery shopping option we have anywhere near us... there is a Tom Thumb but everything they sell is 20% or higher than the Wal-Market.

Honestly I currently use the points to buy crap I don't need but want, like new TV / console / laptop / etc
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Last edited by burticus November 24, 2021 at 09:30 AM.
Joined Jul 2003
Master Of The Obvious
> bubble2 10,392 Posts
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burticus
11-24-2021 at 09:32 AM.
11-24-2021 at 09:32 AM.
Quote from visafan1 :
How about buying a visa gc from safeway for 500$ every montth so that i can spend anywhere....
I would double check the fine print, I think my current Citi MC card exempts gift cards from point eligible.

edit - I read the entire terms and conditions and it says nothing about gift cards.

"Balance transfers, cash advances, checks that access your Card Account, items returned for credit, unauthorized charges, interest and account fees, travelers checks, foreign currency purchases, money orders, wire transfers (and similar cash-like transactions), lottery tickets, gaming chips (and similar betting transactions) do not earn ThankYou Points."
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Last edited by burticus November 24, 2021 at 10:47 AM.

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Joined Jun 2004
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> bubble2 3,236 Posts
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ieee488
11-24-2021 at 09:41 AM.
11-24-2021 at 09:41 AM.
Quote from visafan1 :
How about buying a visa gc from safeway for 500$ every montth so that i can spend anywhere....
I did that actually. I bought a $500 VISA gift card at CVS.
I received the $200 sign-on bonus. Mine was the $200 for $750 spend.
I didn't do that in November or December because I have the Chase Freedom Flex
which is giving me 9% (8% after fees) if I use Paypal to buy at drugstores.

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